Comparison

Worry Free vs MTC Wi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Worry Free

Manage your insurance policies with ease. Report claims, pay bills, and access roadside assistance 24/7. Find nearby services like repair shops and gas stations.

Highlights
  • Submit auto claims
  • Pay bills
  • Access roadside assistance
  • Locate nearby services
  • View auto ID card
  • Retrieve agency information
Features
Read full description

The IMT Insurance Worry Free app has been completely redesigned! We've improved every feature of the Worry Free app to help simplify your life and make sure you stay Worry Free! * Improved camera and photos functionality for submitting auto claims * Improved app navigation * Improved service locator and roadside assistance features Worry Free gives IMT Insurance and Wadena Insurance policyholders 24/7 access to the following features: - Report an auto claim immediately - Pay Your Bill - Retrieve ‘My Agency’ information - View Auto ID Card - Call for Roadside Assistance - Locate a nearby auto repair shop, gas station, tow truck, rental car, police station, hospital, taxi, hotel or restaurant

About

MTC Wi

Control your home network and smart devices remotely. This app offers network security, parental controls, and guest network setup. It also includes a speed test and Alexa integration for comprehensive home management.

Highlights
  • Remote smart home control
  • Network security features
  • Parental controls
  • Device management
  • Guest network setup
  • Bandwidth speed test
  • Amazon Alexa integration
Features
Read full description

Manage all aspects of your home network with MTC Wi-Fi. Control your smart home from anywhere, with this easy-to-use application. MTC Wi-Fi provides subscribers with network security, parental controls, device management, and setting up guest networks. Verify your speeds with the bandwidth speed test feature and set up Amazon Alexa.

Screenshots

Worry Free4 screens
MTC Wi4 screens

Verdict

The call

The clearest difference is ratings volume: Worry Free at 334 against MTC Wi's 26. On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MTC Wi holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Worry Free has 334 ratings behind it against 26, so its average is the more settled of the two.

UpkeepUpdate frequency

Worry Free ships an update every 2 months, MTC Wi every 3 months. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
Worry Free versus MTC Wi: the parameters behind the verdict, then further details
ParameterWorry FreeMTC Wi
PriceFreeFree
Rating4.7 (334 ratings)4.9 (26 ratings) — better
Positive reviews21.1% of reviews—
Number of ratings334 — better26
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size68 MB139 MB
Age rating4+4+
DeveloperIMT Insurance CompanyMTC Communications, Inc.

Customer experience

Worry Free

All ratings333 ratings
Positive93.4%
Neutral3.0%
Negative3.6%
Written reviews19 reviews
Positive21.1%
Neutral10.5%
Negative68.4%

MTC Wi

All ratings26 ratings
Positive96.2%
Neutral0.0%
Negative3.8%

Bugs and requests

Worry Free

Reported bugs

8 issues
  • Bill payment option not working
  • Information disappears when exiting and re-entering the app
  • Claim submission fails with 'internet connection cannot be found' error
  • Payment review screen blocks user interaction
  • Cannot see entire bill pay screen
Show 3 more
  • App crashes when trying to upload pictures for claims
  • App immediately shuts down on iPhone
  • App does not place an icon on iPad after download

Requested features

5 requests
  • Add photo limit information within the application
  • Make payment screens mobile compatible
  • Allow app to access phone's Photo folder or camera
  • Display policy and coverage information
  • Distinguish between different policy types

MTC Wi

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Worry Free

No in-app purchases

None

MTC Wi

No in-app purchases

Questions

Is Worry Free free?
Worry Free is free to download, with no in-app purchases.
Is MTC Wi free?
MTC Wi is free to download, with no in-app purchases.
Which has better reviews, Worry Free or MTC Wi?
MTC Wi is rated higher. Worry Free averages 4.7 out of 5 from 334 ratings, while MTC Wi averages 4.9 from 26 ratings.
Do Worry Free or MTC Wi have ads?
Neither Worry Free nor MTC Wi shows ads.
Which is updated more often, Worry Free or MTC Wi?
Worry Free ships an update every 2 months, and MTC Wi every 3 months. Most recently, Worry Free was updated on October 23, 2026 and MTC Wi on October 25, 2026.

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