Comparison

Efecty vs AV Villas App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Efecty

Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.

Highlights
  • Send money transfers
  • Consult sent and available transfers
  • Pay obligations from various agreements
  • View service tariffs
  • Locate physical service points
  • Open an electronic deposit account
  • Transfer money to other banks
Features
Read full description

Efecty pensando en ti, pone a tu disposición la APP como una de las soluciones de nuestro ecosistema digital, que te permitirá: - Envío de giros. - Consultar la relación de giros enviados y de giros disponibles para retiro. - Realizar y consultar el pago de tus obligaciones de diferentes convenios. - Conocer las tarifas de los servicios de la compañía. - Ubicar los más de 10.000 puntos físicos de servicio para realizar tus transacciones si así lo requieres. - Informarte sobre nuestras promociones y eventos. - Cambio de destinatario de giros. -Aperturar una cuenta de depósito electrónico que te permitirá administrar tus saldos, recargarla por PSE y puntos presenciales, realizar pagos de convenios, realizar retiros por puntos de atención, transferencias entre bolsillos, transferencias entre cuentas, transferencias a otros bancos y consultar tus movimientos. No esperes más. Descarga la aplicación y comienza a disfrutar de todos los beneficios. [10:46 AM, 12/29/2021] Juan Pablo Dieb Efecty: Novedades: Efecty pone a tu disposición una nueva versión que te permite transferir dinero desde tu depósito de bajo monto a cuentas de otros bancos, así puedes enviar dinero a quien necesites. Todas nuestras mejoras las hacemos para brindarte un excelente servicio.

About

AV Villas App

Manage your finances on the go with this banking app. Perform over 100 transactions from your mobile device, including payments, transfers, and detailed product inquiries.

Highlights
  • Over 100 mobile transactions
  • Detailed product inquiries
  • QR transfers and payments
  • Pay financial obligations, utilities, taxes, and social security
  • Transfers to accounts, Tag Aval, or Llaves
  • Generate keys for transfers and withdrawals
  • Manage payment methods
Features
Read full description

Un Banco a la mano, al descargar esta aplicación podrás realizar más de 100 transacciones desde tu celular, algunas de ellas son: -Consulta detallada de productos -Transfiere y paga con QR -Pagos de Obligaciones financieras, Servicios públicos, Impuestos y Seguridad social -Transferencias tanto a cuentas como a Tag Aval o a Llaves -Generación de clave para Giros y retiros -Gestión de medios de pagos -Autorización de Transacciones de Banca Virtual mediante push o QR.

Screenshots

Efecty4 screens
AV Villas App4 screens

Verdict

The call

The clearest difference is rating: AV Villas App at 4.8 against Efecty's 1.8. AV Villas App also leads on review sentiment (50% vs 29%) and ratings volume (672 vs 37). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AV Villas App holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: AV Villas App has 672 ratings behind it against 37, so its average is the more settled of the two. Written reviews point the same way: 29% of Efecty's written reviews are positive against 50% of AV Villas App's.

UpkeepUpdate frequency

Efecty ships an update every 2 weeks, AV Villas App monthly. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
Efecty versus AV Villas App: the parameters behind the verdict, then further details
ParameterEfectyAV Villas App
PriceFreeFree
Rating1.8 (37 ratings)4.8 (672 ratings) — better
Positive reviews28.6% of reviews50.0% of reviews — better
Number of ratings37672 — better
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size83 MB179 MB
Age rating4+4+
DeveloperEfectivo Ltda.Banco Comercial Av Villas

Customer experience

Efecty

All ratings37 ratings
Positive18.9%
Neutral0.0%
Negative81.1%
Written reviews77 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

AV Villas App

All ratings672 ratings
Positive95.1%
Neutral1.2%
Negative3.7%
Written reviews12 reviews
Positive50.0%
Neutral8.3%
Negative41.7%

Bugs and requests

Efecty

Not enough reviews yet to summarise bugs or requests.

AV Villas App

Reported bugs

6 issues
  • App closes by itself on iOS 16
  • Registration code not received or not working
  • QR code not functioning for online payments
  • App activation errors on the web
  • Document type selection dropdown not appearing
Show 1 more
  • Email statements are incorrect

Requested features

5 requests
  • Improve digital platforms (website, app, call center)
  • Invest in digital platforms and better advisors
  • Provide email option for verification codes for travelers
  • Improve app resolution and visual quality
  • Ensure all features are compatible with various devices (e.g., iPad)

In-app purchases

None

Efecty

No in-app purchases

None

AV Villas App

No in-app purchases

Questions

Is Efecty free?
Efecty is free to download, with no in-app purchases.
Is AV Villas App free?
AV Villas App is free to download, with no in-app purchases.
Which has better reviews, Efecty or AV Villas App?
AV Villas App is rated higher. Efecty averages 1.8 out of 5 from 37 ratings, while AV Villas App averages 4.8 from 672 ratings.
Do Efecty or AV Villas App have ads?
Neither Efecty nor AV Villas App shows ads.
Which is updated more often, Efecty or AV Villas App?
Efecty ships an update every 2 weeks, and AV Villas App monthly. Most recently, Efecty was updated on October 16, 2026 and AV Villas App on October 15, 2026.

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