Comparison

Money Tracker+ Expense Manager vs Monetal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Tracker+ Expense Manager

This versatile tracking app allows you to log notes, create lists, and monitor various aspects of your life, from expenses and calories to workouts and sleep. Consolidate multiple tracking needs into a single, powerful, and user-friendly application.

Highlights
  • Track anything and everything
  • Consolidate multiple tracking needs
  • Customizable tracking options
  • Automatic data backup
  • Data export to Excel/Google Docs
  • VoiceOver accessibility
Features
Read full description

• Apple “New Year, New You” Favorite • Apple App Store Staff Favorite Lumen Trails lets you take notes, make lists and keep track of other things in your life such as time, workouts, expenses, calories, food, weight, sleep or anything else you can think of, even where you've parked your car. Thousands of people use it every day, and they love it because it truly makes a difference in their lives. “I've been using Lumen Trails for 6 months and continue to love it. One of my most sticky and useful apps ever on my phone.” – David D'Souza The beauty of Lumen Trails is that you can track absolutely anything. There are tons of other apps that allow you to track one or two things, for example, calories and weight. But what if you decide to track something else? Say, how many cigarettes you smoke as you try to quit, your eating habits or even net worth? Lumen Trails is the app for that! Instead of having one app for your to-do lists, one for tracking expenses, another one for tracking your weight, you can declutter your home screen and just have one app that does it all. Designed exclusively for the iPhone, iPod touch, and iPad, Lumen Trails is incredibly powerful, easy to use, and looks beautiful on the Retina Display. It can even backup your data automatically to Google Drive, sync with iCloud, and is fully accessible with Apple VoiceOver in 8 languages. There's nothing that comes even close to it. And to top it all, your data is not locked on your iPhone. You can export it to Excel or Google Docs. So what's truly important to you right now? Your Health? Fitness? Finances? Productivity? Track it and get things done! :: Have a Question? We are here to help. Email us at support@lumenspark.com, or find us on Twitter @lumentrails.

About

Monetal

Effortlessly manage your finances with this ad-free expense tracker. Automatically parse transactions from SMS, track income, expenses, and debts across unlimited accounts. Features budgeting tools, detailed history, and cross-device sync for complete financial control.

Highlights
  • SMS transaction parsing
  • Add transactions in 3 taps
  • Track expenses, income, and debts
  • Unlimited multi-currency accounts
  • Budget planning tools
  • Cross-device data sync
  • No ads
Features
Read full description

Monetal - Expense Tracker without any Ads, with SMS parsing! The Ultimate Solution for Your Personal Finance Needs! Offering a clean and intuitive interface, Monetal makes budgeting, expense tracking and personal finance management a breeze. Quickly add transactions with just 3 taps and track your expenses, income, and debts with ease. You can create unlimited accounts for cash, credit cards, electronic money, and easily log your income and expenses and stay on top of your budget. WHY CHOOSE MONETAL AS YOUR EXPENSE MANAGER? - Add transactions within 3 taps - SMS parsing (!) - Track expenses, income, debts and transfers - Any number of multi-currency accounts - Unlimited categories and sub-categories - Detailed spending history - Budget planning tools to help you save money - Seamless sync budget data across all devices - Split expenses across multiple budget lines - Built-in calculator - No Ads, completely - Constantly improved since 2012 (!) COMPLETE PRIVACY Monetal does not require registration or user account, that's why all your data is completely anonymous and is stored on your device. Some data can be transfered to server only for app analytics (like most popular screens, which functions are frequently used, which can be removed etc) or sync functionality, which doesn't effect app security. CLIENT SUPPORT The first version of Monetal was launched in 2012, and since then it has undergone numerous improvements and updates. If you have any suggestions or questions, please send email to support@monetal.app Monetal is a one-stop solution for all your personal finance needs. Whether you're looking to track expenses, manage your budget, or simply save money, Monetal has got you covered. So why wait? Start counting your money with Monetal today! Thank you for choosing Monetal! Terms Of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Money Tracker+ Expense Manager4 screens
Monetal4 screens

Verdict

The call

The clearest difference is rating: Monetal at 5.0 against Money Tracker+ Expense Manager's 4.5. Money Tracker+ Expense Manager's advantage is ratings volume (182 vs 21) and device support (3 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Tracker+ Expense Manager sells 1 in-app purchase, starting at $49.99 per year and Monetal sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Monetal holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Money Tracker+ Expense Manager has 182 ratings behind it against 21, so its average is the more settled of the two. Written reviews complicate that: 90% of Money Tracker+ Expense Manager's written reviews are positive against 88% of Monetal's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 29, 2026.

Scorecard4 real differences · 6 level
Money Tracker+ Expense Manager versus Monetal: the parameters behind the verdict, then further details
ParameterMoney Tracker+ Expense ManagerMonetal
PriceFreeFree
Rating4.5 (182 ratings)5.0 (21 ratings) — better
Positive reviews90.4% of reviews — better88.2% of reviews
Number of ratings182 — better21
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better16.0
Further details — not scored
Size22 MB24 MB
Age rating4+4+
DeveloperLumen Spark LLCIlya Krupko

Customer experience

Money Tracker+ Expense Manager

All ratings182 ratings
Positive89.0%
Neutral3.8%
Negative7.1%
Written reviews767 reviews
Positive90.4%
Neutral3.0%
Negative6.6%

Monetal

All ratings19 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews85 reviews
Positive88.2%
Neutral3.5%
Negative8.2%

Bugs and requests

Money Tracker+ Expense Manager

Reported bugs

3 issues
  • App becoming unusable after updates
  • Unexpected subscription charges
  • Data loss or sync issues

Requested features

4 requests
  • Integration with other apps and services
  • More advanced analytics and reporting
  • Customizable templates and icons
  • Improved syncing and backup options

Monetal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Money Tracker+ Expense Manager

Subscriptions1
  • Lumen Trails$49.991 Year
5 purchases

Monetal

Subscriptions4
  • Premium Month7 Days trial4 variants$4.991 Month
  • Premium Year7 Days trial$9.991 Year
  • Premium Year$19.991 Year
Show 1 more
  • Premium Year7 Days trial2 variants$29.991 Year
One-time1
  • Premium Forever4 variants$49.99

Questions

Is Money Tracker+ Expense Manager free?
Money Tracker+ Expense Manager is free to download, with in-app purchases available.
Is Monetal free?
Monetal is free to download, with in-app purchases available.
Which has better reviews, Money Tracker+ Expense Manager or Monetal?
Monetal is rated higher. Money Tracker+ Expense Manager averages 4.5 out of 5 from 182 ratings, while Monetal averages 5.0 from 21 ratings.
Do Money Tracker+ Expense Manager or Monetal have ads?
Neither Money Tracker+ Expense Manager nor Monetal shows ads.
Which is updated more often, Money Tracker+ Expense Manager or Monetal?
Money Tracker+ Expense Manager ships an update every 2 weeks, and Monetal every 2 weeks. Most recently, Money Tracker+ Expense Manager was updated on October 29, 2026 and Monetal on October 29, 2026.

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