Comparison

UHC Student Resources vs ZenKin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UHC Student Resources

Access your student health plan ID card, search for providers, and view claims. Explore care options and contact customer service easily. This app is for students enrolled in the Student Healthcare Plan.

Highlights
  • Access ID card image
  • Search for providers
  • View claims
  • Explore care options
  • Create online account
  • Contact customer service
Read full description

With the Student Resources mobile app, college students that have either enrolled in the Student Healthcare Plan through their college or online at www.uhcsr.com can access their ID card image, explore care options, search for a Provider and view claims. **This app is only accessible if you are enrolled in a Student Resources health plan. If you’ve enrolled in a UnitedHealthcare plan through your employer, please search for the Health4Me app. Features: • Create My Account – Create your online account directly from your smartphone. • ID Cards – View your ID card, fax or email your ID card directly to your provider or save a copy to your device for quick access later. Covered dependents are also included. • Provider Search – Search for In-Network participating Healthcare or Mental Health providers; quickly call the office or facility and view their location on a map. • Find My Claims – View claims received within the past 120 days for both the primary insured and covered dependents. • Care Options – Review the care options available to you, based on your policy benefits; easily reach out and get the support you need. • Customer Service – Easy access to email or call Customer Service

About

ZenKin

Read full description

Talk it through. Move forward. A relationship you keep second-guessing. A difficult day at work. A decision you can't seem to make. ZenKin is an AI companion that helps you talk through what's on your mind and explore what to do next. Start with whatever feels hardest to untangle. Through conversation, personalized daily lessons, and small practical exercises, you can explore your feelings and consider your next step. A space to talk You don't need to have the right words. Share as much or as little as you're ready to. ZenKin helps you explore what's bothering you, what matters to you, and the options you might have. If you're not ready to act, there's room to simply talk. Daily lessons shaped around you Your reflections help shape a personal learning journey. Read or listen to a daily lesson, then try a small exercise in everyday life—perhaps looking at a disagreement differently or finding words for something you need. Afterwards, write down what you noticed. Look back on how you've been feeling Record your mood and thoughts, revisit past entries, and reflect on your week. Notice recurring concerns and changes you might otherwise miss. Take a quiet moment Step into the courtyard, choose an ambient sound, and settle into a meditation session at your own pace. Wisdom for everyday life ZenKin draws on Zen and Eastern philosophy, bringing ideas from classic texts into everyday conversations and exercises. Explore questions about yourself, your relationships, and your choices in approachable language. No prior knowledge is needed—reflect on what resonates and decide what works for you. Start with what's on your mind today. Subscriptions Some features require a subscription. Prices, billing periods, and any eligible trial offers are shown before purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple account settings. ZenKin provides AI conversation and support for everyday self-reflection. It does not provide medical diagnosis, psychological treatment, or emergency assistance. Privacy Policy: https://zen-api-nlqf.onrender.com/privacy?lang=en Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

UHC Student Resources4 screens
ZenKin4 screens

Verdict

The call

The clearest difference is review sentiment: ZenKin at 100% against UHC Student Resources's 5%. ZenKin also leads on rating (5.0 vs 1.6) and update cadence (every 8 days vs every 4 months). UHC Student Resources's advantage is in-app purchases (none vs 3) and ratings volume (44 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ZenKin sells 3 in-app purchases, starting at $4.99 per 7 days. UHC Student Resources asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

ZenKin holds the better App Store score, 5.0 against 1.6. That said, the two scores are not equally well evidenced: UHC Student Resources has 44 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 5% of UHC Student Resources's written reviews are positive against 100% of ZenKin's.

UpkeepUpdate frequency

UHC Student Resources ships an update every 4 months, ZenKin every 8 days. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
UHC Student Resources versus ZenKin: the parameters behind the verdict, then further details
ParameterUHC Student ResourcesZenKin
PriceFreeFree
Rating1.6 (44 ratings)5.0 (1 ratings) — better
Positive reviews4.6% of reviews100.0% of reviews — better
Number of ratings44 — better1
Update frequencyEvery 4 monthsEvery 8 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.616.4 — better
Further details — not scored
Size35 MB93 MB
Age rating12+12+
DeveloperUnited HealthCare Services, Inc.Clio Intelligence, Inc.

Customer experience

UHC Student Resources

All ratings39 ratings
Positive15.4%
Neutral2.6%
Negative82.1%
Written reviews109 reviews
Positive4.6%
Neutral3.7%
Negative91.7%

ZenKin

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

UHC Student Resources

Reported bugs

28 issues
  • Age verification dismisses and prevents login
  • Endless login loops
  • App freezes on login screen
  • Login/registration buttons are unresponsive
  • App redirects to login page after authentication
Show 23 more
  • App crashes frequently
  • Login process fails after receiving verification code
  • Web modal for login is fragile
  • App resets login process if user navigates away
  • Login screen frozen
  • Sign in button does nothing
  • Download EOB feature broken
  • App is entirely unresponsive
  • Login page is broken
  • Login and Register buttons do nothing
  • App opens but sign in button is not clickable
  • App is slow and has many error messages
  • App doesn't integrate with password managers
  • Provider search has no results or requires doctor name
  • Cannot view claims or EOBs
  • App doesn't display insurance card
  • App glitches out when trying to open EOBs
  • App freezes with simple tasks
  • Map takes forever to load in provider search
  • No easy search platform for specific info
  • Error message: "your browser doesn’t support this type of page"
  • App stopped working after update
  • Cannot see benefits

Requested features

4 requests
  • Add ID card to Apple Wallet
  • Improve provider search functionality
  • Add more features comparable to the website
  • Improve login persistence (remember me)

ZenKin

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UHC Student Resources

No in-app purchases

3 purchases

ZenKin

Subscriptions3
  • ZenKin Weekly7 Days trial$4.997 Days
  • ZenKin Monthly$9.991 Month
  • ZenKin Yearly$59.991 Year

Questions

Is UHC Student Resources free?
UHC Student Resources is free to download, with no in-app purchases.
Is ZenKin free?
ZenKin is free to download, with in-app purchases available.
Which has better reviews, UHC Student Resources or ZenKin?
ZenKin is rated higher. UHC Student Resources averages 1.6 out of 5 from 44 ratings, while ZenKin averages 5.0 from 1 ratings.
Do UHC Student Resources or ZenKin have ads?
Neither UHC Student Resources nor ZenKin shows ads.
Which is updated more often, UHC Student Resources or ZenKin?
UHC Student Resources ships an update every 4 months, and ZenKin every 8 days. Most recently, UHC Student Resources was updated on October 23, 2026 and ZenKin on October 24, 2026.

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