Comparison

UECU Mobile vs Blue Flame CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UECU Mobile

Manage your financial accounts securely and conveniently from your mobile device. Check balances, deposit checks, pay bills, transfer funds, and manage your credit cards. Access your financial information anytime, anywhere.

Highlights
  • Customizable dashboard
  • Account management
  • Bill pay
  • Fund transfers
  • Card controls (on/off)
  • Check credit score
Features
Read full description

Manage your UECU accounts securely and conveniently from anywhere, using the UECU Mobile App. Whether you want to check your account balance, view your account info, deposit a check, redeem your rewards, apply for a loan, set up a skip-a-pay, make and edit payments, or turn your UECU Visa® cards off or on – you can do it all from your mobile device. As your financial partner, we believe you should have the power to manage your accounts your way. So, whether you are at home, at the office, or out on the road, you’ll have everything you need at your fingertips. Features included are: Custom Dashboard - Manage all of your accounts in one easy to view dashboard. View available funds, the progress of savings goals, upcoming payments, how much you’ve deposited, rewards you’ve earned, and personal recommendations all in one simple and easy to read screen. You’ll also have the ability to check your credit score. Accounts - View and manage all of your saving accounts, loans, and credit cards digitally. Review recent transactions, see current balances, and search for specific payments or deposits. Bill Pay - Schedule or manually make payments on your bills through our easy-to-use bill pay system. Fund Transfers - Send funds to and from your connected UECU accounts and external bank accounts through our easy-to-use fund transfer capability.

About

Blue Flame CU

Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds between accounts, and pay bills on the go. Access is fast, secure, and free.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • View and pay bills
  • Secure mobile access
Features
Read full description

Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any location. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by the NCUA.

Screenshots

UECU Mobile4 screens
Blue Flame CU4 screens

Verdict

The call

The clearest difference is ads: UECU Mobile at none against Blue Flame CU's shown. UECU Mobile also leads on monetization model (free vs free with in-app purchases) and ratings volume (3.4K vs 180). Blue Flame CU's advantage is review sentiment (100% vs 67%). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for UECU Mobile against 4.9 for Blue Flame CU. That said, the two scores are not equally well evidenced: UECU Mobile has 3.4K ratings behind it against 180, so its average is the more settled of the two. Written reviews are what separate them: 67% of UECU Mobile's written reviews are positive against 100% of Blue Flame CU's.

UpkeepUpdate frequency

UECU Mobile ships an update every 6 months, Blue Flame CU every 3 months. Both last shipped on November 6, 2026.

Scorecard4 real differences · 6 level
UECU Mobile versus Blue Flame CU: the parameters behind the verdict, then further details
ParameterUECU MobileBlue Flame CU
PriceFreeFree
Rating4.8 (3.4K ratings)4.9 (180 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings3.4K — better180
Update frequencyEvery 6 monthsEvery 3 months — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size33 MB99 MB
Age rating4+4+
DeveloperUtilities Employees Credit UnionBlue Flame Credit Union

Customer experience

UECU Mobile

All ratings1,957 ratings
Positive98.3%
Neutral1.4%
Negative0.3%
Written reviews21 reviews
Positive66.7%
Neutral9.5%
Negative23.8%

Blue Flame CU

All ratings166 ratings
Positive96.4%
Neutral1.2%
Negative2.4%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

UECU Mobile

Reported bugs

2 issues
  • Crashes immediately on opening
  • Slow mobile deposit feature

Requested features

4 requests
  • Add PIN code login option
  • Improve transaction history visibility
  • Modernize app design
  • Implement biometric login

Blue Flame CU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UECU Mobile

No in-app purchases

None

Blue Flame CU

No in-app purchases

Questions

Is UECU Mobile free?
UECU Mobile is free to download, with no in-app purchases.
Is Blue Flame CU free?
Blue Flame CU is free to download, with no in-app purchases.
Which has better reviews, UECU Mobile or Blue Flame CU?
Blue Flame CU is rated higher. UECU Mobile averages 4.8 out of 5 from 3.4K ratings, while Blue Flame CU averages 4.9 from 180 ratings.
Do UECU Mobile or Blue Flame CU have ads?
Blue Flame CU shows ads; UECU Mobile does not.
Which is updated more often, UECU Mobile or Blue Flame CU?
UECU Mobile ships an update every 6 months, and Blue Flame CU every 3 months. Most recently, UECU Mobile was updated on November 6, 2026 and Blue Flame CU on November 6, 2026.

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