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MoMo App

MoMo App

Your Ultimate Financial App

1.1K ratings
197 reviews
🔧 Utilities
💰 Finance
Free

Details

  • Released
  • Updated
  • August 2, 2024
  • June 8, 2026

Features

Developer

MTN GROUP FINTECH (PTY) LTD
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MoMo App screenshot #1 for iPhone
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About

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

✓All financial needs in one place
✓Secure biometric login
✓Send and receive money
✓Instant bill payments
✓Access loans and advances
✓Virtual card for online shopping
✓Scan and pay with QR codes
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What users say

Summarized from real user reviews of MoMo App. Based on 1.1K reviews and a 3.5/5 average, it highlights the 3 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast transactions
  • 💡Innovative features
  • 👍User-friendly interface

Negative things

  • 🐛Bugs and glitches
  • 🔒Security issues
  • 🔋Performance problems
  • 👎Poor user experience
See all reviews

What's New in MoMo App

3.3.3

June 8, 2026

• New loan, savings, and investment products • New in-app notifications for greater convenience • Virtual Card renewal and replacement capabilities • Improvements to transfers, payments, airtime, and added new bundles • Performance improvements and bug fixes Update now for the latest experience.

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User reviews

Most RecentHighest RatedLowest Rated

I have to login twice every time

With biometric login, immediately I log in, I’m logged back out that very same second and have to login again. It’s frustrating.
111boy111111boy111

Lanelady

The APP has stopped working on my iPhone 7!
Although I have a working internet the APP is frozen asking me to check my internet!!!
LaneladyLanelady

Lags

Needs update because there are a lot of lags or bugs
JJ_236JJ_236

Sign In Issue

Awful experience.. Everytime you sign in to make a transaction, you immediately get signed out. it’s been like this for weeks. you end up wasting so much time. makes me wonder what the purpose of this app is if you can’t use it.
Slomo MusicSlomo Music

can’t buy airtime since recent update

Since updating 3 days ago, buying airtime is timing out.
micEdemmicEdem
See 192 more reviews

User experience

🐞

Reported Bugs

5 issues

OTP generation failure

Bug

Verification link issues

Bug

Inability to log in

Bug

Unresponsive app features

Bug

Incompatibility with eSIM

Bug
✨

Requested Features

5 requests

Add YelloSave feature

Feature

Improve verification process

Feature

Integrate more services

Feature

Allow profile picture customization

Feature

Optimize app performance

Feature

FAQ

What does the MoMo App do?

The MoMo App is an all-in-one financial solution that allows users to manage all their financial needs in one place. It provides full visibility of accounts and control over money, offering services like sending and receiving money, paying bills, accessing loans, and activating virtual cards.

What are the key features of the MoMo App?

Key features include secure biometric login, local and international money transfers, instant bill payments, easy deposit and cash-out options, QR code payments, a virtual card for secure online shopping, access to loans and advances, airtime top-ups, and the ability to buy event tickets online.

Is the MoMo App free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements, suggesting a free monetization model.

Which countries is the MoMo App available in?

The MoMo App is currently available for download in Ghana, Côte d'Ivoire, Cameroon, Uganda, Zambia, and Benin.

How can I use the MoMo App for online shopping?

The app allows you to activate a virtual card, which can be used for secure online shopping. This provides an added layer of security when making purchases on e-commerce platforms.