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About
This app acts as a financial assistant, offering convenient payments for bills and online services. It also provides diverse financial tools like expense tracking, flexible savings, quick loans, and simple investments, all secured with advanced AI technology.
✓Convenient bill payments
✓Diverse financial services
✓Expense tracking and control
✓Flexible savings options
✓Quick loan applications
✓Simple investment tools
✓AI-powered security
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What users say
Summarized from real user reviews of MoMo. Based on 4.1K reviews and a 4.2/5 average, it highlights the 3 positives and 5 negatives reviewers mention most about this Finance app.
Positive things
- 🚀Fast and reliable
- 👍Convenient and user-friendly
- 💡Innovative features like Túi Thần Tài
Negative things
- 🐛Frequent crashes and lags
- 🤖Poor customer support
- 💸Deducts money without permission
- 🕰️Slow transaction processing
- 📢Annoying notifications and ads
What's New in MoMo
5.14.2
August 17, 2026
- MoMo đã chính thức được phát hành với nhiều cải tiến về hiệu năng và tốc độ ứng dụng. - Hỗ trợ thanh toán QR tại hơn 100 triệu điểm chấp nhận thanh toán nước ngoài khi người dùng đi du lịch tới hơn 60 nước trên thế giới bao gồm Trung Quốc, Thái Lan, Malaysia, Nhật Bản, Hàn Quốc, Singapore, ... - Cập nhật ngay để trải nghiệm dịch vụ thanh toán an toàn, tiện lợi và hiện đại nhất.
MoreEvents
Vào MoMo - Chơi Gom Lửa Nuôi Rồng & săn thưởng.
Aug 13, 2026 — Aug 21, 2026
Chỉ tháng này: Nhập mã EMCHUA18 có quà 500K.
Apr 30, 2026 — May 31, 2026
User reviews
Developer apps
User experience
🐞
Reported Bugs
4 issues
Login issues and account lockouts
Inconsistent transaction processing
✨
Requested Features
4 requests
Improve app stability and performance
Feature
Enhance customer service and support
Feature
FAQ
What does this financial assistant app do?
This app serves as a comprehensive financial assistant, enabling users to make convenient payments for a wide range of services, from bills to online purchases. It also offers tools for managing expenses, flexible savings options, quick loan applications, and simple investment opportunities.
What are the key financial services offered?
Key financial services include convenient and fast payments at numerous locations and online, diverse services like bill payments and ticket booking, easy bank account linking, automatic expense categorization, flexible savings starting from a low amount, quick loans without income proof, and simple investment tools.
How secure is this financial app?
The app employs a 5-layer AI security technology to protect user accounts 24/7, detecting and preventing unusual transactions. It also adheres to the highest security standards, being a strategic partner of major banks and complying with PCI DSS.
Is this app free to use?
The app is free to download and use for its core functionalities. While the description mentions in-app purchases for certain financial services like savings, loans, and investments, these are provided by partners and may incur fees or have specific terms.
Who is this app designed for?
This app is designed for individuals who want to simplify their financial management. It's particularly useful for those looking for a convenient way to pay bills, track spending, save money, access quick credit, and explore investment options, all within a secure and user-friendly interface.
