Comparison

CostPocket vs Luminor Eesti

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CostPocket

Streamline business expense management by digitizing receipts and invoices. Automate data extraction with AI and integrate with accounting software for a paperless workflow. Submit reports, track mileage, and manage approvals efficiently.

Highlights
  • AI-powered receipt and invoice digitization
  • Automated data extraction
  • Integration with accounting software
  • Expense and travel report submission
  • Mileage and daily allowance calculators
  • Cloud-based document management
  • Secure EU-based data archiving
Features
Read full description

One app to handle your business expenses: scan receipts, forward invoices by email, submit travel and expense reports, mileage, e-invoices, and approval rounds. Forget manual data entry: with a smart robot, CostPocket extracts data from documents and sends it directly to the integrated accounting software. Are you collecting receipts in your wallet and bringing them all to your accountant? Get rid of these practices and start enjoying a paperless accounting experience with CostPocket! Main services: - Robot digitisation: an intelligent robot extracts data from your documents using Machine Learning and Artificial Intelligence algorithms. - Human verified digitization: 99.5% precision within a working day for maximum efficiency. - Expense management: fill in expense and travel reports, add information for the accountant, and submit the data directly to the integrated accounting software. - Accounting software integrations: CostPocket can be integrated with over 30 popular accounting software for seamless data sharing. - Mobile and Web: reach CostPocket via iOS app or through a web browser. - Cloud Environment: a convenient tool for administrators to sort, organize, edit, and export single documents and reports. - Reliable archive: all submitted documents are archived for the legally required time span in safe servers in EU territory adhering to all GDPR requirements. - E-invoices: receive e-invoices through CostPocket. - Approval rounds: set and tailor approval rounds to suit your company's needs. Approve or reject the expense documents from the app or the email. Other awesome CostPocket features include: - Available in 8 languages - Custom expense reporting process: set expense types and inputs to your needs - Daily allowance and mileage calculators - Custom single document and report exports - Easy user management - Automatic currency conversion

About

Luminor Eesti

Manage your personal and business accounts, make payments, and handle your bank cards. Set up recurring payments and e-invoices, review loan details, and save money with deposit products. Security is prioritized with multiple login options and phone protection.

Highlights
  • Account management (private & business)
  • Make bank transfers
  • Manage payment cards
  • Set up standing orders & e-invoices
  • Review loan agreement information
  • Deposit products for saving
  • Secure login options
Features
Read full description

Luminor Eesti mobiiliäpp sinu igapäevasteks pangatoiminguteks Vaata sinuga seotud era- ja ärikliendi kontosid. Tee makseid. Halda oma pangakaarte. Seadista püsimakseid ja e-arveid. Vaata oma laenulepingute infot. Säästa raha hoiuse abil. Turvalisus Sisene äppi Smart-ID, Mobiil-ID või Luminori PIN-kalkulaatoriga. Kaitse oma telefoni alati ekraanilukuga. Isikuandmete töötlemise seadistamine Vaata ja vajadusel muuda äpi seadetes pangale antud isikuandmete töötlemise nõusolekuid. -- Мобильное приложение Luminor Eesti – для повседневного банкинга Следите за личными и бизнес-аккаунтами, которые Вы создали. Совершайте банковские платежи. Управляйте своими карточками. Настраивайте регулярные платежи и электронные счета. Просматривайте информацию о Ваших кредитных договорах. Копите деньги, открывая вклады. Безопасность Входите в приложение с помощью Smart-ID, Mobiil-ID или калькулятора PIN-кодов Luminor. Всегда защищайте свой телефон с помощью блокировки экрана. Настройка обработки персональных данных Просмотрите и при необходимости измените в настройках приложения предоставленные банку согласия на обработку персональных данных. -- Luminor Eesti mobile app for your daily banking Keep an eye on your private and business accounts. Make bank transfers. Manage payment cards. Set up standing orders and e-invoices. Review information on your loan agreements. Save money with deposit products. Security Log in with Smart-ID, Mobiil-ID or Luminori PIN-calculator. Protect your phone by enabling your screen lock. Privacy Configure from app settings your consents to the bank regarding usage of your personal data.

Screenshots

CostPocket4 screens
Luminor Eesti3 screens

Verdict

The call

The clearest difference is update cadence: CostPocket at monthly against Luminor Eesti's every 5 months. Luminor Eesti's advantage is iOS requirement (11.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CostPocket ships an update monthly, Luminor Eesti every 5 months. The most recent releases landed on October 1, 2026 and September 30, 2026 respectively.

Scorecard2 real differences · 8 level
CostPocket versus Luminor Eesti: the parameters behind the verdict, then further details
ParameterCostPocketLuminor Eesti
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews—0.0% of reviews
Number of ratings1 — better—
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.011.0 — better
Further details — not scored
Size85 MB11 MB
Age rating4+4+
DeveloperCostPocket OULuminor Bank AB

Customer experience

CostPocket

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Luminor Eesti

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

CostPocket

No in-app purchases

None

Luminor Eesti

No in-app purchases

Questions

Is CostPocket free?
CostPocket is free to download, with no in-app purchases.
Is Luminor Eesti free?
Luminor Eesti is free to download, with no in-app purchases.
Do CostPocket or Luminor Eesti have ads?
Neither CostPocket nor Luminor Eesti shows ads.
Which is updated more often, CostPocket or Luminor Eesti?
CostPocket ships an update monthly, and Luminor Eesti every 5 months. Most recently, CostPocket was updated on October 1, 2026 and Luminor Eesti on September 30, 2026.

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