Efecty vs Veci
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Efecty
Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.
- Send money transfers
- Consult sent and available transfers
- Pay obligations from various agreements
- View service tariffs
- Locate physical service points
- Open an electronic deposit account
- Transfer money to other banks
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Efecty pensando en ti, pone a tu disposición la APP como una de las soluciones de nuestro ecosistema digital, que te permitirá: - Envío de giros. - Consultar la relación de giros enviados y de giros disponibles para retiro. - Realizar y consultar el pago de tus obligaciones de diferentes convenios. - Conocer las tarifas de los servicios de la compañía. - Ubicar los más de 10.000 puntos físicos de servicio para realizar tus transacciones si así lo requieres. - Informarte sobre nuestras promociones y eventos. - Cambio de destinatario de giros. -Aperturar una cuenta de depósito electrónico que te permitirá administrar tus saldos, recargarla por PSE y puntos presenciales, realizar pagos de convenios, realizar retiros por puntos de atención, transferencias entre bolsillos, transferencias entre cuentas, transferencias a otros bancos y consultar tus movimientos. No esperes más. Descarga la aplicación y comienza a disfrutar de todos los beneficios. [10:46 AM, 12/29/2021] Juan Pablo Dieb Efecty: Novedades: Efecty pone a tu disposición una nueva versión que te permite transferir dinero desde tu depósito de bajo monto a cuentas de otros bancos, así puedes enviar dinero a quien necesites. Todas nuestras mejoras las hacemos para brindarte un excelente servicio.
Veci
This free application helps users grow their businesses with a virtual store, payment terminal, payment links, and credit options. It also offers commissions on sales of recharges, pins, and bill payments.
- Virtual store
- Payment terminal
- Payment links
- Credit options
- Commissions on sales
- Bill payment processing
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Veci es la app GRATUITA que te sirve para hacer crecer tu negocio, con tienda virtual, datafono, link de pago, crédito, transferencias y lo mejor, comisiones por ventas de recargas, pines, pago de facturas y mucho más ¡Descárgala ya! ¡Comienza ya a poner a crecer tu negocio con Veci!
Screenshots
Verdict
The clearest difference is rating: Efecty at 1.8 against Veci's 1.0. Efecty also leads on review sentiment (29% vs 0%) and ratings volume (37 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Efecty holds the better App Store score, 1.8 against 1.0. That said, the two scores are not equally well evidenced: Efecty has 37 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 29% of Efecty's written reviews are positive against 0% of Veci's.
Efecty ships an update every 2 weeks, Veci monthly. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.
| Parameter | Efecty | Veci |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (37 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 28.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 37 — better | 1 |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 83 MB | 128 MB |
| Age rating | 4+ | 17+ |
| Developer | Efectivo Ltda. | Puntopay |
Customer experience
Efecty
Veci
In-app purchases
Efecty
No in-app purchases
Veci
No in-app purchases









