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expressPay

expressPay

by expressPay Ghana Limited

114 ratings
48 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • November 24, 2013
  • June 18, 2026

Features

Developer

expressPay Ghana Limited
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Reviews summary↘︎
⭐48
Reviews↘︎
📝6+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 5 months
Updates frequency↘︎
🖼️Get Icon
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About

Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.

✓Instant money transfers
✓Mobile money and bank account transfers
✓Instant airtime purchases
✓Instant internet data purchases
✓Merchant and service provider payments
✓Multiple payment methods accepted
Show original description

What users say

Summarized from real user reviews of expressPay. Based on 114 reviews and a 4.1/5 average, it highlights the 12 positives and 10 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use and navigate
  • 🚀Fast and efficient transactions
  • 🔒Secure verification process
  • ✅Reliable and convenient
  • 🌟Top-notch customer service
  • 💯Great app for payments in Ghana
  • 💡Useful for paying bills and subscriptions
  • 📲Awesome app and UI
  • ✨Solves major problems for users
  • 💰Low charges for mobile money
  • 💳Supports credit card payments
  • 📱Convenient mobile payment app

Negative things

  • 🐌Slow process
  • ❌Scam accusations
  • 🐛App crashes frequently
  • 📉Bad exchange rates
  • 🚫Not working in Nigeria
  • ⏳Long customer service response times
  • 💳Unauthorized debit from cards
  • ⚠️Login issues after updates
  • 💸High charges for mobile money
  • 🤔Unclear platform fees
See all reviews

What's New in expressPay

4.86

June 18, 2026

This update brings under-the-hood improvements to boost the app's stability and performance. We've also added a few enhancements to make managing your accounts easier: Save an account directly from a past transaction, or add it to your Favorites for quicker access. Retrieve your ECG token right from the Transaction Details screen. Update now for a smoother, more convenient experience.

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User reviews

Most RecentHighest RatedLowest Rated

The best

ExpressPay is simply the best. Their customer service is just top notch. Their verification process for withdrawing money from a credit card is the best. Makes total sense. Very safe. Keep it up guys
sjslzssjslzs

Fast and easy transactions

I just downloaded the app and tried doing a transaction, but forgot to verify my account, immediately I got my account verified, I received my money within 2 minutes
YGsenamYGsenam

🤯

Slow process. Hubtel is better than this.
Dexter010Dexter010

Excellent 🤭

Excellent 🤭🎉
SisMinashSisMinash

SCAMMERS!!!

SCAMMERS!!! SCAMMERS!!! SCAMMERS!!!
BuildyourselfBuildyourself
See 43 more reviews

User experience

🐞

Reported Bugs

9 issues

History keeps reappearing after deleting

Bug

App crashes when profile menu is selected

Bug

Cannot change subscriptions without app crashing

Bug

Cannot load money on the app

Bug

SMS code not received for registration

Bug

Password incorrect error, but new password matches old

Bug

Request timed out error after update

Bug

Login challenges after updates, even with 'remember me' ticked

Bug

Mobile money transfer not working for Vodafone broadband with MTN

Bug
✨

Requested Features

15 requests

Add foreign cards

Feature

Add payment reference/notation for Mobile Money

Feature

Add chat and request sections

Feature

Create ExpressPay QR code for payments

Feature

Add passcode or fingerprint security feature

Feature

Add iTunes gift card as payment method

Feature

Add Glo network support

Feature

Add PIN number option for app login

Feature

Add Fidelity Bank Ghana to Bank Direct option

Feature

Add ability to send money from USA to Ghana

Feature

Add support for Amex cards

Feature

Add scheduled payment page functionality

Feature

Add profile menu functionality

Feature

Add a back button on certain areas

Feature

Add option to use PIN as password for app

Feature

FAQ

What can I do with expressPay?

expressPay allows you to send money instantly to mobile money accounts (Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash) or bank accounts. You can also purchase airtime and internet data for any network in seconds, and make payments to various merchants and service providers.

How do I send money with expressPay?

Sending money is designed to be quick and easy. Simply tap through the app to initiate a transfer directly to a mobile money wallet or a bank account. The process is streamlined to avoid the need for visiting a bank branch.

What payment methods does expressPay accept?

The app is flexible with its payment options. It accepts Visa and MasterCard for transactions. Additionally, it integrates with popular mobile money services like MTN mobile money, AirtelTigo Money, and Vodafone Cash, ensuring a wide range of payment choices.

Is expressPay free to use?

Based on the provided information, the application is available for free. There are no mentions of subscription fees or upfront costs for downloading or using the core services offered by expressPay.

Can I buy data and airtime for any network?

Yes, expressPay makes buying top-up and data a breeze. You can purchase airtime and internet data for all major networks, including Airtel, Glo, MTN, Tigo, and Vodafone, in a matter of seconds. Both 4G and 3G data services are covered.