Comparison

Lumbini Smart vs SC Mobile Nepal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lumbini Smart

Manage your bank accounts on the go with this mobile banking app. Check balances, request mini-statements, transfer funds, buy airtime, and pay bills directly from your device.

Highlights
  • Check account balances
  • Request mini-statements
  • Transfer funds
  • Buy airtime top-ups
  • Pay bills
Features
Read full description

This is Omni Channel Based Mobile Banking Application for Customers of Lumbini Bikas Bank Ltd. Application allows their Customers to -Check Balances -Request Mini-Statement -Transfer Funds to different accounts. -Buy Airtime topups -Make Payments and many more services. Please follow the steps below to use the application. 1. Open the app (Lumbini Bikas Bank Ltd Mobile Banking) in iphone home screen. 2. Choose the required services from the menu in the app. 3. Fill the required credentials in the provided form and click Send Button. SMS will be send to shortcode 34142. 5. You will receive the appropriate SMS as a response for your request. Procedures to use the services. 1. Balance Enquiry Description : Make request for the current available balance in bank account. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. A/C Alias : This is optional field. When account number or account alias is entered provided by bank, customer can get the current available balance for the respective entered account. If left empty, customers get current available balance for default account. 3. Fund Transfer Using Account Description : Transfer fund from one account to another. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount the customer want to transfer. c. From A/C : This is optional field. When empty, amount is transfered from customer's default account. When entered specific account no. or account alias, amount is transfered from that account no or account alias. d. To A/C : Receiver's account no or account alias, to which the amount is transfered. 5. NT Landline Bill Payment Description : Pay Landline bill of Nepal Telecom. Fields: a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount to pay c. Phone No. : Landline number for which to pay bill.

About

SC Mobile Nepal

Manage your finances with an intuitive interface and powerful features. This app offers instant fund transfers, bill payments, card management, and profile updates. Easily apply for products and track your requests.

Highlights
  • Instant local bank fund transfers
  • Utility bill payments
  • Biometric authentication
  • Card blocking and replacement
  • Profile updates
  • Cheque book requests
  • Product catalogue for applications
Features
Read full description

SC Mobile has been designed with you in mind. It combines an intuitive interface with powerful features, which means you get a simple way to control your finances. SC Mobile 2.0: - Fresh look for an enhanced user experience - Instant other local bank fund transfers - Convenient Utility Bill payments - Biometric authentication method - Self Activation and PIN reset of cards - Instant Block and Replacement of Cards - Profile Update like mobile number, email ID, Nationality, Passport etc - Cheque Book request - Request for Instalment loan for purchase above NPR 5,000 using Credit Card - Status enquiry of your requests - Convenience to apply products straight from Welcome screen through our Product Catalogue And Many More.. Update the application today to discover how banking has been made easier.

Screenshots

Lumbini Smart4 screens
SC Mobile Nepal4 screens

Verdict

The call

The clearest difference is rating: Lumbini Smart at 3.0 against SC Mobile Nepal's 1.9. SC Mobile Nepal's advantage is ratings volume (39 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Lumbini Smart holds the better App Store score, 3.0 against 1.9. That said, the two scores are not equally well evidenced: SC Mobile Nepal has 39 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Lumbini Smart ships an update every 5 months, SC Mobile Nepal every 3 months. The most recent releases landed on October 15, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Lumbini Smart versus SC Mobile Nepal: the parameters behind the verdict, then further details
ParameterLumbini SmartSC Mobile Nepal
PriceFreeFree
Rating3.0 (1 ratings) — better1.9 (39 ratings)
Positive reviews—11.1% of reviews
Number of ratings139 — better
Update frequencyEvery 5 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.4 — better13.0
Further details — not scored
Size169 MB59 MB
Age rating12+4+
DeveloperLumbini Bikas Bank Ltd.Standard Chartered Bank

Customer experience

Lumbini Smart

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%

SC Mobile Nepal

All ratings39 ratings
Positive23.1%
Neutral2.6%
Negative74.4%
Written reviews27 reviews
Positive11.1%
Neutral3.7%
Negative85.2%

In-app purchases

None

Lumbini Smart

No in-app purchases

None

SC Mobile Nepal

No in-app purchases

Questions

Is Lumbini Smart free?
Lumbini Smart is free to download, with no in-app purchases.
Is SC Mobile Nepal free?
SC Mobile Nepal is free to download, with no in-app purchases.
Which has better reviews, Lumbini Smart or SC Mobile Nepal?
Lumbini Smart is rated higher. Lumbini Smart averages 3.0 out of 5 from 1 ratings, while SC Mobile Nepal averages 1.9 from 39 ratings.
Do Lumbini Smart or SC Mobile Nepal have ads?
Neither Lumbini Smart nor SC Mobile Nepal shows ads.
Which is updated more often, Lumbini Smart or SC Mobile Nepal?
Lumbini Smart ships an update every 5 months, and SC Mobile Nepal every 3 months. Most recently, Lumbini Smart was updated on October 15, 2026 and SC Mobile Nepal on October 31, 2026.

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