Best apps like expressPay

10+ similar apps compared and reviewed

3.9 avg rating
10 free apps
Updated August 2026

Whether you want more options like expressPay or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to expressPay

Accrue: Send. Spend. Sell.#1

Accrue: Send. Spend. Sell. by Accrue DCA Limited

The cross-border payment app
Editor's Choice
πŸ’° Finance
4.6😐(1.6K ratings)
Free
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Accrue: Send. Spend. Sell. screenshot 5
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Easily send and receive money across Africa and the US. Save in USD to earn daily interest, shop online with virtual cards, and grow your money through simple investing. Manage all your cross-border financial needs from your phone.

What We Love

  • πŸš€ Fast and reliable
  • πŸ‘ User-friendly interface
  • πŸ’° Good rates and minimal fees
  • πŸ”’ Secure transactions

Room to Improve

  • πŸ› Account restrictions and suspension issues
  • ⏱️ Slow virtual card issuance
  • πŸ’³ Problems with card usage and funding
CalBank App#2

CalBank App by Cal Bank Ltd. (Head Office)

CalBank
Strong Contender
πŸ’° Finance
3.4😞(162 ratings)
Free
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This app provides a secure online payment gateway for individuals and businesses to make and accept payments using various cards and mobile wallets. It offers a user-friendly interface for managing accounts, paying bills, and accessing banking services on the go.

What We Love

  • πŸ‘ Reliable and available
  • πŸ‘ Makes transactions easier
  • πŸ‘ Great app, very fluid
  • πŸ‘ Amazing and reliable

Room to Improve

  • πŸ› App crashes frequently
  • πŸ› OTP issues and delays
  • πŸ› Slow app performance

More apps like expressPay

4
Absa Ghana
Absa Ghana
Absa Ghana
by Absa Bank Limited
Free

Manage your finances conveniently on the go with this secure banking application. Access account overviews, transaction history, and perform transfers, bill payments, and mobile money transactions.

Account overviewTransaction history filteringInter-account transfers
πŸ’° Finance
(80)
free
5
KOWRI
KOWRI
KOWRI
by DreamOval Ltd.
Free

This app simplifies financial management and payments across Africa. It allows users to link various accounts, make secure payments for bills and services, transfer money instantly, and discover local businesses. The platform also offers tools for wealth planning, subscription management, and spending tracking.

Link bank accounts, mobile money, and cardsSecure bill payments (electricity, water, insurance)Instant money transfers
πŸ’° Finance
(125)
free with in-app purchases
6
myghpay
myghpay
myghpay
by GUARANTY TRUST BANK GHANA LTD
Free

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

Mobile money paymentsCard payments (Visa/Mastercard)Bank account payments
πŸ’° Finance
(317)
free
7
Affinity
Affinity
Affinity
by Affinity Africa Finance Limited
Free

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

User-friendly interface24/7 banking accessLicensed and regulated
πŸ’° Finance
(1.3K)
free with in-app purchases
8
Digital Purse
Digital Purse
Digital Purse
Shop and spend globally.
Free

This platform offers virtual and digital gift cards for convenient online payments. Easily create virtual cards for shopping, subscriptions, and services, or send and redeem digital gift cards from popular brands. Manage your digital spending in one place.

Create virtual cards instantlyUse for online shopping and subscriptionsManage multiple cards for different purposes
πŸ’° Finance
(2.6K)
free
9
CBG Mobile App
CBG Mobile App
CBG Mobile App
CBG Mobile App
Free

Manage your CBG accounts, make seamless transfers and payments, and track your spending with this secure digital banking app. Enjoy a user-friendly interface for convenient banking on the go.

Total account controlSeamless transfers and paymentsSmart money management
πŸ’° Finance
(26)
free
10
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

All financial needs in one placeSecure biometric loginSend and receive money
πŸ’° Finance
(1.2K)
free