SC Mobile Ghana vs SIMS LTD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SC Mobile Ghana
Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.
- Open Current, Savings Plus, or Fixed Deposit accounts
- Transfer funds locally and internationally
- Purchase airtime and data bundles
- Pay utility bills and subscriptions
- Buy, sell, and track investment portfolios
- Access market insights and global diversification
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Welcome to SC Mobile Ghana. With SC Mobile, you are about to start an amazing banking experience. From the comfort of your mobile, you can open an account, transfer funds or access and complete most of the service needs that would typically require you to visit a branch. Say goodbye to long queues and do your banking anywhere and everywhere. Open an account With SC Mobile, you have the power of banking in your palm. It only takes up to 15 minutes to open a Current, Savings Plus or Fixed Deposit account. SC Mobile offers you all the benefits of owning these account types which are available in multiple currencies. Do not worry if you are unable to complete your application in one go. You can Save and Resume your application at any time. Get a complete view of your accounts and transact with ease. SC Mobile allows you to see, move and manage your finances anytime, anywhere. You can transfer funds to accounts within Standard Chartered Bank and to other local and international destination accounts. What’s more, you can use your SC Mobile for other daily transactions such as airtime and data bundle purchases, mobile money transfers and other utility payments including DSTV subscriptions, ECG and Ghana Water bills. Access our Wealth Management proposition ü You will also be able to BUY, SELL and TRACK YOUR PORTFOLIO anytime, anywhere with our online fixed income and mutual fund platform. Invest in GHS, USD and other major currencies ü Get access to our latest market insights and take advantage of the market opportunities available ü Get global diversification (both local and offshore investments) with best in class fund managers Services at your fingertips SC Mobile enables you to execute and track progress of a majority of services available in our banking halls. Avoid the queues and enjoy the convenience of banking everywhere. SC Mobile certainly gives you more time to do the things you love and not to worry about banking.
SIMS LTD
Plan and invest in various managed solutions from your mobile device. Track your balance, view gains, and manage transactions like deposits and withdrawals. Utilize an investment calculator and access FAQs for smart financial planning.
- View investment balance and gains
- Track transactions
- Request investment statements
- Make deposits and withdrawals
- Investment planning calculator
- Access investing FAQs
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The SIMS LTD app is your gateway to smart and convenient investing. You can effortlessly plan and invest in multiple investment solutions managed by Stanbic Investment Management Services LTD from the convenience of your mobile device. Everything in one place · View your balance and the gains you’ve made on your investment. · View your transactions and request for your investment statement. Simple transacting · Make deposits into your investment accounts through multiple mediums. · Request for withdrawals from your investment accounts. Smart investing · Use the investment calculator to plan toward your investment goals. · Get answers to all your burning questions relating to investing and SIMS LTD. Our user-friendly interface makes investing easy and accessible to everyone. Stanbic Investment Management Services LTD is an investment management and advisory services provider licensed by the Securities and Exchange Commission of Ghana with company registration number CS681272015 and is registered with the National Pensions Regulatory Authority of Ghana as a pension fund manager. Stanbic Investment Management Services LTD is a member of the Standard Bank Group.
Screenshots
Verdict
The clearest difference is rating: SIMS LTD at 5.0 against SC Mobile Ghana's 3.7. SIMS LTD also leads on ads (none vs shown). SC Mobile Ghana's advantage is ratings volume (147 vs 6). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SIMS LTD holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: SC Mobile Ghana has 147 ratings behind it against 6, so its average is the more settled of the two.
SC Mobile Ghana ships an update every 6 weeks, SIMS LTD every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | SC Mobile Ghana | SIMS LTD |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (147 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 30.2% of reviews | — |
| Number of ratings | 147 — better | 6 |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 154 MB | 77 MB |
| Age rating | 4+ | 17+ |
| Developer | Standard Chartered Bank | Stanbic Bank |
Customer experience
SC Mobile Ghana
SIMS LTD
Bugs and requests
SC Mobile Ghana
Reported bugs
22 issues- App crashes when opened on Starlink internet
- App crashes during verification process
- App asks for upgrade but no update available
- Difficulty receiving OTP for transactions
- Transfers from account to Mobile Money failing ('Billers not available')
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- App not working on iPhone 14 Pro Max
- App exits automatically when opened
- App not working after an update
- App crashes unexpectedly after login/logout
- Cannot open an account ('oops we are fixing whatever')
- Cannot download loan application form
- Password and PIN not recognized after multiple resets
- Account activation problems
- Cannot create online login with debit card
- Adverts/commercials overlay app interface
- Setting up profile results in challenges with no clear error message
- Customer service unable to understand app reference numbers
- Fingerprint login not working
- Touch ID stopped working after update
- Face ID login not working after update
- Register with temporary PIN/SMS option not working
- App doesn't connect on iPhone
Requested features
8 requests- Simplify app interface
- Maximize menu button size on iPhone
- Fix back button size
- Improve visibility of transactions (in/out)
- Fix loan application form download
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- Add dark mode option
- Improve account menu design
- Fix time zone issue for statements
SIMS LTD
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SC Mobile Ghana
No in-app purchases
SIMS LTD
No in-app purchases
Questions
Is SC Mobile Ghana free?
Is SIMS LTD free?
Which has better reviews, SC Mobile Ghana or SIMS LTD?
Do SC Mobile Ghana or SIMS LTD have ads?
Which is updated more often, SC Mobile Ghana or SIMS LTD?
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