Comparison

Libra Bank vs NN Direct

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Libra Bank

Manage your bank accounts with ease, including payments, online loans, savings, and transaction history. Open a new account entirely online without visiting a branch.

Highlights
  • Account summaries
  • Payments in Lei and foreign currency
  • Online loans
  • Savings accounts
  • Foreign exchange
  • ATM locator
  • Online account opening
Features
Read full description

The Libra App is one of the most awarded banking apps in Romania in recent years. Easy to use. For your personal or business account. You can manage your cards, savings, and investments in one place. You can also make the app your own: rename your accounts, reorder them, and set up quick actions for the things you use often. We keep improving the app frequently, so it becomes simpler and more useful for you. What you can do in the Libra App: • pay in RON or EUR • pay using a phone number • pay by QR code • manage recurring payments • view balances and transaction history • access your savings account • manage deposits • exchange currencies • order a debit card • order a credit card • access investments • download account statements • update your personal details If you are not a client yet, you can open an account online, directly in the app. Sign in simply and securely with PIN or biometrics.

About

NN Direct

Manage your insurance and pension accounts with ease. Pay premiums, make investments, update personal details, and track claims securely. Enjoy a user-friendly experience with convenient login options.

Highlights
  • Pay insurance premiums and pension contributions
  • Invest in fund units
  • Update personal and contact information
  • Track insurance claims status
  • Secure login with facial recognition or fingerprint
  • View payment history
Features
Read full description

NN Direct este aplicația care îți aduce pe telefon ce este mai important să știi despre asigurările și pensiile de la NN. Poți plăti primele asigurărilor sau contribuțiile pensiilor facultative rapid și în siguranță, cu orice card bancar, și poți salva detaliile cardurilor tale pentru a face plăți mai ușor. Dacă ești printre cei cu apetit pentru investiții, tot prin aplicație poți face tranzacții cu unități de fond în câțiva pași simpli. Mai mult, ai acces la istoricul primelor de asigurare plătite și al contribuțiilor la pensie și îți poți actualiza datele personale sau de contact oricând apar schimbări, prin simpla scanare a cărții de identitate. În cazul apariției unui eveniment asigurat, ne poți transmite toate detaliile prin intermediul meniului dedicat din NN Direct, unde poți urmări ulterior statusul solicitării tale. Noi te vom notifica în cazul în care avem nevoie de documente suplimentare, pe care le vei putea încărca tot în aplicație. Activarea contului se face scurt și de la distanță, iar pentru autentificare poți alege varianta clasică (email și parolă) sau, și mai simplu, cu recunoaștere facială sau amprentă digitală. Ca să te bucuri de noua experiență care vine cu funcționalități noi și informații pe înțelesul tău, e suficient să actualizezi sau descarci cea mai recentă versiune. Odată ce te-ai conectat, ne place să credem că avem o aplicație intuitivă și îți va fi ușor să afli ce te interesează. Dacă nu e așa, dă-ne de veste. În timp ce citești aceste rânduri, echipa noastră lucrează la îmbunătățirea aplicației, așa că apreciem dacă ne lași un review aici. Promitem să răspundem în timp util.

Screenshots

Libra Bank4 screens
NN Direct4 screens

Verdict

The call

The clearest difference is update cadence: Libra Bank at every 4 days against NN Direct's every 5 weeks. NN Direct's advantage is review sentiment (75% vs 49%) and ratings volume (155 vs 10). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NN Direct holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: NN Direct has 155 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 49% of Libra Bank's written reviews are positive against 75% of NN Direct's.

UpkeepUpdate frequency

Libra Bank ships an update every 4 days, NN Direct every 5 weeks. Both last shipped on November 1, 2026.

Scorecard4 real differences · 6 level
Libra Bank versus NN Direct: the parameters behind the verdict, then further details
ParameterLibra BankNN Direct
PriceFreeFree
Rating4.6 (10 ratings)4.8 (155 ratings) — better
Positive reviews48.6% of reviews75.0% of reviews — better
Number of ratings10155 — better
Update frequencyEvery 4 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.515.1 — better
Further details — not scored
Size115 MB109 MB
Age rating4+4+
DeveloperLibra Internet Bank SANN Asigurari de Viata S.A.

Customer experience

Libra Bank

All ratings10 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews72 reviews
Positive48.6%
Neutral5.6%
Negative45.8%

NN Direct

All ratings154 ratings
Positive94.2%
Neutral2.6%
Negative3.2%
Written reviews16 reviews
Positive75.0%
Neutral6.3%
Negative18.8%

In-app purchases

None

Libra Bank

No in-app purchases

None

NN Direct

No in-app purchases

Questions

Is Libra Bank free?
Libra Bank is free to download, with no in-app purchases.
Is NN Direct free?
NN Direct is free to download, with no in-app purchases.
Which has better reviews, Libra Bank or NN Direct?
NN Direct is rated higher. Libra Bank averages 4.6 out of 5 from 10 ratings, while NN Direct averages 4.8 from 155 ratings.
Do Libra Bank or NN Direct have ads?
Neither Libra Bank nor NN Direct shows ads.
Which is updated more often, Libra Bank or NN Direct?
Libra Bank ships an update every 4 days, and NN Direct every 5 weeks. Most recently, Libra Bank was updated on November 1, 2026 and NN Direct on November 1, 2026.

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