Comparison

Efecty vs MOVii

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Efecty

Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.

Highlights
  • Send money transfers
  • Consult sent and available transfers
  • Pay obligations from various agreements
  • View service tariffs
  • Locate physical service points
  • Open an electronic deposit account
  • Transfer money to other banks
Features
Read full description

Efecty pensando en ti, pone a tu disposición la APP como una de las soluciones de nuestro ecosistema digital, que te permitirá: - Envío de giros. - Consultar la relación de giros enviados y de giros disponibles para retiro. - Realizar y consultar el pago de tus obligaciones de diferentes convenios. - Conocer las tarifas de los servicios de la compañía. - Ubicar los más de 10.000 puntos físicos de servicio para realizar tus transacciones si así lo requieres. - Informarte sobre nuestras promociones y eventos. - Cambio de destinatario de giros. -Aperturar una cuenta de depósito electrónico que te permitirá administrar tus saldos, recargarla por PSE y puntos presenciales, realizar pagos de convenios, realizar retiros por puntos de atención, transferencias entre bolsillos, transferencias entre cuentas, transferencias a otros bancos y consultar tus movimientos. No esperes más. Descarga la aplicación y comienza a disfrutar de todos los beneficios. [10:46 AM, 12/29/2021] Juan Pablo Dieb Efecty: Novedades: Efecty pone a tu disposición una nueva versión que te permite transferir dinero desde tu depósito de bajo monto a cuentas de otros bancos, así puedes enviar dinero a quien necesites. Todas nuestras mejoras las hacemos para brindarte un excelente servicio.

About

MOVii

Manage your money, pay bills, send remittances, and make transfers securely from your phone. Open a savings account easily and access exclusive promotions and discounts. Simplify your financial life and take control of your finances.

Highlights
  • Scan and pay QR codes
  • Generate your own QR for payments
  • Send and receive money
  • Order a Mastercard for online/in-store purchases
  • Mobile top-ups and content purchases
  • Pay household bills
  • International remittances
Features
Read full description

Descubre una forma inteligente, fácil y segura de manejar tu dinero, pagar tus facturas, hacer recargas, enviar remesas, transferencias y mucho más, todo desde la comodidad de tu celular. Con MOVii, tienes todos tus servicios financieros en un solo lugar. Administra tu dinero o subsidio realizando: • Escanea y paga los QR de Redeban en segundos • Cobra con tu propio QR • Envía y recibe plata de otros MOVii’s, bancos y billeteras • Solicita una tarjeta Mastercard MOVii para hacer compras en línea de forma segura en internet o tiendas físicas • Recarga o compra paquetes a tu celular • Paga tus facturas del hogar • Envía o recibe plata de otros países • Accede a promos exclusivas, descuentos y beneficios Pero eso no es todo, en MOVii creemos en la inclusión financiera. Por eso, ofrecemos la posibilidad de abrir una cuenta de ahorros sin requisitos complicados, en minutos y gratis. Solo necesitas tu número de celular, documento de identidad (Tarjeta de identidad de los 14 años, cédula de ciudadanía, cédula de extranjería o PPT) y correo, dile adiós a los papeleos. ¡Descarga MOVii ahora y descubre cómo simplificar y transformar tu vida financiera! Únete a millones de usuarios y conviértete en el dueño de tus finanzas. Visita nuestro sitio web en https://www.movii.com.co/ para obtener más información. ¡Es hora de tomar el control y alcanzar tus metas financieras con MOVii!

Screenshots

Efecty4 screens
MOVii4 screens

Verdict

The call

The clearest difference is rating: MOVii at 4.5 against Efecty's 1.8. MOVii also leads on ratings volume (541 vs 37). Efecty's advantage is update cadence (every 2 weeks vs every 5 weeks) and device support (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MOVii holds the better App Store score, 4.5 against 1.8. That said, the two scores are not equally well evidenced: MOVii has 541 ratings behind it against 37, so its average is the more settled of the two. Written reviews complicate that: 29% of Efecty's written reviews are positive against 24% of MOVii's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Efecty ships an update every 2 weeks, MOVii every 5 weeks. The most recent releases landed on October 8, 2026 and October 10, 2026 respectively.

Scorecard5 real differences · 5 level
Efecty versus MOVii: the parameters behind the verdict, then further details
ParameterEfectyMOVii
PriceFreeFree
Rating1.8 (37 ratings)4.5 (541 ratings) — better
Positive reviews28.6% of reviews — better23.8% of reviews
Number of ratings37541 — better
Update frequencyEvery 2 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better16.6
Further details — not scored
Size83 MB134 MB
Age rating4+4+
DeveloperEFECTIVO LTDAMOVii

Customer experience

Efecty

All ratings37 ratings
Positive18.9%
Neutral0.0%
Negative81.1%
Written reviews77 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

MOVii

All ratings541 ratings
Positive86.1%
Neutral3.5%
Negative10.4%
Written reviews126 reviews
Positive23.8%
Neutral7.1%
Negative69.0%

Bugs and requests

Efecty

Not enough reviews yet to summarise bugs or requests.

MOVii

Reported bugs

14 issues
  • App won't launch or login fails repeatedly
  • Registration process errors and timeouts
  • Document scanning doesn't work
  • Password reset/change functionality broken
  • SMS and call code delivery not working
Show 9 more
  • PSE recharge process crashes mid-transaction
  • App closes unexpectedly
  • Interface scaling issues on larger phones
  • Transactions disappear without completion
  • Card request shows persistent error messages
  • iOS 14 compatibility issues
  • Photo capture errors during registration
  • Invalid parameter errors during signup
  • Frozen screens during account creation

Requested features

9 requests
  • Transfer funds to other banks (e.g., Bancolombia)
  • Block/unblock card functionality
  • Expand bill payment services
  • Improved app performance and fluidity
  • Detailed expense analytics and graphs
Show 4 more
  • Support for international phone numbers
  • Support for new national ID formats
  • Enable crypto deposits (Bitpoint integration)
  • Dollar account option for international use

In-app purchases

None

Efecty

No in-app purchases

None

MOVii

No in-app purchases

Questions

Is Efecty free?
Efecty is free to download, with no in-app purchases.
Is MOVii free?
MOVii is free to download, with no in-app purchases.
Which has better reviews, Efecty or MOVii?
MOVii is rated higher. Efecty averages 1.8 out of 5 from 37 ratings, while MOVii averages 4.5 from 541 ratings.
Do Efecty or MOVii have ads?
Neither Efecty nor MOVii shows ads.
Which is updated more often, Efecty or MOVii?
Efecty ships an update every 2 weeks, and MOVii every 5 weeks. Most recently, Efecty was updated on October 8, 2026 and MOVii on October 10, 2026.

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