Comparison

SC Mobile Ghana vs SIMS LTD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SC Mobile Ghana

Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.

Highlights
  • Open Current, Savings Plus, or Fixed Deposit accounts
  • Transfer funds locally and internationally
  • Purchase airtime and data bundles
  • Pay utility bills and subscriptions
  • Buy, sell, and track investment portfolios
  • Access market insights and global diversification
Features
Read full description

Welcome to SC Mobile Ghana. With SC Mobile, you are about to start an amazing banking experience. From the comfort of your mobile, you can open an account, transfer funds or access and complete most of the service needs that would typically require you to visit a branch. Say goodbye to long queues and do your banking anywhere and everywhere. Open an account With SC Mobile, you have the power of banking in your palm. It only takes up to 15 minutes to open a Current, Savings Plus or Fixed Deposit account. SC Mobile offers you all the benefits of owning these account types which are available in multiple currencies. Do not worry if you are unable to complete your application in one go. You can Save and Resume your application at any time. Get a complete view of your accounts and transact with ease. SC Mobile allows you to see, move and manage your finances anytime, anywhere. You can transfer funds to accounts within Standard Chartered Bank and to other local and international destination accounts. What’s more, you can use your SC Mobile for other daily transactions such as airtime and data bundle purchases, mobile money transfers and other utility payments including DSTV subscriptions, ECG and Ghana Water bills. Access our Wealth Management proposition ü You will also be able to BUY, SELL and TRACK YOUR PORTFOLIO anytime, anywhere with our online fixed income and mutual fund platform. Invest in GHS, USD and other major currencies ü Get access to our latest market insights and take advantage of the market opportunities available ü Get global diversification (both local and offshore investments) with best in class fund managers Services at your fingertips SC Mobile enables you to execute and track progress of a majority of services available in our banking halls. Avoid the queues and enjoy the convenience of banking everywhere. SC Mobile certainly gives you more time to do the things you love and not to worry about banking.

About

SIMS LTD

Plan and invest in various managed solutions from your mobile device. Track your balance, view gains, and manage transactions like deposits and withdrawals. Utilize an investment calculator and access FAQs for smart financial planning.

Highlights
  • View investment balance and gains
  • Track transactions
  • Request investment statements
  • Make deposits and withdrawals
  • Investment planning calculator
  • Access investing FAQs
Features
Read full description

The SIMS LTD app is your gateway to smart and convenient investing. You can effortlessly plan and invest in multiple investment solutions managed by Stanbic Investment Management Services LTD from the convenience of your mobile device. Everything in one place · View your balance and the gains you’ve made on your investment. · View your transactions and request for your investment statement. Simple transacting · Make deposits into your investment accounts through multiple mediums. · Request for withdrawals from your investment accounts. Smart investing · Use the investment calculator to plan toward your investment goals. · Get answers to all your burning questions relating to investing and SIMS LTD. Our user-friendly interface makes investing easy and accessible to everyone. Stanbic Investment Management Services LTD is an investment management and advisory services provider licensed by the Securities and Exchange Commission of Ghana with company registration number CS681272015 and is registered with the National Pensions Regulatory Authority of Ghana as a pension fund manager. Stanbic Investment Management Services LTD is a member of the Standard Bank Group.

Screenshots

SC Mobile Ghana4 screens
SIMS LTD4 screens

Verdict

The call

The clearest difference is rating: SIMS LTD at 5.0 against SC Mobile Ghana's 3.7. SIMS LTD also leads on ads (none vs shown). SC Mobile Ghana's advantage is ratings volume (147 vs 6). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SIMS LTD holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: SC Mobile Ghana has 147 ratings behind it against 6, so its average is the more settled of the two.

UpkeepUpdate frequency

SC Mobile Ghana ships an update every 6 weeks, SIMS LTD every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
SC Mobile Ghana versus SIMS LTD: the parameters behind the verdict, then further details
ParameterSC Mobile GhanaSIMS LTD
PriceFreeFree
Rating3.7 (147 ratings)5.0 (6 ratings) — better
Positive reviews30.2% of reviews—
Number of ratings147 — better6
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size154 MB77 MB
Age rating4+17+
DeveloperStandard Chartered BankStanbic Bank

Customer experience

SC Mobile Ghana

All ratings147 ratings
Positive66.0%
Neutral9.5%
Negative24.5%
Written reviews43 reviews
Positive30.2%
Neutral14.0%
Negative55.8%

SIMS LTD

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

SC Mobile Ghana

Reported bugs

22 issues
  • App crashes when opened on Starlink internet
  • App crashes during verification process
  • App asks for upgrade but no update available
  • Difficulty receiving OTP for transactions
  • Transfers from account to Mobile Money failing ('Billers not available')
Show 17 more
  • App not working on iPhone 14 Pro Max
  • App exits automatically when opened
  • App not working after an update
  • App crashes unexpectedly after login/logout
  • Cannot open an account ('oops we are fixing whatever')
  • Cannot download loan application form
  • Password and PIN not recognized after multiple resets
  • Account activation problems
  • Cannot create online login with debit card
  • Adverts/commercials overlay app interface
  • Setting up profile results in challenges with no clear error message
  • Customer service unable to understand app reference numbers
  • Fingerprint login not working
  • Touch ID stopped working after update
  • Face ID login not working after update
  • Register with temporary PIN/SMS option not working
  • App doesn't connect on iPhone

Requested features

8 requests
  • Simplify app interface
  • Maximize menu button size on iPhone
  • Fix back button size
  • Improve visibility of transactions (in/out)
  • Fix loan application form download
Show 3 more
  • Add dark mode option
  • Improve account menu design
  • Fix time zone issue for statements

SIMS LTD

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SC Mobile Ghana

No in-app purchases

None

SIMS LTD

No in-app purchases

Questions

Is SC Mobile Ghana free?
SC Mobile Ghana is free to download, with no in-app purchases.
Is SIMS LTD free?
SIMS LTD is free to download, with no in-app purchases.
Which has better reviews, SC Mobile Ghana or SIMS LTD?
SIMS LTD is rated higher. SC Mobile Ghana averages 3.7 out of 5 from 147 ratings, while SIMS LTD averages 5.0 from 6 ratings.
Do SC Mobile Ghana or SIMS LTD have ads?
SC Mobile Ghana shows ads; SIMS LTD does not.
Which is updated more often, SC Mobile Ghana or SIMS LTD?
SC Mobile Ghana ships an update every 6 weeks, and SIMS LTD every 2 months. Most recently, SC Mobile Ghana was updated on October 23, 2026 and SIMS LTD on October 24, 2026.

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