Comparison

Accounts & Cards vs SplitMaster

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Accounts & Cards

Manage your bank accounts and credit cards with ease. This app helps you store card details, generate and verify IBANs, and securely share your banking information.

Highlights
  • Save bank accounts and credit cards
  • Generate and verify IBANs
  • Store PIN and CVV codes
  • Share banking details via email, PDF, or print
  • Intuitive password protection
  • Database of Italian banks
Features
Read full description

Accounts & Cards is your private on-device vault for bank account details and payment cards. No registration, no developer servers, and no automatic cloud sync. Everything you save stays encrypted on your iPhone. Access is protected by Face ID, Touch ID, or your device passcode. You can decide whether to require a second authentication before viewing or editing protected card data. BANK DETAILS, READY WHEN YOU NEED THEM • Store international IBANs with account holder, bank, branch, and notes • Save U.S. accounts with ABA routing number, account number, and account type • Save U.K. accounts with sort code and account number • View country-specific account fields when available • Search, organize favorites, copy, and share selected details • Check international IBANs and formally generate an Italian IBAN • Scan an IBAN on-device without saving camera images CARDS, ORGANIZED AND PROTECTED • Store card number, expiry date, card network, CVV, and PIN • Choose a color to recognize each card at a glance • Keep sensitive data hidden until you authenticate • Optionally receive a reminder before a card expires ENCRYPTED TRANSFER, ONLY WHEN YOU CHOOSE The app does not sync your data, and its local vault is excluded from system backups. You can manually export an encrypted file protected by a passphrase and import it on another device. The passphrase is never stored; without it, the exported file cannot be recovered. PRIVACY BY DESIGN • No registration, advertising, or analytics • No automatic iCloud synchronization • No financial data sent to the developer or external servers • IBAN and card recognition happens on-device • Clipboard contents are cleared automatically after two minutes Choose whether the app opens directly to Accounts or Cards. FREE VERSION AND FULL ACCESS The free version includes one account and one card. A single non-consumable purchase unlocks unlimited entries. There is no subscription, and previous purchases can be restored. IMPORTANT Accounts & Cards does not connect to banks, certify account ownership or existence, replace official banking documents, or perform financial transactions. All data shown in App Store screenshots is fictional.

About

SplitMaster

Features
Read full description

SplitMaster - Split expenses, not friendships. Whether you're with one person or a whole group, SplitMaster keeps track of who paid what — and always shows you who owes what to whom. With friends, it's instant. Adding a shared expense but not yet connected with the other person? Just scan their QR code to link up and log the expense right away. In seconds, you're either even — or you know exactly how much you're not. For groups, everything stays organized. Create a group, invite people, and start adding expenses. Trips, rent, dinners, household costs: balances update in real time every time someone adds something new. Integrated with BudgetMaster. Already using BudgetMaster to manage your finances? Shared expenses you add in SplitMaster are automatically included in your personal budget. No double entry, ever. SplitMaster is the part of BudgetMaster built for expenses that involve more than just you.

Screenshots

Accounts & Cards4 screens
SplitMaster4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitMaster at none against Accounts & Cards's 1. SplitMaster also leads on iOS requirement (15.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Accounts & Cards sells 1 one-off in-app purchase. SplitMaster asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 2, 2026 and October 14, 2026 respectively.

Scorecard2 real differences Ā· 6 level
Accounts & Cards versus SplitMaster: the parameters behind the verdict, then further details
ParameterAccounts & CardsSplitMaster
PriceFreeFree
Positive reviews28.6% of reviews—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size3 MB27 MB
Age rating4+4+
DeveloperValgySebastiano Reale

In-app purchases

1 purchases

Accounts & Cards

One-time1
  • Conti & Carte completa$1.99
None

SplitMaster

No in-app purchases

Questions

Is Accounts & Cards free?
Accounts & Cards is free to download, with in-app purchases available.
Is SplitMaster free?
SplitMaster is free to download, with no in-app purchases.
Do Accounts & Cards or SplitMaster have ads?
Neither Accounts & Cards nor SplitMaster shows ads.
Which is updated more often, Accounts & Cards or SplitMaster?
Accounts & Cards ships an update every 3 weeks, and SplitMaster every 3 weeks. Most recently, Accounts & Cards was updated on November 2, 2026 and SplitMaster on October 14, 2026.

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