KTC Mobile vs MTL Click
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KTC Mobile
Manage your finances with this all-in-one app. Access products and services, track transactions, pay bills, and redeem rewards. Enjoy secure, 24/7 access to your accounts and control your spending.
- Access all products and services
- Transaction management and privileges
- Card information and spending history
- Pay statement bills 24/7
- Online cash withdrawal and interbank transfer
- Convert spending to installments
- Redeem coupons and transfer reward points
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Complete every moment with “KTC Mobile” app. Let’s start new experience. All in one app. • Access to all products and services. • Complete with transaction management and privileges. • Secure and available at all times. Manage your transactions. • Access to your card information, spending history, monthly statement, and reward points. • Pay statement bills anytime, 24 hours a day, with instant credit limit restoration. • Withdraw cash online, instant cash deposit and seamless interbank transfer. • Easily convert any spending into installment payments. • Set your own ATM PIN code instantly, without the hassle of using an old PIN. • Easily increase your credit limit with instant approval for seamless usage experience. • Control and manage your spending limit as desired. • Instantly block your card for security and worry-free. Better deals, never miss any privileges. • Redeem coupons as you wish, across many category. • Transfer reward points to many membership programs. • Enjoy great benefits with minimal reward points. • Discover promotions and offers, available throughout the year.
MTL Click
Manage your insurance policies, access digital cards, and find network hospitals. This app allows for convenient policy payments, claim tracking, and even online doctor consultations. It also enables family members to share policies and manage payments together.
- Biometric login (face, fingerprint, password)
- Digital insurance cards
- Policy portfolio summary
- Multiple payment options
- Hospital finder with coverage details
- E-claim tracking and notifications
- Online doctor consultations
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- MTL Click - The new face of insurance MTL Click ประสบการณ์ใหม่จากเมืองไทยประกันชีวิต - Biometric login เข้าสู่ระบบด้วยการสแกนใบหน้า, สแกนลายนิ้วมือ หรือ รหัสผ่าน - Digicard รวมบัตรประกันแบบกลุ่มและรายบุคคลไว้ในแอปพลิเคชันเดียว - Policy portfolio สรุปและรวมผลประโยชน์ตามประเภทกรมธรรม์ - Payment หลากหลายช่องทางการชำระเบี้ยประกันภัย ไม่ว่าจะเป็น บัตรเครดิต เคาน์เตอร์เซอร์วิส หรือแอปพลิเคชัน KPlus - Hospital finder ค้นหาตำแหน่งของโรงพยาบาลคู่สัญญา พร้อมเปรียบเทียบและแสดงรายละเอียดความคุ้มครอง - E-Claim ติดตามและแจ้งเตือนสถานะการเคลมสินไหม - E-Policy owner service ขอเปลี่ยนแปลงข้อมูลส่วนตัวได้ง่ายๆ - Shared policies สามารถขอเข้าถึงกรมธรรม์ของสมาชิกในครอบครัว และชำระเบี้ยประกันภัยให้กันได้ - Tele-medicine บริการนัดพบแพทย์ออนไลน์และยื่นเรื่องเคลมสินไหมได้ทันที
Screenshots
Verdict
The clearest difference is rating: MTL Click at 5.0 against KTC Mobile's 2.8. MTL Click also leads on update cadence (weekly vs monthly) and review sentiment (29% vs 18%). KTC Mobile's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MTL Click holds the better App Store score, 5.0 against 2.8. Both are backed by a comparable volume of ratings — 25 and 7 respectively. Written reviews point the same way: 18% of KTC Mobile's written reviews are positive against 29% of MTL Click's.
KTC Mobile ships an update monthly, MTL Click weekly. The most recent releases landed on September 21, 2026 and September 26, 2026 respectively.
| Parameter | KTC Mobile | MTL Click |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (25 ratings) | 5.0 (7 ratings) — better |
| Positive reviews | 18.2% of reviews | 29.4% of reviews — better |
| Number of ratings | 25 — better | 7 |
| Update frequency | Monthly | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 192 MB | 97 MB |
| Age rating | 4+ | 4+ |
| Developer | Krungthai Card Public Company Limited | Muang Thai Life Assurance Public Company Limited |
Customer experience
KTC Mobile
MTL Click
In-app purchases
KTC Mobile
No in-app purchases
MTL Click
No in-app purchases
