Libra Bank vs Spendly

The Libra App is one of the most awarded banking apps in Romania in recent years. Easy to use. For your personal or business account. You can manage your cards, savings, and investments in one place. You can also make the app your own: rename your accounts, reorder them, and set up quick actions for the things you use often. We keep improving the app frequently, so it becomes simpler and more useful for you. What you can do in the Libra App: • pay in RON or EUR • pay using a phone number • pay by QR code • manage recurring payments • view balances and transaction history • access your savings account • manage deposits • exchange currencies • order a debit card • order a credit card • access investments • download account statements • update your personal details If you are not a client yet, you can open an account online, directly in the app. Sign in simply and securely with PIN or biometrics.

Spendly helps you spend wisely. Track every expense, build budgets that actually stick, and see your month at a glance — on your own or with your whole family. KEY FEATURES • Clear monthly overview — your income, spending and savings for the month, right on the dashboard. • Smart budgets — monthly limits per category (subcategories included), with alerts before you overspend. Start from ready-made templates or the 50/30/20 rule. • Family sharing — create a family, invite your partner and kids, and see the household's spending together. Family budgets count everyone; personal budgets stay yours. Kids get pocket money. • Split bills — share an expense with someone and keep track of who still owes you. • Receipt scanning — snap a receipt and Spendly fills in the amount, merchant and date. • Grouped categories — a ready-made set of groups and subcategories you can reorder and adapt. • Reports — see where your money goes, month by month and by category. • Multiple currencies — log expenses in any currency and see totals in yours, at daily ECB rates. • Import & export — bring in transactions from a CSV file and export your data any time. • Notifications — budget alerts, a weekly summary and quiet hours, so you hear from Spendly only when it matters. • Sign in your way — email, Sign in with Apple or Google. PRIVATE BY DESIGN No ads. No trackers. Your data is encrypted, never sold and never used for advertising. You can export it or delete your account at any time, right from the app. Spendly is built by Sergiu Molnar. Questions? Reach us at contact@spendly.ro.