Comparison

LHV vs Luminor Eesti

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LHV

Manage your personal and business finances with this mobile banking app. Open accounts, make payments, order cards, apply for loans, and invest. Receive timely notifications for important financial events.

Highlights
  • Account opening
  • Payment processing
  • Card management
  • Loan and lease applications
  • Investment options
  • Pension management
  • Customizable notifications
Features
Read full description

LHV mobiilipank • Erakliendi ja ärikliendi konto avamine Smart-ID ja Mobiil-ID-ga • Maksete teostamine • Pangakaardid – tellimine, blokeerimine, limiitide haldamine ja Apple Pay • E-arved • Ootel maksed • Konto väljavõte • Laenude ja liisingu taotlemine • Investeerimine • Pensioni ülevaade ja II ning III sambaga liitumine • Meeldetuletused laekunud makse, aeguva kaardi ja täituva limiidi kohta • Kontaktandmed, sularahaautomaatide asukohad LHV mobile bank • Open an account for private and business clients with Smart-ID or Mobile-ID • Bank cards – ordering, blocking and limits management • Payments • E-invoices • Pending payments • Statement • Loan and lease applications • Investing • Pension overview, joining the II and III pension pillar • Notifications for incoming transactions, expiring cards and reaching the daily/monthly limit • Contact details, locations of ATM’s

About

Luminor Eesti

Manage your personal and business accounts, make payments, and handle your bank cards. Set up recurring payments and e-invoices, review loan details, and save money with deposit products. Security is prioritized with multiple login options and phone protection.

Highlights
  • Account management (private & business)
  • Make bank transfers
  • Manage payment cards
  • Set up standing orders & e-invoices
  • Review loan agreement information
  • Deposit products for saving
  • Secure login options
Features
Read full description

Luminor Eesti mobiiliäpp sinu igapäevasteks pangatoiminguteks Vaata sinuga seotud era- ja ärikliendi kontosid. Tee makseid. Halda oma pangakaarte. Seadista püsimakseid ja e-arveid. Vaata oma laenulepingute infot. Säästa raha hoiuse abil. Turvalisus Sisene äppi Smart-ID, Mobiil-ID või Luminori PIN-kalkulaatoriga. Kaitse oma telefoni alati ekraanilukuga. Isikuandmete töötlemise seadistamine Vaata ja vajadusel muuda äpi seadetes pangale antud isikuandmete töötlemise nõusolekuid. -- Мобильное приложение Luminor Eesti – для повседневного банкинга Следите за личными и бизнес-аккаунтами, которые Вы создали. Совершайте банковские платежи. Управляйте своими карточками. Настраивайте регулярные платежи и электронные счета. Просматривайте информацию о Ваших кредитных договорах. Копите деньги, открывая вклады. Безопасность Входите в приложение с помощью Smart-ID, Mobiil-ID или калькулятора PIN-кодов Luminor. Всегда защищайте свой телефон с помощью блокировки экрана. Настройка обработки персональных данных Просмотрите и при необходимости измените в настройках приложения предоставленные банку согласия на обработку персональных данных. -- Luminor Eesti mobile app for your daily banking Keep an eye on your private and business accounts. Make bank transfers. Manage payment cards. Set up standing orders and e-invoices. Review information on your loan agreements. Save money with deposit products. Security Log in with Smart-ID, Mobiil-ID or Luminori PIN-calculator. Protect your phone by enabling your screen lock. Privacy Configure from app settings your consents to the bank regarding usage of your personal data.

Screenshots

LHV4 screens
Luminor Eesti3 screens

Verdict

The call

The clearest difference is review sentiment: LHV at 41% against Luminor Eesti's 0%. LHV also leads on update cadence (weekly vs every 5 months). Luminor Eesti's advantage is iOS requirement (11.0 vs 16.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LHV ships an update weekly, Luminor Eesti every 5 months. The most recent releases landed on October 8, 2026 and September 30, 2026 respectively.

Scorecard3 real differences · 7 level
LHV versus Luminor Eesti: the parameters behind the verdict, then further details
ParameterLHVLuminor Eesti
PriceFreeFree
Rating4.3 (12 ratings) — better—
Positive reviews41.2% of reviews — better0.0% of reviews
Number of ratings12 — better—
Update frequencyWeekly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.111.0 — better
Further details — not scored
Size274 MB11 MB
Age rating4+4+
DeveloperAS LHV PankLuminor Bank AB

Customer experience

LHV

All ratings12 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews17 reviews
Positive41.2%
Neutral5.9%
Negative52.9%

Luminor Eesti

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

LHV

No in-app purchases

None

Luminor Eesti

No in-app purchases

Questions

Is LHV free?
LHV is free to download, with no in-app purchases.
Is Luminor Eesti free?
Luminor Eesti is free to download, with no in-app purchases.
Do LHV or Luminor Eesti have ads?
Neither LHV nor Luminor Eesti shows ads.
Which is updated more often, LHV or Luminor Eesti?
LHV ships an update weekly, and Luminor Eesti every 5 months. Most recently, LHV was updated on October 8, 2026 and Luminor Eesti on September 30, 2026.

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