Comparison

CHECK24 vs HKCM

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CHECK24

Germany's leading comparison app allows you to manage all your contracts, bookings, and purchases in one place. Compare prices for insurance, energy, loans, travel, and more to save money. Access your personal customer account to view all your agreements and benefit from exclusive offers.

Highlights
  • Compare insurance, energy, loans, and travel
  • Manage all contracts and purchases
  • Real-time price and condition comparison
  • Access personal customer account
  • Benefit from voucher promotions
  • Free consultation hotlines
Features
Read full description

Laden Sie sich die CHECK24 App herunter und verwalten Sie ganz einfach alle Abschlüsse, Buchungen, Verträge und Käufe bequem in Ihrem persönlichen Kundenkonto. Vergleichen, wechseln, sparen: z. B. mit dem Kreditvergleich über 2.000 €, bis zu 850 € mit dem Autoversicherungsvergleich, bis zu 1.000 € mit dem Strom- und Gasvergleich und über 1.000 € mit dem Reisevergleich. Mit CHECK24 vergleichen Sie Preise und Konditionen in Echtzeit: - Versicherungen: Kfz-Versicherung, Privathaftpflichtversicherung, Rechtsschutzversicherung und viele mehr... - Strom & Gas - Kredit, Konto, Tagesgeld & Kreditkarten - DSL & Mobilfunk - Mietwagen - Hotels & Ferienwohnungen - Flüge - Urlaubsreisen & Last Minute - Shopping: Elektronik, Drogerie, Möbel, Autoreifen und viele mehr… - Profis für Ihr Projekt - Kostenlose Steuererklärung mit CHECK24 Steuer Die Vorteile der CHECK24 App im Überblick: - Bequemer, kostenloser Vergleich – überall - Gespeicherte Vergleiche unterwegs aufrufen - Kostenlose Beratungshotlines - Mit Ihrem persönlichen CHECK24 Kundenkonto noch schneller vergleichen - Abschlüsse in Ihrem persönlichen CHECK24 Kundenkonto einsehen - Von attraktiven Gutscheinaktionen profitieren AGB und Datenschutzhinweise für Deutschland: https://www.check24.de/unternehmen/impressum/ AGB und Datenschutzhinweise für Österreich: https://www.check24.at/unternehmen/impressum/

About

HKCM

Gain an edge in your investments with detailed chart analyses for stocks, cryptocurrencies, and commodities. The app provides precise entry points and target zones across over 190 markets to simplify your trading decisions.

Highlights
  • 190+ market chart analyses
  • Stock, crypto, and commodity analyses
  • Precise entry points and target zones
  • Portfolio management
  • Real-time news updates
  • Daily news bulletins
Features
Read full description

Maximize your investments with our chart analyses. Whether you're investing in stocks, cryptocurrencies, commodities, or other financial instruments, our app keeps you two steps ahead of the market! We define clear entry points and target zones to make your trading decisions easier. In total, we offer analyses on over 190 markets. What to expect: Stock Analyses - Tech Stocks: Nvidia, Apple, and more. - US Stocks: BlackRock, Nike, and more. - China Stocks: Alibaba, BYD, and more. - Cannabis Stocks: SynBiotic, Canopy Growth, and more. Crypto Analyses - Bitcoin (BTC) - Ethereum (ETH) - Solana (SOL) - Cardano (ADA) - Ripple (XRP) + 14 other altcoins. Commodities - Gold analysis - Silver analysis - Oil market analysis - Natural gas analysis You’ll also receive analyses on the world’s largest indices (DAX, S&P 500, Nasdaq, ...), various industrial metals, and four agricultural commodities. Features of the HKCM App: - Daily stock analyses - Daily crypto analyses - Professional portfolio management - Precise entry points and target zones - Target zone tracking - Real-time news updates - Daily news bulletins … and much more Hopf-Klinkmüller Capital Management GmbH & Co. KG Hasenbergsteige 5 70178 Stuttgart Please note: The app content is currently only available in German.

Screenshots

CHECK244 screens
HKCM4 screens

Verdict

The call

The clearest difference is ratings volume: CHECK24 at 1.9K against HKCM's 2. HKCM's advantage is rating (5.0 vs 4.8) and monetization model (ad-supported vs free with in-app purchases). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HKCM holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: CHECK24 has 1.9K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 70% of CHECK24's written reviews are positive against 75% of HKCM's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 12, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
CHECK24 versus HKCM: the parameters behind the verdict, then further details
ParameterCHECK24HKCM
PriceFreeFree
Rating4.8 (1.9K ratings)5.0 (2 ratings) — better
Positive reviews70.0% of reviews74.5% of reviews — better
Number of ratings1.9K — better2
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size384 MB79 MB
Age rating4+17+
DeveloperCHECK24Hopf-Klinkmüller Capital Management GmbH & Co. KG

Customer experience

CHECK24

All ratings1,907 ratings
Positive94.8%
Neutral2.6%
Negative2.7%
Written reviews60 reviews
Positive70.0%
Neutral1.7%
Negative28.3%

HKCM

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews51 reviews
Positive74.5%
Neutral11.8%
Negative13.7%

Bugs and requests

CHECK24

Reported bugs

3 issues
  • App freezes and crashes
  • Unavailable offers still listed
  • Booking cancellation issues

Requested features

2 requests
  • English language option
  • Ability to download PDFs

HKCM

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CHECK24

No in-app purchases

None

HKCM

No in-app purchases

Questions

Is CHECK24 free?
CHECK24 is free to download, with no in-app purchases.
Is HKCM free?
HKCM is free to download, with no in-app purchases.
Which has better reviews, CHECK24 or HKCM?
HKCM is rated higher. CHECK24 averages 4.8 out of 5 from 1.9K ratings, while HKCM averages 5.0 from 2 ratings.
Do CHECK24 or HKCM have ads?
Neither CHECK24 nor HKCM shows ads.
Which is updated more often, CHECK24 or HKCM?
CHECK24 ships an update weekly, and HKCM weekly. Most recently, CHECK24 was updated on October 12, 2026 and HKCM on October 14, 2026.

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