Efecty vs AV Villas App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Efecty
Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.
- Send money transfers
- Consult sent and available transfers
- Pay obligations from various agreements
- View service tariffs
- Locate physical service points
- Open an electronic deposit account
- Transfer money to other banks
Read full descriptionHide full description
Efecty pensando en ti, pone a tu disposición la APP como una de las soluciones de nuestro ecosistema digital, que te permitirá: - Envío de giros. - Consultar la relación de giros enviados y de giros disponibles para retiro. - Realizar y consultar el pago de tus obligaciones de diferentes convenios. - Conocer las tarifas de los servicios de la compañía. - Ubicar los más de 10.000 puntos físicos de servicio para realizar tus transacciones si así lo requieres. - Informarte sobre nuestras promociones y eventos. - Cambio de destinatario de giros. -Aperturar una cuenta de depósito electrónico que te permitirá administrar tus saldos, recargarla por PSE y puntos presenciales, realizar pagos de convenios, realizar retiros por puntos de atención, transferencias entre bolsillos, transferencias entre cuentas, transferencias a otros bancos y consultar tus movimientos. No esperes más. Descarga la aplicación y comienza a disfrutar de todos los beneficios. [10:46 AM, 12/29/2021] Juan Pablo Dieb Efecty: Novedades: Efecty pone a tu disposición una nueva versión que te permite transferir dinero desde tu depósito de bajo monto a cuentas de otros bancos, así puedes enviar dinero a quien necesites. Todas nuestras mejoras las hacemos para brindarte un excelente servicio.
AV Villas App
Manage your finances on the go with this banking app. Perform over 100 transactions from your mobile device, including payments, transfers, and detailed product inquiries.
- Over 100 mobile transactions
- Detailed product inquiries
- QR transfers and payments
- Pay financial obligations, utilities, taxes, and social security
- Transfers to accounts, Tag Aval, or Llaves
- Generate keys for transfers and withdrawals
- Manage payment methods
Read full descriptionHide full description
Un Banco a la mano, al descargar esta aplicación podrás realizar más de 100 transacciones desde tu celular, algunas de ellas son: -Consulta detallada de productos -Transfiere y paga con QR -Pagos de Obligaciones financieras, Servicios públicos, Impuestos y Seguridad social -Transferencias tanto a cuentas como a Tag Aval o a Llaves -Generación de clave para Giros y retiros -Gestión de medios de pagos -Autorización de Transacciones de Banca Virtual mediante push o QR.
Screenshots
Verdict
The clearest difference is rating: AV Villas App at 4.8 against Efecty's 1.8. AV Villas App also leads on review sentiment (50% vs 29%) and ratings volume (672 vs 37). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AV Villas App holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: AV Villas App has 672 ratings behind it against 37, so its average is the more settled of the two. Written reviews point the same way: 29% of Efecty's written reviews are positive against 50% of AV Villas App's.
Efecty ships an update every 2 weeks, AV Villas App monthly. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.
| Parameter | Efecty | AV Villas App |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (37 ratings) | 4.8 (672 ratings) — better |
| Positive reviews | 28.6% of reviews | 50.0% of reviews — better |
| Number of ratings | 37 | 672 — better |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 83 MB | 179 MB |
| Age rating | 4+ | 4+ |
| Developer | Efectivo Ltda. | Banco Comercial Av Villas |
Customer experience
Efecty
AV Villas App
Bugs and requests
Efecty
Not enough reviews yet to summarise bugs or requests.
AV Villas App
Reported bugs
6 issues- App closes by itself on iOS 16
- Registration code not received or not working
- QR code not functioning for online payments
- App activation errors on the web
- Document type selection dropdown not appearing
Show 1 moreShow fewer
- Email statements are incorrect
Requested features
5 requests- Improve digital platforms (website, app, call center)
- Invest in digital platforms and better advisors
- Provide email option for verification codes for travelers
- Improve app resolution and visual quality
- Ensure all features are compatible with various devices (e.g., iPad)
In-app purchases
Efecty
No in-app purchases
AV Villas App
No in-app purchases
Questions
Is Efecty free?
Is AV Villas App free?
Which has better reviews, Efecty or AV Villas App?
Do Efecty or AV Villas App have ads?
Which is updated more often, Efecty or AV Villas App?
Other comparisons















