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MoMo App

MoMo App

Your Ultimate Financial App

1.4K ratings
224 reviews
#178 in free Finance
🔧 Utilities
💰 Finance
Free

Details

Released
August 2, 2024
Updated
September 30, 2026

Features

Developer

MTN FINTECH(PTY) LTD
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MoMo App screenshot #1 for iPhone
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MoMo App screenshot #7 for iPhone
📉no. 178
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📌Ready
Reviews summary↘︎
⭐224
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🔄6+ apps
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❓5 answered
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📦~ in 4 weeks
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About

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

✓All financial needs in one place
✓Secure biometric login
✓Send and receive money
✓Instant bill payments
✓Access loans and advances
✓Virtual card for online shopping
✓Scan and pay with QR codes
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What users say about MoMo App

Reviews of MoMo App are mostly negative: the Finance app is rated 3.5/5 from 1.4K App Store ratings. What users like most: fast transactions, innovative features. Top complaints: bugs and glitches, security issues. Summarized from real user reviews.

Positive things

  • 🚀Fast transactions
  • 💡Innovative features
  • 👍User-friendly interface

Negative things

  • 🐛Bugs and glitches
  • 🔒Security issues
  • 🔋Performance problems
  • 👎Poor user experience
See all reviews

What's New in MoMo App

3.5.8

September 30, 2026

Virtual Card: Currency/Forex Calculator and Virtual Card Pre-Approval. Improved App Experience: Dashboard enhancements, in-app notifications Payments & Transfers: Scheduled transfers, Ecobank Rapid Transfer, Onafriq bank transfers and ATM CashOut. Financial Services: XtraCash, Patumba Savings, Loans, savings and investments Payments & Lifestyle: Utilities, ticketing, school payments, parking and entertainment/bill-payment enhancements.

More

Charts

Top Free

📉 178-4

Finance

This app dropped -4 positions in Finance chart.

Last updated on October 29, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Momo fraud

Due to the high rate of momo fraud circulating in the country, I would love to suggest that we should use our Ghana card to verify the app before we can use it thus Ghana card id number and a live selfie update so incase someone lose guard and the scammers get access to the app they should be asked to access the account with Ghana card and a live selfie verification. Thank you.
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FFx.1b

Review

I’ve been trying to access the app for about a month now but it keeps saying I need permission from a previous device which I haven’t used this app on any other device so I haven’t been able to use it,I don’t know if it’s because I use the my MTN app
PLPretty leena

Login

I’m finding it hard to login into my account asking me about primary device while I don’t have any other phone I logged into, so what’s up with this ?
Wwhyquit

The worst app I’ve even use

Literally this is absolute trash, I would like to rate 0, and your stupid developer must pay me million for wasting my time.
SStupidmtn

We Need Better Connection

This network charge high bills for a very poor service and network we need affordable bills and better network ❌❗️❗️❗️❗️❗️❗️❗️
AAJR237
See 219 more reviews

Developer apps

MoMo PSB NG
MoMo PSB NG

Save, send & spend with MoMo

💰 Finance

(149)

Free
With Ads
See developer apps

User experience

🐞

Reported Bugs

5 issues

OTP generation failure

Bug

Verification link issues

Bug

Inability to log in

Bug

Unresponsive app features

Bug

Incompatibility with eSIM

Bug
✨

Requested Features

5 requests

Add YelloSave feature

Feature

Improve verification process

Feature

Integrate more services

Feature

Allow profile picture customization

Feature

Optimize app performance

Feature

FAQ

What does the MoMo App do?

The MoMo App is an all-in-one financial solution that allows users to manage all their financial needs in one place. It provides full visibility of accounts and control over money, offering services like sending and receiving money, paying bills, accessing loans, and activating virtual cards.

What are the key features of the MoMo App?

Key features include secure biometric login, local and international money transfers, instant bill payments, easy deposit and cash-out options, QR code payments, a virtual card for secure online shopping, access to loans and advances, airtime top-ups, and the ability to buy event tickets online.

Is the MoMo App free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements, suggesting a free monetization model.

Which countries is the MoMo App available in?

The MoMo App is currently available for download in Ghana, Côte d'Ivoire, Cameroon, Uganda, Zambia, and Benin.

How can I use the MoMo App for online shopping?

The app allows you to activate a virtual card, which can be used for secure online shopping. This provides an added layer of security when making purchases on e-commerce platforms.