expressPay vs SSNIT Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
expressPay
Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.
- Instant money transfers
- Mobile money and bank account transfers
- Instant airtime purchases
- Instant internet data purchases
- Merchant and service provider payments
- Multiple payment methods accepted
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Instant money transfers Send money instantly in just a few taps. Send directly to Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash or to a bank account! Your days of visiting the bank branch to make a deposit are over. Tap, tap, tap and you’re done! Instant airtime purchases Buying topup is a breeze with expressPay. Topup any network in a matter of seconds. Airtel, Glo, MTN, Tigo Vodafone, you’re covered! Instant internet purchases Need data? Get connected in seconds by purchasing your internet data with expressPay. 4G and 3G services are all covered. Paying for your data should be as easy as 1,2,3. Pay with ease Make payments to your favorite merchants and service providers with ease. Merchants get notified instantly. You can pay any way you like. If it’s digital, expressPay has you covered. expressPay accepts Visa, MasterCard, MTN mobile money, AirtelTigo Money and Vodafone Cash.
SSNIT Mobile App
Manage your pension and social security contributions with ease. This app allows members to view statements, estimate benefits, and apply for pensions. Employers can submit contributions and manage related processes securely.
- View pension statements
- Estimate pension benefits
- Apply for benefits
- Access pension payslips
- Enroll in SSNIT
- Submit employer contributions
- Request negotiations
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Welcome to the SSNIT app – your all-in-one solution for managing your pension effortlessly. With our user-friendly interface, members can access a range of features, including viewing statements, estimating pensions, applying for benefits, and accessing pension payslips. Prospective members can easily enrol in SSNIT directly through the app. For employers, the SSNIT app streamlines the process of submitting contributions, requesting negotiations, and applying for penalty waivers. Our secure platform ensures that your data is protected at all times.
Screenshots
Verdict
expressPay and SSNIT Mobile App both sit at 4.1 stars, but that hides the real split: 100% of SSNIT Mobile App's written reviews are positive against 58% of expressPay's. SSNIT Mobile App also leads on update cadence (every 2 weeks vs every 5 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.1 for expressPay against 4.2 for SSNIT Mobile App. Both are backed by a comparable volume of ratings — 114 and 48 respectively. Written reviews are what separate them: 58% of expressPay's written reviews are positive against 100% of SSNIT Mobile App's.
expressPay ships an update every 5 months, SSNIT Mobile App every 2 weeks. The most recent releases landed on September 30, 2026 and October 4, 2026 respectively.
| Parameter | expressPay | SSNIT Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (114 ratings) | 4.2 (48 ratings) — better |
| Positive reviews | 58.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 114 — better | 48 |
| Update frequency | Every 5 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 78 MB | 42 MB |
| Age rating | 4+ | 17+ |
| Developer | expressPay Ghana Limited | Social Security and National Insurance Trust |
Customer experience
expressPay
SSNIT Mobile App
Bugs and requests
expressPay
Reported bugs
9 issues- History keeps reappearing after deleting
- App crashes when profile menu is selected
- Cannot change subscriptions without app crashing
- Cannot load money on the app
- SMS code not received for registration
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- Password incorrect error, but new password matches old
- Request timed out error after update
- Login challenges after updates, even with 'remember me' ticked
- Mobile money transfer not working for Vodafone broadband with MTN
Requested features
15 requests- Add foreign cards
- Add payment reference/notation for Mobile Money
- Add chat and request sections
- Create ExpressPay QR code for payments
- Add passcode or fingerprint security feature
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- Add iTunes gift card as payment method
- Add Glo network support
- Add PIN number option for app login
- Add Fidelity Bank Ghana to Bank Direct option
- Add ability to send money from USA to Ghana
- Add support for Amex cards
- Add scheduled payment page functionality
- Add profile menu functionality
- Add a back button on certain areas
- Add option to use PIN as password for app
SSNIT Mobile App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
expressPay
No in-app purchases
SSNIT Mobile App
No in-app purchases
Questions
Is expressPay free?
Is SSNIT Mobile App free?
Which has better reviews, expressPay or SSNIT Mobile App?
Do expressPay or SSNIT Mobile App have ads?
Which is updated more often, expressPay or SSNIT Mobile App?
Other comparisons
