Comparison

Spending 2 vs PennyworthLite Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending 2

Easily log your expenses and track your spending with this intuitive application. Monitor weekly and yearly expenditures, manage multiple accounts, and utilize flexible reporting to understand your financial habits. Features include auto-backup, budgeting tools, and password protection for secure financial management.

Highlights
  • Easy expense logging
  • Budget management
  • Multiple account support
  • Flexible reporting
  • Auto backup
  • Password protection
  • CSV export
Features
Read full description

Spending 2 is the most easy to use expense log that keeps track of your spending. No complex operations, no impractical functions. Spending is easy to use. Spending 2 will quickly and easily record each expense. It’s easy to see how much money you have spent every week and even how much money you have spent this year. Key features: - Auto backup. - Budget. - Multiple accounts,Cash/Credit Card. - Support different currencies for different account. - Transfer between accounts. - Fast and easy to use native iPhone user interface. - Recording a purchase takes seconds. - Auto-generate recurring expenses and income entries. - Create/Edit/Sort expense/income categories and subcategories. - Support to order category by Alphabetic/Most Used/Customized. - Dynamic graph showing costs in percentages. - History to view and adjust your previous entries. - Flexible reports to view expenses by week, month, or year. - Password protection - Export CSV file. - Online backup via iCloud. - Back up via Mail. - Sync data across multiple devices via iCloud. I will not be able to reply directly to you in your review, so if you have any problems, please email spending2@qiuping.com . I will help you to solve your problem ASAP

About

PennyworthLite Expense Tracker

Easily manage your personal finances with this intuitive expense tracker. Monitor income, expenses, and transfers, set budgets, and gain insights with advanced reports. Secure your data with pattern lock and iCloud backup.

Highlights
  • Track income, expense, and transfer transactions
  • Create budgets for spending control
  • Manage account balances and net worth
  • Simple and intuitive user interface
  • Editable income and expense categories
  • Advanced financial reports
  • Receipts management
  • Pattern lock protection
Features
Read full description

Easy Budget & Expense Tracker helps you record daily income and expenses quickly, check your budget, save receipt photos, and understand your spending with clear charts. It is designed for people who want a simple budget book without complicated account management. Record what you spent, what you earned, and where your money went — then review your monthly balance, categories, receipts, and trends whenever you need. ◆ Recommended for ・People who want to keep a simple budget book ・People who want to record expenses and income quickly ・People who want to check monthly budgets and remaining amounts ・People who want to save receipt photos with their records ・People who want to manage recurring bills, subscriptions, rent, salary, or other regular income and expenses ・People who want separate books for personal, household, or allowance tracking ・People who prefer simple daily records over complicated bank account or transfer management ◆ Main features 【Quick income and expense tracking】 Record the date, amount, category, person, tags, photos, and notes. Frequently used records can be reused as favorites or templates, making daily entry faster and easier. 【Calendar and list views】 Review your records in calendar view or list view. You can check recent records, search, filter, and sort transactions to find what you need. 【Receipt photo storage】 Attach receipt or invoice photos to your records. You can review receipt photos by month and manage them together with your spending history. 【Budget management】 Set monthly, yearly, and category budgets. Check your budget progress and remaining amount to notice overspending before it becomes a problem. 【Clear charts and analysis】 Analyze income and expenses by month, year, or custom period. Use charts to see spending categories, income categories, and overall balance at a glance. 【Recurring income and expenses】 Manage regular records such as rent, subscriptions, utility bills, phone bills, salary, and other repeated income or expenses. This helps reduce forgotten entries and keeps your monthly budget more accurate. 【Categories, tags, and people】 Organize records with expense categories, income categories, category groups, tags, and people. This makes it easier to review spending by purpose, family member, project, or lifestyle. 【Separate books for different needs】 Create separate local books for personal spending, household expenses, allowance tracking, or other purposes. Keep each budget book clean and focused. 【CSV export and backups】 Export records for a selected period as CSV. Back up and restore your data with iCloud or Google Drive, so your budget records can be kept safely. 【Widgets and Shortcuts】 Use widgets and shortcuts to record income and expenses quickly. You can also check spending summaries, monthly budget progress, and monthly income/expense totals. 【Personal settings】 Customize themes, fonts, dark mode, language, reminder notifications, and app lock. Make your budget book easier to read, easier to use, and easier to continue every day. Start with small daily records and make your money flow easier to understand.

Screenshots

Spending 24 screens
PennyworthLite Expense Tracker4 screens

Verdict

The call

The clearest difference is rating: PennyworthLite Expense Tracker at 4.9 against Spending 2's 3.9. PennyworthLite Expense Tracker also leads on review sentiment (79% vs 66%) and monetization model (ad-supported vs free with in-app purchases). Spending 2's advantage is ads (none vs shown) and update cadence (fortnightly vs monthly). On price, ratings volume, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending 2 sells 1 one-off in-app purchase and PennyworthLite Expense Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

PennyworthLite Expense Tracker holds the better App Store score, 4.9 against 3.9. Both are backed by a comparable volume of ratings — 61 and 51 respectively. Written reviews point the same way: 66% of Spending 2's written reviews are positive against 79% of PennyworthLite Expense Tracker's.

UpkeepUpdate frequency

Spending 2 ships an update fortnightly, PennyworthLite Expense Tracker monthly. The most recent releases landed on September 20, 2026 and September 21, 2026 respectively.

Scorecard5 real differences · 5 level
Spending 2 versus PennyworthLite Expense Tracker: the parameters behind the verdict, then further details
ParameterSpending 2PennyworthLite Expense Tracker
PriceFreeFree
Rating3.9 (61 ratings)4.9 (51 ratings) — better
Positive reviews65.7% of reviews78.8% of reviews — better
Number of ratings61 — better51
Update frequencyFortnightly — betterMonthly
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size8 MB44 MB
Age rating4+4+
Developer平 邱Jack Xuan

Customer experience

Spending 2

All ratings61 ratings
Positive70.5%
Neutral8.2%
Negative21.3%
Written reviews213 reviews
Positive65.7%
Neutral8.5%
Negative25.8%

PennyworthLite Expense Tracker

All ratings51 ratings
Positive98.0%
Neutral2.0%
Negative0.0%
Written reviews33 reviews
Positive78.8%
Neutral9.1%
Negative12.1%

In-app purchases

1 purchases

Spending 2

One-time1
  • Spending 2 Pro$4.99
1 purchases

PennyworthLite Expense Tracker

One-time1
  • remove ads$1.99

Questions

Is Spending 2 free?
Spending 2 is free to download, with in-app purchases available.
Is PennyworthLite Expense Tracker free?
PennyworthLite Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Spending 2 or PennyworthLite Expense Tracker?
PennyworthLite Expense Tracker is rated higher. Spending 2 averages 3.9 out of 5 from 61 ratings, while PennyworthLite Expense Tracker averages 4.9 from 51 ratings.
Do Spending 2 or PennyworthLite Expense Tracker have ads?
PennyworthLite Expense Tracker shows ads; Spending 2 does not.
Which is updated more often, Spending 2 or PennyworthLite Expense Tracker?
Spending 2 ships an update fortnightly, and PennyworthLite Expense Tracker monthly. Most recently, Spending 2 was updated on September 20, 2026 and PennyworthLite Expense Tracker on September 21, 2026.

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