Comparison

Lumbini Smart vs Prime Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lumbini Smart

Manage your bank accounts on the go with this mobile banking app. Check balances, request mini-statements, transfer funds, buy airtime, and pay bills directly from your device.

Highlights
  • Check account balances
  • Request mini-statements
  • Transfer funds
  • Buy airtime top-ups
  • Pay bills
Features
Read full description

This is Omni Channel Based Mobile Banking Application for Customers of Lumbini Bikas Bank Ltd. Application allows their Customers to -Check Balances -Request Mini-Statement -Transfer Funds to different accounts. -Buy Airtime topups -Make Payments and many more services. Please follow the steps below to use the application. 1. Open the app (Lumbini Bikas Bank Ltd Mobile Banking) in iphone home screen. 2. Choose the required services from the menu in the app. 3. Fill the required credentials in the provided form and click Send Button. SMS will be send to shortcode 34142. 5. You will receive the appropriate SMS as a response for your request. Procedures to use the services. 1. Balance Enquiry Description : Make request for the current available balance in bank account. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. A/C Alias : This is optional field. When account number or account alias is entered provided by bank, customer can get the current available balance for the respective entered account. If left empty, customers get current available balance for default account. 3. Fund Transfer Using Account Description : Transfer fund from one account to another. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount the customer want to transfer. c. From A/C : This is optional field. When empty, amount is transfered from customer's default account. When entered specific account no. or account alias, amount is transfered from that account no or account alias. d. To A/C : Receiver's account no or account alias, to which the amount is transfered. 5. NT Landline Bill Payment Description : Pay Landline bill of Nepal Telecom. Fields: a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount to pay c. Phone No. : Landline number for which to pay bill.

About

Prime Smart

Manage your bank account securely from your mobile device. Perform transactions, pay bills, and transfer funds with ease. Enjoy convenient banking services anytime, anywhere, without needing to visit a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure transactions
Features
Read full description

Prime Smart is Prime Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Prime Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Prime Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Prime Bank, and you need to subscribe to the Prime Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Prime Smart is a Member of Fonepay Network. Smart Banking for Smart People.

Screenshots

Lumbini Smart4 screens
Prime Smart4 screens

Verdict

The call

The clearest difference is update cadence: Prime Smart at every 4 weeks against Lumbini Smart's every 5 months. Prime Smart also leads on ratings volume (24 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.0 for Lumbini Smart against 2.9 for Prime Smart. That said, the two scores are not equally well evidenced: Prime Smart has 24 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Lumbini Smart ships an update every 5 months, Prime Smart every 4 weeks. The most recent releases landed on August 29, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 8 level
Lumbini Smart versus Prime Smart: the parameters behind the verdict, then further details
ParameterLumbini SmartPrime Smart
PriceFreeFree
Rating3.0 (1 ratings) — better2.9 (24 ratings)
Positive reviews—0.0% of reviews
Number of ratings124 — better
Update frequencyEvery 5 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.412.4
Further details — not scored
Size169 MB172 MB
Age rating12+17+
DeveloperLumbini Bikas Bank Ltd.Prime Commercial Bank Ltd.

Customer experience

Lumbini Smart

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%

Prime Smart

All ratings24 ratings
Positive37.5%
Neutral16.7%
Negative45.8%
Written reviews8 reviews
Positive0.0%
Neutral25.0%
Negative75.0%

In-app purchases

None

Lumbini Smart

No in-app purchases

None

Prime Smart

No in-app purchases

Questions

Is Lumbini Smart free?
Lumbini Smart is free to download, with no in-app purchases.
Is Prime Smart free?
Prime Smart is free to download, with no in-app purchases.
Which has better reviews, Lumbini Smart or Prime Smart?
Lumbini Smart is rated higher. Lumbini Smart averages 3.0 out of 5 from 1 ratings, while Prime Smart averages 2.9 from 24 ratings.
Do Lumbini Smart or Prime Smart have ads?
Neither Lumbini Smart nor Prime Smart shows ads.
Which is updated more often, Lumbini Smart or Prime Smart?
Lumbini Smart ships an update every 5 months, and Prime Smart every 4 weeks. Most recently, Lumbini Smart was updated on August 29, 2026 and Prime Smart on September 21, 2026.

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