Best Mtn Mobile Money Apps

246+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good mtn mobile money apps. We benchmark 246+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Mtn Mobile Money Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MoMo AppMoMo AppFree3.5★ (1.2K)NoNoAug 2026
2MTN MoMoMTN MoMoFree3.1★ (572)NoNoAug 2026
3My MTN GhanaMy MTN GhanaFree4.3★ (22K)YesNoAug 2026
4MoMo PSBMoMo PSBFree4.5★ (4.8K)NoNoAug 2026
5MyMTNMyMTNFree3.2★ (799)NoNoAug 2026
6Sendwave Send & Transfer MoneySendwave Send & Transfer MoneyFree4.7★ (84K)NoNoAug 2026
7myMTN NGmyMTN NGFree4.4★ (14K)NoNoAug 2026
8PNC Mobile BankingPNC Mobile BankingFree4.8★ (2M)NoNoAug 2026

Top Picks for Mtn Mobile Money

MoMo App#1

MoMo App by MTN FINTECH(PTY) LTD

Your Ultimate Financial App
Editor's Choice
💰 Finance
3.5😞(1.2K ratings)
Free
MoMo App screenshot 1
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MoMo App screenshot 3
MoMo App screenshot 4
MoMo App screenshot 5
MoMo App screenshot 6

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

What We Love

  • 🚀 Fast transactions
  • 💡 Innovative features
  • 👍 User-friendly interface

Room to Improve

  • 🐛 Bugs and glitches
  • 🔒 Security issues
  • 🔋 Performance problems
MTN MoMo#2

MTN MoMo by MTN

MoMo
Strong Contender
💰 Finance
3.1😞(572 ratings)
Free
MTN MoMo screenshot 1
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Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

What We Love

  • 👍 Useful for money transfers
  • 💡 Suggestion for resending from transaction history
  • 👍 Decent app interface and design

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Security issues with saved login details
  • 🔍 Difficult to log in and register
My MTN Ghana#3

My MTN Ghana by Scancom Limited

Everything MTN in one app
Worth Considering
📊 Productivity
4.3😞(22K ratings)
FreeAds
My MTN Ghana screenshot 1
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Manage all your mobile services in one place. Easily buy airtime, purchase bundles, and control your MoMo and Broadband accounts. Access product information 24/7 for ultimate convenience.

What We Love

  • 👍 Smooth and responsive app
  • 🚀 Lightning-fast load times
  • 💡 Great user interface
  • 🔒 Robust security features

Room to Improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Unreliable connectivity
  • 🔍 Limited features

More Mtn Mobile Money apps to explore

4
MoMo PSB
MoMo PSB
MoMo PSB
Better than cash.
Free

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

Send and receive moneyBuy airtime and dataPay bills
💰 Finance
(4.8K)
free
5
MyMTN
MyMTN
MyMTN
by MTN
Free

Manage your mobile services easily with this app. Top up airtime, buy data bundles, pay bills, and access product information anytime. Gain control over your mobile world without needing to contact customer support.

Top-up airtimePurchase data bundlesPay bills
🔧 Utilities
(799)
free
6
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Sendwave Send & Transfer Money
Remittance & digital wallet
Free

Easily send money internationally to Africa, Asia, and the Middle East. This secure app offers fast, affordable transfers with transparent fees and real-time tracking. Manage mobile payments and support loved ones globally from your phone.

Fast international money transfersSecure mobile paymentsTransparent fees and exchange rates
💰 Finance
(84K)
free with in-app purchases
7
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
📊 Productivity
(14K)
free
8
PNC Mobile Banking
PNC Mobile Banking
PNC Mobile Banking
Digital Banking Solutions
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelle®
💰 Finance
(2M)
free
9
Wave - Mobile Money
Wave - Mobile Money
Wave - Mobile Money
by Wave Mobile Money
Free

This app offers affordable mobile money services, allowing users to send money with low fees, deposit and withdraw funds for free at agent locations, and pay bills without additional charges. It also facilitates airtime purchases for major networks in select countries.

Send money at 1%Free deposits and withdrawalsFee-free bill payments
💰 Finance
(3.4K)
free
10
MoMo Agent
MoMo Agent
MoMo Agent
by MTN Group LTD
Free

This app helps agents increase their earnings by streamlining transaction processing and improving customer service. It aims to boost foot traffic and facilitate the sale of value-added services for higher commissions.

Faster transaction processingIncreased foot trafficImproved customer service
💰 Finance
(20)
free
11
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(30K)
free
12
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
13
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
14
Equity Mobile
Equity Mobile
Equity Mobile
More than just banking
Free

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

Instant account openingView account balances and transactionsPay bills and buy goods
💰 Finance
(6.2K)
free
15
Mint Mobile
Mint Mobile
Mint Mobile
Premium Wireless
Free

Switch to an affordable phone plan on a major 5G network. Enjoy unlimited talk, text, and fast data starting at $15/month. Bring your own phone and number, and manage your account or family plans easily.

Affordable phone plansNation's largest 5G networkUnlimited talk & text
🔧 Utilities
(251K)
free
16
MyMTN CI
MyMTN CI
MyMTN CI
by MTN Group LTD
Free

Manage your mobile account with ease. Check your balance, subscribe to various data and service packs, and transfer credit to friends and family. This free application simplifies all your usual transactions.

Check tariff profileConsult balance and statementsSubscribe to data and service packs
🔧 Utilities
(1)
free
17
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free
18
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
PocketApp: Send & Manage Money
Abeg Technologies
Free

This app allows users to send, receive, and manage money through three distinct digital wallets: personal, business, and group. It facilitates quick transfers, bill payments, online store creation, and group expense management, all while ensuring funds are insured and the service is licensed.

Send and receive money instantlyManage personal, business, and group financesCreate an online store with zero commission
💰 Finance
(9.1K)
free
19
Nomba - Mobile Banking
Nomba - Mobile Banking
Nomba - Mobile Banking
Personal and Business Banking
Free

Manage personal and business finances with ease. Send and receive money, pay bills, top up airtime, and track expenses. Offers secure transactions and savings features with competitive interest rates.

Send and receive moneyTop up airtime and dataPay bills
💰 Finance
(1.3K)
free
20
MTN MoMo SA
MTN MoMo SA
MTN MoMo SA
MTN Mobile Money South Africa
Free

Manage your money easily and securely with this mobile finance app. Send money instantly, pay bills, buy airtime, and make purchases by scanning merchants. Register in minutes and avoid bank queues and carrying cash.

Secure money storageInstant money transfersAirtime and bundle purchases
💰 Finance
(1)
ad-supported

FAQ about Mtn Mobile Money

What are the best mtn mobile money apps for iPhone?
MoMo App tops our mtn mobile money apps ranking as of August 2026, with a 3.5-star average from 1.2K App Store ratings, and it's free to download.
Yes — 20 of the top mtn mobile money apps we rank are free to download, including MoMo App and MTN MoMo.
MoMo App has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 246+ mtn mobile money apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The MoMo App is an all-in-one financial solution that allows users to manage all their financial needs in one place. It provides full visibility of accounts and control over money, offering services like sending and receiving money, paying bills, accessing loans, and activating virtual cards.
Key features include secure biometric login, local and international money transfers, instant bill payments, easy deposit and cash-out options, QR code payments, a virtual card for secure online shopping, access to loans and advances, airtime top-ups, and the ability to buy event tickets online.