SIMPL mBanking vs PBS mToken
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SIMPL mBanking
Manage your finances and perform banking transactions securely and conveniently from your mobile device. Pay bills, transfer money, convert currencies, and manage your cards 24/7. Access bank information, branch locations, and exchange rates.
- Pay bills and accounts
- Scan & Pay bills with photos
- Money transfers to contacts
- Currency conversion
- Card management (block/unblock, spending limits)
- Account and card balance overview
- Biometric login (face, fingerprint)
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SIMPL mBanking aplikacija na vašem mobilnom uređaju omogućava vam da koristite bankarske usluge i vršite finansijske transakcije putem mobilnog uređaja. Ovo je siguran, brz, jednostavan i isplativ način finansijskog poslovanja koji vam je dostupan 24h dnevno. Uz SIMPL mBanking uslugu naše banke možete jednostavno: - plaćati režije i druge vrste računa, - plaćati kroz opciju Slikaj&Plati, jednostavnim fotografisanjem računa - ugovoriti putno zdravstveno ili osiguranje od nezgode - koristiti uslugu “Brzica” za brzi prenos novca kontaktima iz svog imenika koji imaju račun i registriran broj mobitela u našoj banci - izvršavati prenose sredstava na račune drugih fizičkih i pravnih lica - vršiti prenos sredstava između vlastitih računa - obavljati konverziju valuta, - Izvršiti blokadu ili deblokadu vaše kartice, te upravljati dozvoljenim mjestima trošenja ( Internet, POS, ATM) - vršiti pregled stanja, prometa i obaveza po svim računima i karticama, - vršiti različita podešavanja aplikacije, promjene PINa, postavke biometrije, fonta, jezika i slično. SIMPL mBanking usluga vam pruža informacije i o : - korisnim kontaktima u Banci, - kursnoj/tečajnoj listi, - radnom vremenu/lokaciji poslovnica i bankomata, - proizvodima Banke. Sparkasse Bank najveći naglasak stavlja na sigurnost, te vam pored mogućnosti prijave putem lozinke, stoji na raspolaganju i prijava biometrijom (face recognition i finger print). Ovaj način prijave se može odabrati prilikom prve prijave na aplikaciju ili kroz postavke unutar aplikacije.
PBS mToken
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mToken is a mobile application that authenticates users when accessing and confirming transactions when using PBS e-banking. mToken serves to generate unique time-limited passwords for implementing the above authentication providing maximum security in data traffic between users and the mobile banking system. Using this application, the user converts his smartphone into a token generator and thus does not care about additional devices that would condition the use of PBS e-banking from any location.
Screenshots
Verdict
The clearest difference is update cadence: SIMPL mBanking at every 4 months against PBS mToken's every 52 months. PBS mToken's advantage is iOS requirement (11.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SIMPL mBanking ships an update every 4 months, PBS mToken every 52 months. The most recent releases landed on October 23, 2026 and October 26, 2026 respectively.
| Parameter | SIMPL mBanking | PBS mToken |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (11 ratings) — better | — |
| Positive reviews | 28.6% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 4 months — better | Every 52 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 11.0 — better |
| Further details — not scored | ||
| Size | 53 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Sparkasse Bank dd BiH | PING d.o.o. Sarajevo |
In-app purchases
SIMPL mBanking
No in-app purchases
PBS mToken
No in-app purchases
