MoMo App

MoMo App

Your Ultimate Financial App

1.2K ratings
200 reviews
Free

Details

  • Released
  • Updated
  • August 2, 2024
  • June 8, 2026

Features

MoMo App screenshot #1 for iPhone
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MoMo App screenshot #6 for iPhone
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About

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

All financial needs in one place
Secure biometric login
Send and receive money
Instant bill payments
Access loans and advances
Virtual card for online shopping
Scan and pay with QR codes
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What users say

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What's New in MoMo App

3.3.3

June 8, 2026

• New loan, savings, and investment products • New in-app notifications for greater convenience • Virtual Card renewal and replacement capabilities • Improvements to transfers, payments, airtime, and added new bundles • Performance improvements and bug fixes Update now for the latest experience.

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User reviews

Great App, but It Could Use a Few Tweaks

I’ve really been enjoying the new MoMo app. The interface is clean, modern, and much easier to use than the previous version. Overall, it’s a significant improvement.

However, I’ve been experiencing an authentication issue. Almost every time I need to verify using an OTP, the app takes me out of the authentication flow, forcing me to start the process again. I end up having to authenticate twice before it finally works which could be frustrating.
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I have to login twice every time

With biometric login, immediately I log in, I’m logged back out that very same second and have to login again. It’s frustrating.

Retour d’expérience

Votre nouvelle mise à jour est très réussie. L’application est plus moderne, plus fluide et visuellement plus agréable à utiliser.

En revanche, je trouve qu’elle est un peu moins intuitive, surtout pour les personnes qui ne sont pas habituées à ce type d’application. Il y a beaucoup d’options, ce qui peut rendre la prise en main un peu plus compliquée.

J’ai aussi remarqué qu’il n’est plus possible de retrouver facilement les frais de retrait. Sur l’ancienne version de l’application, on pouvait consulter directement les tarifs en fonction du montant à retirer. Dans la nouvelle version, je n’arrive plus à trouver cette information, alors qu’elle est pourtant très utile pour les utilisateurs.

En résumé, la mise à jour apporte une meilleure fluidité et un design plus moderne, mais il serait appréciable de rendre l’application plus intuitive et de réintégrer l’affichage clair des frais de retrait, comme c’était le cas dans l’ancienne version.
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Lanelady

The APP has stopped working on my iPhone 7!
Although I have a working internet the APP is frozen asking me to check my internet!!!

Lags

Needs update because there are a lot of lags or bugs

User experience

🐞

Reported Bugs

5 issues

OTP generation failure

Bug

Verification link issues

Bug

Inability to log in

Bug

Unresponsive app features

Bug

Incompatibility with eSIM

Bug

Requested Features

5 requests

Add YelloSave feature

Feature

Improve verification process

Feature

Integrate more services

Feature

Allow profile picture customization

Feature

Optimize app performance

Feature

FAQ

What does the MoMo App do?

The MoMo App is an all-in-one financial solution that allows users to manage all their financial needs in one place. It provides full visibility of accounts and control over money, offering services like sending and receiving money, paying bills, accessing loans, and activating virtual cards.

What are the key features of the MoMo App?

Key features include secure biometric login, local and international money transfers, instant bill payments, easy deposit and cash-out options, QR code payments, a virtual card for secure online shopping, access to loans and advances, airtime top-ups, and the ability to buy event tickets online.

Is the MoMo App free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements, suggesting a free monetization model.

Which countries is the MoMo App available in?

The MoMo App is currently available for download in Ghana, Côte d'Ivoire, Cameroon, Uganda, Zambia, and Benin.

How can I use the MoMo App for online shopping?

The app allows you to activate a virtual card, which can be used for secure online shopping. This provides an added layer of security when making purchases on e-commerce platforms.