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Details

  • Released
  • Updated
  • November 27, 2023
  • April 17, 2026
Affinity screenshot #1 for iPhone
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About

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

User-friendly interface
24/7 banking access
Licensed and regulated
Affordable accounts and loans
Seamless money transfers
Effortless bill payments
Investment opportunities
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What users say

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What's New in Affinity

2.6.1

April 17, 2026

What’s New Fresh look: Our revamped onboarding is here! It’s designed to be sleek and simple Total profile control: Visit the updated MORE tab to access the new Action Center. Track profile upgrades, verify your ID, and keep your info current without needing a branch visit Simplified payments: Your beneficiaries are now grouped in one unified list for easier management Affinity for Business: Growing a company? Tap the new Affinity for Business section on the Home page to learn more about our dedicated platform and share it with fellow business owners Better transparency: We’ve updated our loan terms and conditions for better clarity of your agreements

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User reviews

Saving

Best for savings and investments

security

its very safe and fast

Good

The app is smooth and simple

Easy to use

The whole Ghana affinity be the easiest banking system

Easy to operate

Best banking app for everyone

User experience

🐞

Reported Bugs

1 issue

Verification issues

Bug

Requested Features

2 requests

Add Virtual Card

Feature

Visa card or Virtual Card options

Feature

FAQ

What does the Affinity app do?

The Affinity app provides a fully digital banking experience with inclusive financial solutions. You can open various types of accounts, apply for loans, transfer money, pay bills, and explore investment opportunities. It is designed to be user-friendly and accessible 24/7.

What are the key features of Affinity?

Key features include a user-friendly interface, 24/7 banking access, licensed and regulated operations by the Bank of Ghana, affordable current, savings, and investment accounts, loan options, seamless money transfers, bill payments, and investment opportunities. A dedicated support team is also available.

How much does Affinity cost?

The app itself is free to download and use, offering 24/7 banking services at an affordable cost. Specific product details, such as interest rates on accounts and loan terms, are available within the app. The description mentions no monthly fees for the Daily Account.

What types of accounts can I open with Affinity?

You can open a Daily Account for everyday banking needs with no monthly fees and up to 3% interest, a Growth Account for savings with competitive interest rates, and a Future Account for fixed-term deposits with superior interest rates. All these require a Daily Account to be opened first. Loans are also available.

Is Affinity safe and regulated?

Yes, Affinity is licensed and regulated by the Bank of Ghana. This ensures the security and trust of its users. The app also emphasizes a streamlined KYC verification process for account opening.