Comparison

expressPay vs MoneyWallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

expressPay

Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.

Highlights
  • Instant money transfers
  • Mobile money and bank account transfers
  • Instant airtime purchases
  • Instant internet data purchases
  • Merchant and service provider payments
  • Multiple payment methods accepted
Features
Read full description

Instant money transfers Send money instantly in just a few taps. Send directly to Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash or to a bank account! Your days of visiting the bank branch to make a deposit are over. Tap, tap, tap and you’re done! Instant airtime purchases Buying topup is a breeze with expressPay. Topup any network in a matter of seconds. Airtel, Glo, MTN, Tigo Vodafone, you’re covered! Instant internet purchases Need data? Get connected in seconds by purchasing your internet data with expressPay. 4G and 3G services are all covered. Paying for your data should be as easy as 1,2,3. Pay with ease Make payments to your favorite merchants and service providers with ease. Merchants get notified instantly. You can pay any way you like. If it’s digital, expressPay has you covered. expressPay accepts Visa, MasterCard, MTN mobile money, AirtelTigo Money and Vodafone Cash.

About

MoneyWallet

Manage your travel finances with a secure, multicurrency prepaid card. Load multiple currencies, lock in exchange rates, and enjoy 24/7 support worldwide. Spend smarter and enjoy your holiday.

Highlights
  • Multicurrency prepaid card
  • Lock exchange rates
  • Secure alternative to cash
  • Accepted worldwide (Mastercard)
  • Real-time balance view
  • Transaction monitoring
  • 24/7 phone support
Features
Read full description

STANBIC MONEYWALLET is designed to help you Outsmart Travel.  STANBIC MONEYWALLET is a multicurrency prepaid travel money card – which helps take the stress out of spending locally and internationally. Here’s how: - The STANBIC MONEYWALLET is more secure than carrying cash; - It’s accepted in millions of places (everywhere Mastercard is accepted); - It allows you to load multiple currencies; - It gives you the ability to lock-in exchange rates so you’ll know exactly how much money you have to spend; and - 24/7 phone support to all customers no matter where you are in the world. The smarter and savvier new app comes with improved usability and added functionality, so you can spend more time enjoying your holiday.  Key features: - Touch ID for fast and secure sign in; - Real time view of your balance(s); - Instantly transfer between currencies; - Monitor your transactions and spending; and - Manage your personal and card details. To find out more about STANBIC MONEYWALLET, visit https://www.stanbicbank.com.gh,

Screenshots

expressPay4 screens
MoneyWallet4 screens

Verdict

The call

The clearest difference is rating: MoneyWallet at 4.8 against expressPay's 4.1. MoneyWallet also leads on review sentiment (86% vs 58%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MoneyWallet holds the better App Store score, 4.8 against 4.1. Both are backed by a comparable volume of ratings — 118 and 69 respectively. Written reviews point the same way: 58% of expressPay's written reviews are positive against 86% of MoneyWallet's.

UpkeepUpdate frequency

expressPay ships an update every 5 months, MoneyWallet every 8 months. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

Scorecard2 real differences · 8 level
expressPay versus MoneyWallet: the parameters behind the verdict, then further details
ParameterexpressPayMoneyWallet
PriceFreeFree
Rating4.1 (118 ratings)4.8 (69 ratings) — better
Positive reviews58.3% of reviews85.7% of reviews — better
Number of ratings118 — better69
Update frequencyEvery 5 months — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size86 MB96 MB
Age rating4+4+
DeveloperexpressPay Ghana LimitedStandard Bank Group

Customer experience

expressPay

All ratings117 ratings
Positive73.5%
Neutral8.5%
Negative17.9%
Written reviews48 reviews
Positive58.3%
Neutral14.6%
Negative27.1%

MoneyWallet

All ratings69 ratings
Positive95.7%
Neutral1.4%
Negative2.9%
Written reviews7 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

Bugs and requests

expressPay

Reported bugs

9 issues
  • History keeps reappearing after deleting
  • App crashes when profile menu is selected
  • Cannot change subscriptions without app crashing
  • Cannot load money on the app
  • SMS code not received for registration
Show 4 more
  • Password incorrect error, but new password matches old
  • Request timed out error after update
  • Login challenges after updates, even with 'remember me' ticked
  • Mobile money transfer not working for Vodafone broadband with MTN

Requested features

15 requests
  • Add foreign cards
  • Add payment reference/notation for Mobile Money
  • Add chat and request sections
  • Create ExpressPay QR code for payments
  • Add passcode or fingerprint security feature
Show 10 more
  • Add iTunes gift card as payment method
  • Add Glo network support
  • Add PIN number option for app login
  • Add Fidelity Bank Ghana to Bank Direct option
  • Add ability to send money from USA to Ghana
  • Add support for Amex cards
  • Add scheduled payment page functionality
  • Add profile menu functionality
  • Add a back button on certain areas
  • Add option to use PIN as password for app

MoneyWallet

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

expressPay

No in-app purchases

None

MoneyWallet

No in-app purchases

Questions

Is expressPay free?
expressPay is free to download, with no in-app purchases.
Is MoneyWallet free?
MoneyWallet is free to download, with no in-app purchases.
Which has better reviews, expressPay or MoneyWallet?
MoneyWallet is rated higher. expressPay averages 4.1 out of 5 from 118 ratings, while MoneyWallet averages 4.8 from 69 ratings.
Do expressPay or MoneyWallet have ads?
Neither expressPay nor MoneyWallet shows ads.
Which is updated more often, expressPay or MoneyWallet?
expressPay ships an update every 5 months, and MoneyWallet every 8 months. Most recently, expressPay was updated on November 6, 2026 and MoneyWallet on November 8, 2026.

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