TSP TIPS vs BondVault

*** Now available: Mutual Fund Window TIPS. Take advantage of the TSP Mutual Fund Window by utilizing our new TIPS service, and diversify your investment for more aggressive growth opportunities. Our new backtested strategy has gained 22% every year from December 2018 to January 2025. *** TSP TIPS uses analysis to help you avoid market downturns and try to keep your retirement safe. We notify you when our analysis you should move your funds, and where to move it to; it's that simple. • Market analysis to maximize growth and minimize risk • Accommodating for your own preferences for risk tolerance (conservative, aggressive or moderate) • We had positive gains during the 2008 financial crisis, and a 25% gain in 2013 • Backed by professional licensing and 25+ years of PhD research, experience, and proven results We'll send you weekly market summaries with a recommendation on whether or not to move your funds (and where to move them to). Notifications are pushed right to your phone and your inbox, and to additional email addresses if you like. Start getting TIPS today with a free 30-day trial, and about $8 a month after that. • $79.99 annually (less than $7 a month), or • $7.99 monthly All subscriptions are paid through iTunes at the time of purchase, and renew automatically within 24 hours prior to the end of the current subscription period. Auto-renewal will charge $79.99 for annual and $7.99 for monthly subscriptions. If you'd like to disable automatic renewal, you can do so at any time prior to the 24 hour period before the end of the subscription. This can be done by going to Settings -> iTunes and App Store, viewing your Apple ID and then tapping "Manage subscriptions". It is not possible to cancel an active subscription period. We believe everyone should be able to make informed, data-driven decisions about their TSP, and it shouldn't require a finance degree or deep pockets. Making it to retirement is harder than ever, and we'd love to help you get there. View our privacy policy and terms of use at https://www.tsptips.com/privacy.html.

BondVault is a simple, on-device tracker for U.S. Treasury I Bonds and EE Bonds bought through TreasuryDirect. TreasuryDirect has no mobile app and is hard to use on a phone. BondVault gives you a clean portfolio view of the savings bonds you already own. Enter each bond once — series, amount, and issue date — and BondVault estimates what it's worth today, how much interest it has earned, and when it crosses key milestones. WHAT IT DOES • Estimates current redemption value using the official Treasury composite-rate formula for I Bonds and the fixed-rate method for EE Bonds • Shows accrued interest and your total portfolio value at a glance • Flags the 3-month interest penalty that applies before 5 years, and shows each bond's penalty-free date • Tracks the May and November rate-reset schedule and 30-year final maturity • Projects future value so you can plan ahead • Keeps your bond list on your device — no account or sign-up required BONDVAULT PREMIUM (optional one-time unlock) • Track unlimited bonds (free tracks up to 3) • Full future-value projections • Remove ads IMPORTANT: BondVault is an independent, unofficial tool. It is not affiliated with, endorsed by, or connected to the U.S. Department of the Treasury, TreasuryDirect, or any government agency. Values shown are estimates calculated from published rate data and may differ from official figures. Always confirm balances and redemption values at TreasuryDirect.gov. BondVault is free and supported by ads. Premium is a single purchase that unlocks everything forever — no subscription.