Lumbini Smart vs SC Mobile Nepal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lumbini Smart
Manage your bank accounts on the go with this mobile banking app. Check balances, request mini-statements, transfer funds, buy airtime, and pay bills directly from your device.
- Check account balances
- Request mini-statements
- Transfer funds
- Buy airtime top-ups
- Pay bills
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This is Omni Channel Based Mobile Banking Application for Customers of Lumbini Bikas Bank Ltd. Application allows their Customers to -Check Balances -Request Mini-Statement -Transfer Funds to different accounts. -Buy Airtime topups -Make Payments and many more services. Please follow the steps below to use the application. 1. Open the app (Lumbini Bikas Bank Ltd Mobile Banking) in iphone home screen. 2. Choose the required services from the menu in the app. 3. Fill the required credentials in the provided form and click Send Button. SMS will be send to shortcode 34142. 5. You will receive the appropriate SMS as a response for your request. Procedures to use the services. 1. Balance Enquiry Description : Make request for the current available balance in bank account. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. A/C Alias : This is optional field. When account number or account alias is entered provided by bank, customer can get the current available balance for the respective entered account. If left empty, customers get current available balance for default account. 3. Fund Transfer Using Account Description : Transfer fund from one account to another. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount the customer want to transfer. c. From A/C : This is optional field. When empty, amount is transfered from customer's default account. When entered specific account no. or account alias, amount is transfered from that account no or account alias. d. To A/C : Receiver's account no or account alias, to which the amount is transfered. 5. NT Landline Bill Payment Description : Pay Landline bill of Nepal Telecom. Fields: a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount to pay c. Phone No. : Landline number for which to pay bill.
SC Mobile Nepal
Manage your finances with an intuitive interface and powerful features. This app offers instant fund transfers, bill payments, card management, and profile updates. Easily apply for products and track your requests.
- Instant local bank fund transfers
- Utility bill payments
- Biometric authentication
- Card blocking and replacement
- Profile updates
- Cheque book requests
- Product catalogue for applications
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SC Mobile has been designed with you in mind. It combines an intuitive interface with powerful features, which means you get a simple way to control your finances. SC Mobile 2.0: - Fresh look for an enhanced user experience - Instant other local bank fund transfers - Convenient Utility Bill payments - Biometric authentication method - Self Activation and PIN reset of cards - Instant Block and Replacement of Cards - Profile Update like mobile number, email ID, Nationality, Passport etc - Cheque Book request - Request for Instalment loan for purchase above NPR 5,000 using Credit Card - Status enquiry of your requests - Convenience to apply products straight from Welcome screen through our Product Catalogue And Many More.. Update the application today to discover how banking has been made easier.
Screenshots
Verdict
The clearest difference is rating: Lumbini Smart at 3.0 against SC Mobile Nepal's 1.9. SC Mobile Nepal's advantage is ratings volume (39 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lumbini Smart holds the better App Store score, 3.0 against 1.9. That said, the two scores are not equally well evidenced: SC Mobile Nepal has 39 ratings behind it against 1, so its average is the more settled of the two.
Lumbini Smart ships an update every 5 months, SC Mobile Nepal every 3 months. The most recent releases landed on October 15, 2026 and October 31, 2026 respectively.
| Parameter | Lumbini Smart | SC Mobile Nepal |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) — better | 1.9 (39 ratings) |
| Positive reviews | — | 11.1% of reviews |
| Number of ratings | 1 | 39 — better |
| Update frequency | Every 5 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.4 — better | 13.0 |
| Further details — not scored | ||
| Size | 169 MB | 59 MB |
| Age rating | 12+ | 4+ |
| Developer | Lumbini Bikas Bank Ltd. | Standard Chartered Bank |
Customer experience
Lumbini Smart
SC Mobile Nepal
In-app purchases
Lumbini Smart
No in-app purchases
SC Mobile Nepal
No in-app purchases
Questions
Is Lumbini Smart free?
Is SC Mobile Nepal free?
Which has better reviews, Lumbini Smart or SC Mobile Nepal?
Do Lumbini Smart or SC Mobile Nepal have ads?
Which is updated more often, Lumbini Smart or SC Mobile Nepal?
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