Comparison

expressPay vs CBG Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

expressPay

Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.

Highlights
  • Instant money transfers
  • Mobile money and bank account transfers
  • Instant airtime purchases
  • Instant internet data purchases
  • Merchant and service provider payments
  • Multiple payment methods accepted
Features
Read full description

Instant money transfers Send money instantly in just a few taps. Send directly to Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash or to a bank account! Your days of visiting the bank branch to make a deposit are over. Tap, tap, tap and you’re done! Instant airtime purchases Buying topup is a breeze with expressPay. Topup any network in a matter of seconds. Airtel, Glo, MTN, Tigo Vodafone, you’re covered! Instant internet purchases Need data? Get connected in seconds by purchasing your internet data with expressPay. 4G and 3G services are all covered. Paying for your data should be as easy as 1,2,3. Pay with ease Make payments to your favorite merchants and service providers with ease. Merchants get notified instantly. You can pay any way you like. If it’s digital, expressPay has you covered. expressPay accepts Visa, MasterCard, MTN mobile money, AirtelTigo Money and Vodafone Cash.

About

CBG Mobile App

Manage your CBG accounts, make seamless transfers and payments, and track your spending with this secure digital banking app. Enjoy a user-friendly interface for convenient banking on the go.

Highlights
  • Total account control
  • Seamless transfers and payments
  • Smart money management
  • Secure biometric login
  • Intuitive user interface
Features
Read full description

CBG Mobile App – Your Smartest Way to Bank. Welcome to CBG Mobile App, your all-in-one, secure, and seamless digital banking experience built for life on the go. Whether you're checking your balance or making payments, CBG puts the power of banking right at your fingertips, anytime, anywhere. Do More, Stress Less: 1. Total Account Control Stay on top of your finances: check balances, view mini and full statements, update personal info, and manage all your CBG accounts in one place. 2. Seamless Transfers & Payments Send money within or outside CBG, pay bills, utilities, and Ghana.Gov services, and make instant QR code payments , all from your phone. 3. Smart Money Management Track spending, manage beneficiaries and cheques, and stay organized with tools designed to help you take charge of your money. 4. Bank Securely Biometric login, real-time alerts, and secure approvals keep your account safe and always protected. 5. Simple, Intuitive Design Enjoy a smooth, user-friendly interface that makes everyday banking fast, easy, and hassle-free. Ready to Bank Smarter? Download or update the CBG Mobile App now and experience convenience like never before. CBG ... Bank on the Go.

Screenshots

expressPay4 screens
CBG Mobile App4 screens

Verdict

The call

The clearest difference is rating: expressPay at 4.1 against CBG Mobile App's 3.0. expressPay also leads on review sentiment (58% vs 20%) and ratings volume (114 vs 27). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

expressPay holds the better App Store score, 4.1 against 3.0. Both are backed by a comparable volume of ratings — 114 and 27 respectively. Written reviews point the same way: 58% of expressPay's written reviews are positive against 20% of CBG Mobile App's.

UpkeepUpdate frequency

expressPay ships an update every 5 months, CBG Mobile App every 3 months. The most recent releases landed on September 20, 2026 and September 2, 2026 respectively.

Scorecard3 real differences · 7 level
expressPay versus CBG Mobile App: the parameters behind the verdict, then further details
ParameterexpressPayCBG Mobile App
PriceFreeFree
Rating4.1 (114 ratings) — better3.0 (27 ratings)
Positive reviews58.3% of reviews — better20.0% of reviews
Number of ratings114 — better27
Update frequencyEvery 5 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size78 MB21 MB
Age rating4+4+
DeveloperexpressPay Ghana LimitedCONSOLIDATED BANK GHANA LIMITED (CBG)

Customer experience

expressPay

All ratings111 ratings
Positive73.0%
Neutral9.0%
Negative18.0%
Written reviews48 reviews
Positive58.3%
Neutral14.6%
Negative27.1%

CBG Mobile App

All ratings27 ratings
Positive48.1%
Neutral11.1%
Negative40.7%
Written reviews10 reviews
Positive20.0%
Neutral10.0%
Negative70.0%

Bugs and requests

expressPay

Reported bugs

9 issues
  • History keeps reappearing after deleting
  • App crashes when profile menu is selected
  • Cannot change subscriptions without app crashing
  • Cannot load money on the app
  • SMS code not received for registration
Show 4 more
  • Password incorrect error, but new password matches old
  • Request timed out error after update
  • Login challenges after updates, even with 'remember me' ticked
  • Mobile money transfer not working for Vodafone broadband with MTN

Requested features

15 requests
  • Add foreign cards
  • Add payment reference/notation for Mobile Money
  • Add chat and request sections
  • Create ExpressPay QR code for payments
  • Add passcode or fingerprint security feature
Show 10 more
  • Add iTunes gift card as payment method
  • Add Glo network support
  • Add PIN number option for app login
  • Add Fidelity Bank Ghana to Bank Direct option
  • Add ability to send money from USA to Ghana
  • Add support for Amex cards
  • Add scheduled payment page functionality
  • Add profile menu functionality
  • Add a back button on certain areas
  • Add option to use PIN as password for app

CBG Mobile App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

expressPay

No in-app purchases

None

CBG Mobile App

No in-app purchases

Questions

Is expressPay free?
expressPay is free to download, with no in-app purchases.
Is CBG Mobile App free?
CBG Mobile App is free to download, with no in-app purchases.
Which has better reviews, expressPay or CBG Mobile App?
expressPay is rated higher. expressPay averages 4.1 out of 5 from 114 ratings, while CBG Mobile App averages 3.0 from 27 ratings.
Do expressPay or CBG Mobile App have ads?
Neither expressPay nor CBG Mobile App shows ads.
Which is updated more often, expressPay or CBG Mobile App?
expressPay ships an update every 5 months, and CBG Mobile App every 3 months. Most recently, expressPay was updated on September 20, 2026 and CBG Mobile App on September 2, 2026.

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