Best Mtn Mobile Money Apps

221+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good mtn mobile money apps. We benchmark 221+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Mtn Mobile Money Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MoMo AppMoMo AppFree3.5β˜… (1.1K)NoNoJul 2026
2MTN MoMoMTN MoMoFree3.1β˜… (554)NoNoJul 2026
3My MTN GhanaMy MTN GhanaFree4.3β˜… (20K)YesNoJul 2026
4MoMo PSBMoMo PSBFree4.5β˜… (4.8K)NoNoJul 2026
5MyMTNMyMTNFree3.2β˜… (799)NoNoJul 2026
6Wave - Mobile MoneyWave - Mobile MoneyFree4.6β˜… (3.4K)NoNoJul 2026
7myMTN NGmyMTN NGFree4.4β˜… (14K)NoNoJul 2026
8Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7β˜… (83K)NoNoJul 2026

Top Picks for Mtn Mobile Money

MoMo App#1

MoMo App by MTN GROUP FINTECH (PTY) LTD

Your Ultimate Financial App
Editor's Choice
πŸ’° Finance
3.5😞(1.1K ratings)
Free
MoMo App screenshot 1
MoMo App screenshot 2
MoMo App screenshot 3
MoMo App screenshot 4
MoMo App screenshot 5
MoMo App screenshot 6

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

What We Love

  • πŸš€ Fast transactions
  • πŸ’‘ Innovative features
  • πŸ‘ User-friendly interface

Room to Improve

  • πŸ› Bugs and glitches
  • πŸ”’ Security issues
  • πŸ”‹ Performance problems
MTN MoMo#2

MTN MoMo by MTN Group LTD

MoMo
Strong Contender
πŸ’° Finance
3.1😞(554 ratings)
Free
MTN MoMo screenshot 1
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MTN MoMo screenshot 4
MTN MoMo screenshot 5

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

What We Love

  • πŸ‘ Useful for money transfers
  • πŸ’‘ Suggestion for resending from transaction history
  • πŸ‘ Decent app interface and design

Room to Improve

  • πŸ› Frequent crashes and bugs
  • πŸ”’ Security issues with saved login details
  • πŸ” Difficult to log in and register
My MTN Ghana#3

My MTN Ghana by SCANCOM LIMITED

Everything MTN in one app
Worth Considering
πŸ“Š Productivity
4.3😞(20K ratings)
FreeAds
My MTN Ghana screenshot 1
My MTN Ghana screenshot 2
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My MTN Ghana screenshot 4
My MTN Ghana screenshot 5
My MTN Ghana screenshot 6

Manage all your mobile services in one place. Easily buy airtime, purchase bundles, and control your MoMo and Broadband accounts. Access product information 24/7 for ultimate convenience.

What We Love

  • πŸ‘ Smooth and responsive app
  • πŸš€ Lightning-fast load times
  • πŸ’‘ Great user interface
  • πŸ”’ Robust security features

Room to Improve

  • πŸ› Frequent crashes and bugs
  • ⚠️ Unreliable connectivity
  • πŸ” Limited features

More Mtn Mobile Money apps to explore

4
MoMo PSB
MoMo PSB
MoMo PSB
Better than cash.
Free

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

Send and receive moneyBuy airtime and dataPay bills
πŸ’° Finance
(4.8K)
free
5
MyMTN
MyMTN
MyMTN
by MTN Group LTD
Free

Manage your mobile services easily with this app. Top up airtime, buy data bundles, pay bills, and access product information anytime. Gain control over your mobile world without needing to contact customer support.

Top-up airtimePurchase data bundlesPay bills
πŸ”§ Utilities
(799)
free
6
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Global Employment Inc.
Free

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

Send money at 1%Free deposits and withdrawalsFee-free bill payments
πŸ’° Finance
(3.4K)
free
7
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
πŸ“Š Productivity
(14K)
free
8
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
πŸ’° Finance
(83K)
free with in-app purchases
9
MoMo Agent
MoMo Agent
MoMo Agent
by MTN Group LTD
Free

This app helps agents increase their earnings by streamlining transaction processing and improving customer service. It aims to boost foot traffic and facilitate the sale of value-added services for higher commissions.

Faster transaction processingIncreased foot trafficImproved customer service
πŸ’° Finance
(20)
free
10
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
πŸ’° Finance
(29K)
free
11
MyMTN CI
MyMTN CI
MyMTN CI
by MTN Group LTD
Free

Manage your mobile account with ease. Check your balance, subscribe to various data and service packs, and transfer credit to friends and family. This free application simplifies all your usual transactions.

Check tariff profileConsult balance and statementsSubscribe to data and service packs
πŸ”§ Utilities
(1)
free
12
MyMTN Cameroon
MyMTN Cameroon
MyMTN Cameroon
by MTN Cameroon
Free

Manage your mobile services with ease. This app allows you to buy airtime, purchase data bundles, check your balance, and access product information 24/7. It provides greater control over your mobile services without needing to contact customer support.

Buy airtimePurchase data bundlesCheck balance
πŸ“Š Productivity
(23)
free
13
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
πŸ’° Finance
(8.5M)
free with in-app purchases
14
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
πŸ’° Finance
(133K)
freemium
15
MTN MoMo SA
MTN MoMo SA
MTN MoMo SA
MTN Mobile Money South Africa
Free

Manage your money easily and securely with this mobile finance app. Send money instantly, pay bills, buy airtime, and make purchases by scanning merchants. Register in minutes and avoid bank queues and carrying cash.

Secure money storageInstant money transfersAirtime and bundle purchases
πŸ’° Finance
(1)
ad-supported
16
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
πŸ’° Finance
(15K)
free
17
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
JazzCash- Your Mobile Account
Instant Transfers & Payments
Free

This mobile wallet allows users to send money, pay bills, and recharge mobile balances instantly. It offers a secure mobile account, debit card linking for deposits, and options for physical or virtual Mastercards for payments. The app features customization, universal search, and an agent locator.

Instant money transfersUtility bill paymentsMobile balance recharge
πŸ’° Finance
(7K)
free
18
Equity Mobile
Equity Mobile
Equity Mobile
More than just banking
Free

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

Instant account openingView account balances and transactionsPay bills and buy goods
πŸ’° Finance
(6.1K)
free
19
My Airtel Africa
My Airtel Africa
My Airtel Africa
Airtel Africa
Free

Manage your Airtel connection effortlessly. Recharge prepaid numbers, buy data bundles, check balances, and subscribe to services. Postpaid users can pay bills, manage plans, and check data usage. It also facilitates Airtel Money transactions, bill payments, and cash withdrawals.

Prepaid recharge and data bundle purchasePostpaid bill payment and plan managementAirtel Money transactions and payments
πŸ”§ Utilities
(4.4K)
free
20
NALA Send Money Globally
NALA Send Money Globally
NALA Send Money Globally
Trusted by 500k+ users
Free

Send money internationally with competitive exchange rates and transparent fees. Enjoy fast, secure transfers to mobile money wallets and bank accounts in numerous countries. Get 24/7 support for peace of mind.

Send money globallyCompare exchange ratesFast transfers in minutes
πŸ’° Finance
(5K)
free

FAQ about Mtn Mobile Money

What are the best mtn mobile money apps for iPhone?
MoMo App tops our mtn mobile money apps ranking as of July 2026, with a 3.5-star average from 1.1K App Store ratings, and it's free to download.
Yes β€” 20 of the top mtn mobile money apps we rank are free to download, including MoMo App and MTN MoMo.
MoMo App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 221+ mtn mobile money apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The MoMo App is an all-in-one financial solution that allows users to manage all their financial needs in one place. It provides full visibility of accounts and control over money, offering services like sending and receiving money, paying bills, accessing loans, and activating virtual cards.
Key features include secure biometric login, local and international money transfers, instant bill payments, easy deposit and cash-out options, QR code payments, a virtual card for secure online shopping, access to loans and advances, airtime top-ups, and the ability to buy event tickets online.