Verve Mobile vs Ripple CU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Verve Mobile
Manage your finances on the go with this banking app. Quickly check balances, pay bills, transfer funds, and set up custom alerts. Enjoy secure login options and easy access to customer service, including video chat.
- Check balances and pay bills
- Transfer funds between accounts
- Set up custom alerts
- Find ATM and branch locations
- Personalized spending insights
- In-app customer service (video chat, messaging)
- Biometric login (fingerprint/facial ID)
- Card on/off functionality
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Verve Mobile makes banking fast, secure and easy, with the ability to take care of your finances whenever and wherever you have internet access. You can also enable the quick view option to quickly view your balances without logging in. With Verve Mobile you can: • Quickly check balances, pay bills, send money to your friends and family, and transfer funds between accounts. • Set up alerts to be notified of deposits, bills coming due, low balance/overdraft risk, large purchases, purchases from certain categories or merchants, large withdrawals, password changes and more. • Find ATM and branch locations near you. • Personalize your experience with a simple, intuitive design and personalize money management insights to help you categorize and track spending patterns. • Easy-to-access customer service options, including video chat that's built into the app, as well as chat messaging and live phone support. • Instantly become a member, open an additional account or apply for a loan.* • Log in using your fingerprint or facial ID (based on device capability) for enhanced security technology. • Add your Verve debit or credit cards to your mobile wallet. • View detailed transaction descriptions. • Turn your card on and off within the app to disable or enable purchases on your card, which is especially helpful if your card is lost or stolen. *Restrictions apply.
Ripple CU Mobile
Manage your finances conveniently on the go. Check balances, review transaction history, transfer funds between accounts, and make loan or bill payments directly from your mobile device.
- Check account balances
- View transaction history
- Transfer funds
- Pay loans
- Pay bills
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Health Care Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Pay Loans - Pay Bills
Screenshots
Verdict
The clearest difference is review sentiment: Verve Mobile at 61% against Ripple CU Mobile's 0%. Verve Mobile also leads on rating (4.8 vs 4.2) and update cadence (monthly vs every 10 months). Ripple CU Mobile's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Verve Mobile holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Verve Mobile has 7.6K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 61% of Verve Mobile's written reviews are positive against 0% of Ripple CU Mobile's.
Verve Mobile ships an update monthly, Ripple CU Mobile every 10 months. The most recent releases landed on October 29, 2026 and September 30, 2026 respectively.
| Parameter | Verve Mobile | Ripple CU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (7.6K ratings) — better | 4.2 (5 ratings) |
| Positive reviews | 60.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 7.6K — better | 5 |
| Update frequency | Monthly — better | Every 10 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 178 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | Verve, a Credit Union | Health Care Credit Union |
Customer experience
Verve Mobile
Ripple CU Mobile
Bugs and requests
Verve Mobile
Reported bugs
5 issues- App frequently crashes after updates
- Login process often fails or requires password resets
- Mobile deposit not working consistently
- Facial recognition not functioning properly
- App UI not optimized for newer device screens
Requested features
5 requests- Integrate biometric login (Face ID, Touch ID)
- Improve mobile deposit experience
- Add option to rearrange/customize account views
- Provide more detailed mortgage account information
- Enhance external account transfer capabilities
Ripple CU Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Verve Mobile
No in-app purchases
Ripple CU Mobile
No in-app purchases
Questions
Is Verve Mobile free?
Is Ripple CU Mobile free?
Which has better reviews, Verve Mobile or Ripple CU Mobile?
Do Verve Mobile or Ripple CU Mobile have ads?
Which is updated more often, Verve Mobile or Ripple CU Mobile?
Other comparisons
