MTN MoMo vs MoMo App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MTN MoMo
Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.
- Send money to friends and family
- Top up airtime
- Purchase bundles
- Pay bills
- Pay merchants
- Manage money
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Welcome to the world of MoMo. With MoMo you can send money to friends & family, topup airtime, purchase bundles, pay your bills, merchants and much more. It's a one-stop shop for everything you need. MoMo makes it easy to keep track of your money. You can use MoMo services to manage your money..
MoMo App
Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.
- All financial needs in one place
- Secure biometric login
- Send and receive money
- Instant bill payments
- Access loans and advances
- Virtual card for online shopping
- Scan and pay with QR codes
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Send and receive money locally and internationally effortlessly with MoMo. Manage your money anytime, anywhere with the new MoMo App. Send money, make payments, and access financial services securely and conveniently — all in one place. Features: • Send and receive money locally and internationally • Pay bills quickly and securely • Deposit and CashOut with ease • Scan and pay with QR codes • Shop online safely with a virtual card • Access loans and advances when you need them • Grow your money with savings and investment options • Buy airtime and data instantly • Buy tickets for events and services • Secure biometric login for fast access Take control of your finances with a secure, easy, and fast experience.
Screenshots
Verdict
The clearest difference is rating: MoMo App at 3.5 against MTN MoMo's 3.1. MoMo App also leads on update cadence (monthly vs every 4 months) and review sentiment (23% vs 8%). MTN MoMo's advantage is device support (3 vs 1) and iOS requirement (10.0 vs 16.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MoMo App holds the better App Store score, 3.5 against 3.1. Both are backed by a comparable volume of ratings — 572 and 1.2K respectively. Written reviews point the same way: 8% of MTN MoMo's written reviews are positive against 23% of MoMo App's.
MTN MoMo ships an update every 4 months, MoMo App monthly. Both last shipped on September 23, 2026.
| Parameter | MTN MoMo | MoMo App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (572 ratings) | 3.5 (1.2K ratings) — better |
| Positive reviews | 7.7% of reviews | 22.5% of reviews — better |
| Number of ratings | 572 | 1.2K — better |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | — | #144 — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 10.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 21 MB | 114 MB |
| Age rating | 4+ | 17+ |
| Developer | MTN | MTN FINTECH(PTY) LTD |
Customer experience
MTN MoMo
MoMo App
User reviews
MTN MoMo
From 572 App Store ratingsWhat we love
- 👍 Useful for money transfers
- 💡 Suggestion for resending from transaction history
- 👍 Decent app interface and design
Room to improve
- 🐛 Frequent crashes and bugs
- 🔒 Security issues with saved login details
- 🔍 Difficult to log in and register
- 🚫 Restricted to only MTN data, not compatible with WiFi
- 💰 High transaction fees
MoMo App
From 1.2K App Store ratingsWhat we love
- 🚀 Fast transactions
- 💡 Innovative features
- 👍 User-friendly interface
Room to improve
- 🐛 Bugs and glitches
- 🔒 Security issues
- 🔋 Performance problems
- 👎 Poor user experience
Bugs and requests
MTN MoMo
Reported bugs
5 issues- App not working on iOS 16
- Incorrect pin errors
- Unable to log in or register
- Fails to send OTP codes
- Deducts money without completing transactions
Requested features
5 requests- Add ability to cancel scheduled transfers
- Expand bank integration for transfers
- Improve security with biometric login
- Allow usage on WiFi networks
- Reduce transaction fees
MoMo App
Reported bugs
5 issues- OTP generation failure
- Verification link issues
- Inability to log in
- Unresponsive app features
- Incompatibility with eSIM
Requested features
5 requests- Add YelloSave feature
- Improve verification process
- Integrate more services
- Allow profile picture customization
- Optimize app performance
In-app purchases
MTN MoMo
No in-app purchases
MoMo App
No in-app purchases
