Comparison

My debts manager vs Link HR

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My debts manager

Easily track money lent and borrowed between friends, family, or clients. Manage personal finances, record transactions, and receive timely repayment reminders. Secure your financial data with password protection and automatic backups.

Highlights
  • Simplified loans and borrowing tracking
  • Credit tracking for transactions
  • Personalized repayment alerts
  • Detailed transaction recording
  • Password protection for data security
  • Automatic backup and restore
Features
Read full description

Who owes you money? Who have you lent to? Easily manage your debts, loans, and expenses. How much do you owe or how much is owed to you? With our app, keep full control of your personal finances, whether between friends, family, or clients! Main Features: • Simplified Loans & Borrowing: Lend or borrow money safely from your friends, family, or clients. • Credit Tracking: Extend credit to loved ones or clients and track every transaction. • Personalized Alerts: Never miss a due date with push notifications reminding you of repayment deadlines. • Detailed Transaction Tracking: Record the reason for each loan and repayment for precise management. • Secure Your Data: Access the app with peace of mind with password protection. • Backup & Restore: Keep your data safe with automatic backups. Stay organized, avoid forgetfulness, and manage all your debts between friends with just one app! The "My Debts & Loans" app offers a paid subscription: Flexible subscription, cancellable at any time. By opting for the offer, payment will be charged to your iTunes account. Subscription will automatically renew unless cancelled at least 24 hours before the current period ends. Any unused portion of a free trial will be forfeited upon purchasing a subscription. By accepting an offer, you agree to our terms available below. Terms of Service: https://mydebts.s3.eu-west-1.amazonaws.com/cgu.html Questions? Contact me directly at intergoldex@gmail.com and I'll be happy to assist you!

About

Link HR

Features
Read full description

Link HR puts your workday in your pocket. Clock in, check your payslip, request leave and follow every approval — without chasing anyone around the office. YOUR DAY, AT A GLANCE - Clock in and out with one tap. Where your employer uses geofencing, the app confirms you are on site before recording the punch. - See today's shift, when you are expected to finish, and how much you have worked so far. - Split shifts are handled properly: every working window of the day is shown, not just the first. ATTENDANCE YOU CAN ACTUALLY CHECK - A month at a glance: days present, late or partial days, absences and leave. - Open any day to see your own punches, hours worked, and what a late arrival cost you. - Something wrong? Send a correction request to HR from the day itself. PAY AND LEAVE - Read your payslip in detail: earnings, deductions, net pay, and a PDF you can keep. - Check your leave balance before you ask for time off. - Submit leave, overtime, expense and document requests, and follow each one to a decision. FOR MANAGERS - Approve or decline your team's requests from your phone. - See who is in, who is running late and who is away today. ARABIC FIRST A complete Arabic interface with right-to-left layout and Arabic-Indic numerals, or English if you prefer. Switch whenever you like. Link HR is provided to employees by their employer. You need an account from your HR team to sign in.

Screenshots

My debts manager3 screens
Link HR4 screens

Verdict

The call

The clearest difference is in-app purchases: Link HR at none against My debts manager's 3. Link HR also leads on update cadence (daily vs every 3 days). My debts manager's advantage is iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My debts manager sells 3 in-app purchases, starting at $1.99 per month. Link HR asks for nothing beyond the download.

UpkeepUpdate frequency

My debts manager ships an update every 3 days, Link HR daily. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
My debts manager versus Link HR: the parameters behind the verdict, then further details
ParameterMy debts managerLink HR
PriceFreeFree
Rating4.5 (56 ratings) — better—
Positive reviews57.4% of reviews—
Number of ratings56 — better—
Update frequencyEvery 3 daysDaily — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationSubscription—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size58 MB59 MB
Age rating4+4+
Developerintergoldex llcLINK BUSINESS SOLUTION

In-app purchases

3 purchases

My debts manager

Subscriptions2
  • Monthly subcription3 Days trial$1.991 Month
  • Yearly Subscription$14.991 Year
One-time1
  • Full version for Life$4.99
None

Link HR

No in-app purchases

Questions

Is My debts manager free?
My debts manager is free to download, with in-app purchases available.
Is Link HR free?
Link HR is free to download, with no in-app purchases.
Do My debts manager or Link HR have ads?
Neither My debts manager nor Link HR shows ads.
Which is updated more often, My debts manager or Link HR?
My debts manager ships an update every 3 days, and Link HR daily. Most recently, My debts manager was updated on October 20, 2026 and Link HR on October 15, 2026.

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