expressPay vs CBG Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
expressPay
Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.
- Instant money transfers
- Mobile money and bank account transfers
- Instant airtime purchases
- Instant internet data purchases
- Merchant and service provider payments
- Multiple payment methods accepted
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Instant money transfers Send money instantly in just a few taps. Send directly to Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash or to a bank account! Your days of visiting the bank branch to make a deposit are over. Tap, tap, tap and you’re done! Instant airtime purchases Buying topup is a breeze with expressPay. Topup any network in a matter of seconds. Airtel, Glo, MTN, Tigo Vodafone, you’re covered! Instant internet purchases Need data? Get connected in seconds by purchasing your internet data with expressPay. 4G and 3G services are all covered. Paying for your data should be as easy as 1,2,3. Pay with ease Make payments to your favorite merchants and service providers with ease. Merchants get notified instantly. You can pay any way you like. If it’s digital, expressPay has you covered. expressPay accepts Visa, MasterCard, MTN mobile money, AirtelTigo Money and Vodafone Cash.
CBG Mobile App
Manage your CBG accounts, make seamless transfers and payments, and track your spending with this secure digital banking app. Enjoy a user-friendly interface for convenient banking on the go.
- Total account control
- Seamless transfers and payments
- Smart money management
- Secure biometric login
- Intuitive user interface
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CBG Mobile App – Your Smartest Way to Bank. Welcome to CBG Mobile App, your all-in-one, secure, and seamless digital banking experience built for life on the go. Whether you're checking your balance or making payments, CBG puts the power of banking right at your fingertips, anytime, anywhere. Do More, Stress Less: 1. Total Account Control Stay on top of your finances: check balances, view mini and full statements, update personal info, and manage all your CBG accounts in one place. 2. Seamless Transfers & Payments Send money within or outside CBG, pay bills, utilities, and Ghana.Gov services, and make instant QR code payments , all from your phone. 3. Smart Money Management Track spending, manage beneficiaries and cheques, and stay organized with tools designed to help you take charge of your money. 4. Bank Securely Biometric login, real-time alerts, and secure approvals keep your account safe and always protected. 5. Simple, Intuitive Design Enjoy a smooth, user-friendly interface that makes everyday banking fast, easy, and hassle-free. Ready to Bank Smarter? Download or update the CBG Mobile App now and experience convenience like never before. CBG ... Bank on the Go.
Screenshots
Verdict
The clearest difference is rating: expressPay at 4.1 against CBG Mobile App's 3.0. expressPay also leads on review sentiment (58% vs 20%) and ratings volume (114 vs 27). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
expressPay holds the better App Store score, 4.1 against 3.0. Both are backed by a comparable volume of ratings — 114 and 27 respectively. Written reviews point the same way: 58% of expressPay's written reviews are positive against 20% of CBG Mobile App's.
expressPay ships an update every 5 months, CBG Mobile App every 3 months. The most recent releases landed on September 20, 2026 and September 2, 2026 respectively.
| Parameter | expressPay | CBG Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (114 ratings) — better | 3.0 (27 ratings) |
| Positive reviews | 58.3% of reviews — better | 20.0% of reviews |
| Number of ratings | 114 — better | 27 |
| Update frequency | Every 5 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 78 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | expressPay Ghana Limited | CONSOLIDATED BANK GHANA LIMITED (CBG) |
Customer experience
expressPay
CBG Mobile App
Bugs and requests
expressPay
Reported bugs
9 issues- History keeps reappearing after deleting
- App crashes when profile menu is selected
- Cannot change subscriptions without app crashing
- Cannot load money on the app
- SMS code not received for registration
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- Password incorrect error, but new password matches old
- Request timed out error after update
- Login challenges after updates, even with 'remember me' ticked
- Mobile money transfer not working for Vodafone broadband with MTN
Requested features
15 requests- Add foreign cards
- Add payment reference/notation for Mobile Money
- Add chat and request sections
- Create ExpressPay QR code for payments
- Add passcode or fingerprint security feature
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- Add iTunes gift card as payment method
- Add Glo network support
- Add PIN number option for app login
- Add Fidelity Bank Ghana to Bank Direct option
- Add ability to send money from USA to Ghana
- Add support for Amex cards
- Add scheduled payment page functionality
- Add profile menu functionality
- Add a back button on certain areas
- Add option to use PIN as password for app
CBG Mobile App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
expressPay
No in-app purchases
CBG Mobile App
No in-app purchases







