Amounts Budget Expense Tracker vs Stratsheet

Take control of your finances and achieve your financial goals with Amounts, the powerful personal expense tracker and budgeting app designed to simplify your financial life. Whether you want to track your daily expenses, create a budget, or collect your business purchases, Amounts is here to help you manage money every step of the way. Say goodbye to financial stress and hello to financial freedom! Effortless Expense Tracking With Amounts, simply log your expenses on the go, effortlessly categorize them, and gain instant insights into your spending habits. Our intuitive interface allows you to record cash or credit card transactions with just a few taps, so you can focus on what matters most - managing your wallet. Insightful Budgeting Tools Create budgets tailored to your needs and gain control over your spending. Amounts empowers you to set realistic spending limits for different categories, helping you stay on track and avoid overspending. Know where every dollar of your budget goes and climb your way out of debt! Smart Charts Uncover the secrets behind your spending patterns with our smart financial charts. See daily, weekly, monthly and yearly breakdowns of your spending. Compare different time periods with just a few taps. Identify areas where you can cut back and make informed financial decisions that align with your goals and help you build wealth. Secure and Private We understand that your financial information is sensitive, which is why we prioritize the highest level of security. All of your Amounts data lives either directly on your device, or in your personal iCloud account if you enable cloud sync. Seamless Sync Across Devices Your financial life doesn't stop at your iPhone; it extends to your iPad and Mac. Amounts seamlessly syncs your data across all your devices safely and securly via iCloud, so you can access your financial information anytime, anywhere. Start adding an expense on your iPhone, and finish editing it on your iPad without missing a beat. Intuitive and Personalized Experience We've designed Amounts with your convenience in mind. Our app boasts a clean and intuitive interface, making it easy for you to navigate and manage your finances efficiently. Personalize your experience by choosing from a range of beautiful color palettes to suit your style. Each category you create can be customized with over 100 searchable icons. Amounts is here to make your financial journey enjoyable! Effortless Export Need to get reimbursed for a work trip? No problem! Our excellent CSV export tools let you quickly narrow down which categories and dates you want to export, letting you easily upload transactions to any business tracking tool. Amounts is completely free to use with up to 7 custom user categories. If you want more categories, more customization and more export options you can subscribe to Amounts Pro via a monthly or yearly subscription. Free Features: - 7 fully customizable categories (Icon, color and name) - Monthly category budgeting - Fast transaction entry - View spending trends weekly, monthly or yearly - Daily notification reminder to help keep you on track - iCloud sync across other iOS devices - Store receipt images for easy tracking of reimbursable expenses - Full text search to find any transaction in seconds - Beautiful charts of your data - Quick entry widget Pro Features (Unlocked via subscription): - Unlimited Categories - 100+ icons - Swappable color palettes - Customizable app accent color - Export transactions to CSV - Export backup database & images Privacy Policy: [https://amounts.app/privacy/](https://amounts.app/privacy/) EULA: [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/)

What’s your strategy to fund the rest of your life? The Stratsheet App can give you the insight needed to answer that question. Stratsheet lets you generate a matrix of asset accounts and years. You then withdraw money from your accounts to meet your budget for each year. This is accomplished by adjusting Gain (%G) and Withdrawal (%WD) values individually for each year. Values are updated by taking the previous end of year (EOY) numbers and applying the current year gains, losses and withdrawals, thus giving you a projection of how you will fund your financial future. The Analysis screen displays the data matrix. Clicking on any entry allows you to edit the values data until you (closely) match your budget (Delta = 0). Multiple charts are available to aid in analysis and you can also chart any of the individual accounts. The app is highly flexible as to the kind of accounts you create, but If you need to have an account called Lotto Winnings to meet your budget, you may want to rethink your finances. Here, having the ability/option to withdraw more than your budget is a good thing. You can also enter any historical data you have by initially choosing a start year prior to the current calendar year. Values only update from the current calendar year, meaning your historical data won’t change like the future years will when you click Update Values. Historical data is editable however. There are no sign-ins, no monthly or annual fees, no tracking, no data collection, and no in-app purchases. Your user data is yours and remains in Core Data, private on your device(s) for safety and security. It is never stored or transmitted elsewhere, except by you. No account number or bank information is needed so you can make the data generic for security purposes, e.g. Checking vs Your Bank Checking account #123456789. You alone can make that connection when you need to. StratSheet helps you with your financial planning. It is not a budgeting or checkbook app, although a budget is involved. It provides a more strategic annual look at what you have, how it may change and how you will fund your future. The resulting data are offered without any warranty as to their use. Seller is not responsible for any financial decisions made by using this App. INSTRUCTIONS: Values are EOY (12/31/XX). Let the start year = current year -1. Start with a dummy data set (a few accounts & years) to test & learn how the app functions. When comfortable, Click the RESET button and start fresh with real data. Enter & Save Project Info. ~10 years range. Beyond that is a SWAG anyway. Enter asset and income account names. Click Create Values Matrix, to generate matrix placeholders. Use Edit Values or Analysis, at least for the 1st few years of data. All data does not need to be entered at once. The last 3 summary accounts are calculated. Current WD = %WD (current year) x Value (previous year). Click Update Values to update/recalculate changes at any point. Check Analysis & Charts as you go, to see if your withdrawals match your budget. Data can be saved to the App sandbox, and a .csv file can be moved from there to the Apple Files App to open in a Spreadsheet. For a yearly salary entry with a 3% raise, you would enter 103%G and 100%WD. A total loss of salary would be a -100%G. See the website for more usage tips.