GTWorld vs MoMo App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GTWorld
Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.
- Open new accounts with selfie verification
- Biometric and facial recognition login
- Incognito mode to hide balances
- Quick transactions for transfers and airtime
- Near Me money transfers
- Pull money from other banks
- Card control features
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A newly redesigned GTWorld application beautifully engineered and enhanced to help you manage your mobile banking and finances Track, Pay & Grow your Money from one App. Introducing the new GTWorld application with a fresh new look and cool features that will allow you open an account, transfer money, pay bills, buy airtime or data, and more – all in one place! Key Features: - Open an account and onboard easily with a Selfie to verify your identity! - Faster login and transaction authentication with biometrics, facial recognition or a PIN - New Incognito mode - toggle to hide all your balances - Log a dispense error instantly after a transaction - 3-tap quick transactions for transfers, airtime and data purchases from springboard - Near Me transfer – which automatically locates other GTWorld users near you for you to send money - Keep your account funded by ‘pulling’ money from accounts in other bank using your GTWorld app - Upgrade your account to gain more flexibility, without coming to the branch - Switch between Dark and light mode based on your personal preference Manage your Finances: - Pay for bills, utilities and other services - More efficient transfers using your phone book contacts - Smarter transaction history - View and share receipts - Buy airtime and data for self, phone book contacts and others - Card control which allows you block your card payments by channel or by country - Download statements up to # months
MoMo App
Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.
- All financial needs in one place
- Secure biometric login
- Send and receive money
- Instant bill payments
- Access loans and advances
- Virtual card for online shopping
- Scan and pay with QR codes
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Send and receive money locally and internationally effortlessly with MoMo. Manage your money anytime, anywhere with the new MoMo App. Send money, make payments, and access financial services securely and conveniently — all in one place. Features: • Send and receive money locally and internationally • Pay bills quickly and securely • Deposit and CashOut with ease • Scan and pay with QR codes • Shop online safely with a virtual card • Access loans and advances when you need them • Grow your money with savings and investment options • Buy airtime and data instantly • Buy tickets for events and services • Secure biometric login for fast access Take control of your finances with a secure, easy, and fast experience.
Screenshots
Verdict
The clearest difference is review sentiment: GTWorld at 95% against MoMo App's 23%. GTWorld also leads on rating (4.7 vs 3.5) and ratings volume (46K vs 1.2K). MoMo App's advantage is chart position (#144 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GTWorld holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: GTWorld has 46K ratings behind it against 1.2K, so its average is the more settled of the two. Written reviews point the same way: 95% of GTWorld's written reviews are positive against 23% of MoMo App's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.
| Parameter | GTWorld | MoMo App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (46K ratings) — better | 3.5 (1.2K ratings) |
| Positive reviews | 94.7% of reviews — better | 22.5% of reviews |
| Number of ratings | 46K — better | 1.2K |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | — | #144 — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 262 MB | 114 MB |
| Age rating | 17+ | 17+ |
| Developer | Guaranty Trust Bank PLC | MTN FINTECH(PTY) LTD |
Customer experience
GTWorld
MoMo App
User reviews
GTWorld
From 46K App Store ratingsWhat we love
- 🚀 Fast and easy to use
- 🔒 Secure banking app
- 👍 Smooth and intuitive interface
- 🚀 Seamless transactions
- 👍 Reliable and consistent performance
Room to improve
- 🐛 Occasional login and logout issues
- 🐛 Inconsistent transaction history display
- 🐛 Inability to add new beneficiaries
- 🐛 Frequent app crashes and errors
- 🐛 Confusing and cluttered UI after update
MoMo App
From 1.2K App Store ratingsWhat we love
- 🚀 Fast transactions
- 💡 Innovative features
- 👍 User-friendly interface
Room to improve
- 🐛 Bugs and glitches
- 🔒 Security issues
- 🔋 Performance problems
- 👎 Poor user experience
Bugs and requests
GTWorld
Reported bugs
4 issues- Transaction failures and delays
- Inability to update phone number for non-Nigerian users
- Forced re-enrollment and limit resets
- Unresponsive 'Continue' button during transactions
Requested features
5 requests- Ability to schedule recurring transfers
- Option to hide account balance
- Improved transaction search and filtering
- Restore previous app features and functionalities
- Optimize app for better performance on older devices
MoMo App
Reported bugs
5 issues- OTP generation failure
- Verification link issues
- Inability to log in
- Unresponsive app features
- Incompatibility with eSIM
Requested features
5 requests- Add YelloSave feature
- Improve verification process
- Integrate more services
- Allow profile picture customization
- Optimize app performance
In-app purchases
GTWorld
No in-app purchases
MoMo App
No in-app purchases









