MoMo App

MoMo App

Your Ultimate Financial App

1.3K ratings
215 reviews
#168 in free Finance
🔧 Utilities
💰 Finance
Free

Details

  • Released
  • Updated
  • August 2, 2024
  • September 30, 2026

Features

MoMo App screenshot #1 for iPhone
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MoMo App screenshot #7 for iPhone
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About

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

✓All financial needs in one place
✓Secure biometric login
✓Send and receive money
✓Instant bill payments
✓Access loans and advances
✓Virtual card for online shopping
✓Scan and pay with QR codes
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What users say

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What's New in MoMo App

3.5.8

September 30, 2026

Virtual Card: Currency/Forex Calculator and Virtual Card Pre-Approval. Improved App Experience: Dashboard enhancements, in-app notifications Payments & Transfers: Scheduled transfers, Ecobank Rapid Transfer, Onafriq bank transfers and ATM CashOut. Financial Services: XtraCash, Patumba Savings, Loans, savings and investments Payments & Lifestyle: Utilities, ticketing, school payments, parking and entertainment/bill-payment enhancements.

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Charts

Top Free

📈 168+23

Finance

This app rose +23 positions in Finance chart.

Last updated on October 9, 2026.

User reviews

App pros and cons

It has an authenticating problem, and with the new update, you can not buy use it offline. But there’s an improvement from what it was and the momo virtual card is great . Overall, it’s mediocre in comparison to other competitors in my country Zambia

To the team behind this Application

As a new user of this application, I have already had the opportunity to experience and test its strong security features, as well as its remarkable ease of use. It has quickly become part of my daily life, allowing me to manage my daily transactions and personal affairs, including travel, trips, and many other services, smoothly and without any hassle.

I would like to sincerely thank the team behind this application for creating such a convenient and secure platform. I truly appreciate the experience so far, and I hope you will continue developing and improving it over time. One useful addition would be a dedicated section for foreign currencies, especially the US dollar, allowing users to manage and make transactions in different currencies more easily. I believe this would make the application even more convenient for travelers and users who deal with international transactions.
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About MTN MoMo App

Honestly, this new update is very disappointing. MTN MoMo has been announcing new features like Virtual Cards and additional loan options, but some of these features either aren’t available as expected or don’t seem to work properly.

The previous version of the app was much cleaner, more organized, and easier to use. This new version feels unnecessarily complicated, and the overall design and user experience have gone backwards. The app doesn’t look or feel as polished as it used to.

Please stop announcing features that users are still waiting for and focus on making the existing app stable, attractive, and easy to navigate. We need real improvements, not just an update number.

MTN MoMo, please listen to your users and bring back the simplicity and quality the app had before. 🇬🇭
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Terrible UI

Needs more cross platform testing. This app requests to be reinstalled with every run on IPhones

Longueur du message momo

Merci a la dev team daugmenter la longueur du champ de texte pour la reference moi jutilise bcp les libelles pour me retrouver dans mes depenses. sur lancienne appli le champ est plus long du coup quand je veux mettre un message plus descritif je suis oblige de passer par lancienne appli qui est plus penible pour se connecter a chaque fois. Si non top la nouvelle appli avec les validations dans la cloche qui simplifie la vie et pleins dautres choses. Merci de corriger svp
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Developer apps

User experience

🐞

Reported Bugs

5 issues

OTP generation failure

Bug

Verification link issues

Bug

Inability to log in

Bug

Unresponsive app features

Bug

Incompatibility with eSIM

Bug
✨

Requested Features

5 requests

Add YelloSave feature

Feature

Improve verification process

Feature

Integrate more services

Feature

Allow profile picture customization

Feature

Optimize app performance

Feature

FAQ

What does the MoMo App do?

The MoMo App is an all-in-one financial solution that allows users to manage all their financial needs in one place. It provides full visibility of accounts and control over money, offering services like sending and receiving money, paying bills, accessing loans, and activating virtual cards.

What are the key features of the MoMo App?

Key features include secure biometric login, local and international money transfers, instant bill payments, easy deposit and cash-out options, QR code payments, a virtual card for secure online shopping, access to loans and advances, airtime top-ups, and the ability to buy event tickets online.

Is the MoMo App free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements, suggesting a free monetization model.

Which countries is the MoMo App available in?

The MoMo App is currently available for download in Ghana, Côte d'Ivoire, Cameroon, Uganda, Zambia, and Benin.

How can I use the MoMo App for online shopping?

The app allows you to activate a virtual card, which can be used for secure online shopping. This provides an added layer of security when making purchases on e-commerce platforms.