Best Momo Pay Apps

224+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated July 2026

Whether you're new to momo pay or looking for an upgrade, our curated collection of 224+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Momo Pay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MoMo AppMoMo AppFree3.5★ (1.1K)NoNoJul 2026
2MoMo PSBMoMo PSBFree4.5★ (4.8K)NoNoJul 2026
3MTN MoMoMTN MoMoFree3.1★ (554)NoNoJul 2026
4MoMo-Trợ Thủ Tài Chính với AIMoMo-Trợ Thủ Tài Chính với AIFree4.2★ (4K)YesNoJul 2026
5My MTN GhanaMy MTN GhanaFree4.3★ (20K)YesNoJul 2026
6MoMo PSB BusinessMoMo PSB BusinessFree3.7★ (3)NoNoJul 2026
7myMTN NGmyMTN NGFree4.4★ (14K)NoNoJul 2026
8MoMo AgentMoMo AgentFree3.0★ (20)NoNoMay 2026

Top Picks for Momo Pay

MoMo App#1

MoMo App by MTN GROUP FINTECH (PTY) LTD

Your Ultimate Financial App
Editor's Choice
💰 Finance
3.5😞(1.1K ratings)
Free
MoMo App screenshot 1
MoMo App screenshot 2
MoMo App screenshot 3
MoMo App screenshot 4
MoMo App screenshot 5
MoMo App screenshot 6

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

What We Love

  • 🚀 Fast transactions
  • 💡 Innovative features
  • 👍 User-friendly interface

Room to Improve

  • 🐛 Bugs and glitches
  • 🔒 Security issues
  • 🔋 Performance problems
MoMo PSB#2

MoMo PSB by MTN Nigeria

Better than cash.
Strong Contender
💰 Finance
4.5😐(4.8K ratings)
Free
MoMo PSB screenshot 1
MoMo PSB screenshot 2
MoMo PSB screenshot 3

Access a wide range of financial services and MoMo products with this user-friendly app. It offers secure, fast, and convenient control over your finances, allowing you to send money, buy airtime, pay bills, and more, all without data charges.

What We Love

  • 🚀 Fast and reliable transfers
  • 👍 Easy to use and navigate
  • 💯 Convenient transactions
  • 🔒 Secure platform

Room to Improve

  • 🐛 Login and password issues
  • ⏱️ Slow and frustrating performance
  • 💰 Excessive fees and deductions
MTN MoMo#3

MTN MoMo by MTN Group LTD

MoMo
Worth Considering
💰 Finance
3.1😞(554 ratings)
Free
MTN MoMo screenshot 1
MTN MoMo screenshot 2
MTN MoMo screenshot 3
MTN MoMo screenshot 4
MTN MoMo screenshot 5

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

What We Love

  • 👍 Useful for money transfers
  • 💡 Suggestion for resending from transaction history
  • 👍 Decent app interface and design

Room to Improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Security issues with saved login details
  • 🔍 Difficult to log in and register

More Momo Pay apps to explore

4
MoMo-Trợ Thủ Tài Chính với AI
MoMo-Trợ Thủ Tài Chính với AI
MoMo-Trợ Thủ Tài Chính với AI
by M-SERVICE JSC
Free

This app acts as a financial assistant, offering convenient payments for bills and online services. It also provides diverse financial tools like expense tracking, flexible savings, quick loans, and simple investments, all secured with advanced AI technology.

Convenient bill paymentsDiverse financial servicesExpense tracking and control
💰 Finance
(4K)
free with in-app purchases
5
My MTN Ghana
My MTN Ghana
My MTN Ghana
Everything MTN in one app
Free

Manage all your mobile services in one place. Easily buy airtime, purchase bundles, and control your MoMo and Broadband accounts. Access product information 24/7 for ultimate convenience.

Buy airtimePurchase bundlesManage MoMo accounts
📊 Productivity
(20K)
ad-supported
6
MoMo PSB Business
MoMo PSB Business
MoMo PSB Business
by MTN Nigeria Communications Plc
Free

Manage business finances on the go with this app. Accept various digital payments, track revenue, issue invoices, and analyze performance with detailed reports. It's designed for business owners to simplify financial operations.

Accept digital paymentsTrack revenue growthIssue invoices
💼 Business
(3)
free
7
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
📊 Productivity
(14K)
free
8
MoMo Agent
MoMo Agent
MoMo Agent
by MTN Group LTD
Free

This app helps agents increase their earnings by streamlining transaction processing and improving customer service. It aims to boost foot traffic and facilitate the sale of value-added services for higher commissions.

Faster transaction processingIncreased foot trafficImproved customer service
💰 Finance
(20)
free
9
MoMo Merchant
MoMo Merchant
MoMo Merchant
by MTN Group LTD
Free

Manage all your business payments and transactions in one place. This app allows for quick bill, salary, and supplier payments, digitizes small change, and provides a comprehensive view of all financial activities. You can also generate revenue by selling airtime and bill payments for customers.

Receive and make paymentsManage business transactionsBill, salary, and supplier payments
💰 Finance
(7)
free
10
MTN MoMo SA
MTN MoMo SA
MTN MoMo SA
MTN Mobile Money South Africa
Free

Manage your money easily and securely with this mobile finance app. Send money instantly, pay bills, buy airtime, and make purchases by scanning merchants. Register in minutes and avoid bank queues and carrying cash.

Secure money storageInstant money transfersAirtime and bundle purchases
💰 Finance
(1)
ad-supported
11
Nomod | Payment Links
Nomod | Payment Links
Nomod | Payment Links
Pay links and card processing
Free

Create and share payment links, process card payments, and sell anything anywhere. Offers online and in-person payment options, including buy now pay later services. Ideal for businesses needing flexible payment solutions.

Create and share payment linksAccept online and in-person paymentsSupport for Tabby & Tamara (BNPL)
💼 Business
(57)
free with in-app purchases
12
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(185K)
free
13
Molo Molo Pay
Molo Molo Pay
Molo Molo Pay
Molo Molo Pay
Free

This app allows users to purchase items by saving up gradually over time. Reserve products, save progressively, and receive them once your savings goal is met. It offers a secure, interest-free way to buy goods without needing credit.

Reserve products and save graduallyPay in up to 365 installmentsCreate personalized savings goals
💰 Finance
(9)
free
14
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
15
MyMTN
MyMTN
MyMTN
by MTN Group LTD
Free

Manage your mobile services easily with this app. Top up airtime, buy data bundles, pay bills, and access product information anytime. Gain control over your mobile world without needing to contact customer support.

Top-up airtimePurchase data bundlesPay bills
🔧 Utilities
(799)
free
16
MoMo Pay Uganda
MoMo Pay Uganda
MoMo Pay Uganda
by MTN Group LTD
Free

This app enables registered merchants to accept and manage mobile money payments via NFC and QR codes. It offers features for receiving customer payments, issuing change, paying bills, selling airtime, and viewing transaction history.

Accept NFC and QR code paymentsMerchant dashboard with account balanceInitiate and receive customer payments
💰 Finance
(0)
free
17
ECG PowerApp
ECG PowerApp
ECG PowerApp
by Electricity Company of Ghana Ltd
Free

Manage your prepaid and postpaid meters with ease. This app allows direct connection to critical information, customer service engagement for issue reporting, and a streamlined top-up process with faster refunds. Enjoy a renewed vision for customer convenience.

Prepaid and postpaid meter top-upsCustomer service engagementIssue reporting and feedback
📊 Productivity
(24K)
free
18
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
19
Síminn Pay
Síminn Pay
Síminn Pay
Léttu þér lífið
Free

This app functions as a digital wallet for seamless online and in-store payments. It offers features like installment plans, parking meter payments, exclusive deals, and a centralized location for all your receipts.

Digital wallet for payments14-day payment deferralInstallment plans up to 36 months
💰 Finance
(268)
free
20
MB Bank
MB Bank
MB Bank
Fast register - cool number
Free

This digital banking app offers a comprehensive suite of financial management tools. Easily manage accounts, transfer money, pay bills, and explore savings and loan options. Enjoy a secure and user-friendly experience with 24/7 support.

Smart account and asset managementFast money transfers (domestic & international)Bill payments
💰 Finance
(24K)
free

FAQ about Momo Pay

What are the best momo pay apps for iPhone?
MoMo App tops our momo pay apps ranking as of July 2026, with a 3.5-star average from 1.1K App Store ratings, and it's free to download.
Yes — 20 of the top momo pay apps we rank are free to download, including MoMo App and MoMo PSB.
MoMo App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 224+ momo pay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The MoMo App is an all-in-one financial solution that allows users to manage all their financial needs in one place. It provides full visibility of accounts and control over money, offering services like sending and receiving money, paying bills, accessing loans, and activating virtual cards.
Key features include secure biometric login, local and international money transfers, instant bill payments, easy deposit and cash-out options, QR code payments, a virtual card for secure online shopping, access to loans and advances, airtime top-ups, and the ability to buy event tickets online.

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