Saving
Best for savings and investments
security
its very safe and fast
Good
The app is smooth and simple
Easy to use
The whole Ghana affinity be the easiest banking system
Easy to operate
Best banking app for everyone

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.
Summarized from real user reviews of Affinity. Based on 1.3K reviews and a 4.6/5 average, it highlights the 5 positives and 1 negative reviewers mention most about this Finance app.
2.6.1
April 17, 2026
What’s New Fresh look: Our revamped onboarding is here! It’s designed to be sleek and simple Total profile control: Visit the updated MORE tab to access the new Action Center. Track profile upgrades, verify your ID, and keep your info current without needing a branch visit Simplified payments: Your beneficiaries are now grouped in one unified list for easier management Affinity for Business: Growing a company? Tap the new Affinity for Business section on the Home page to learn more about our dedicated platform and share it with fellow business owners Better transparency: We’ve updated our loan terms and conditions for better clarity of your agreements
More1 issue
Verification issues
2 requests
Add Virtual Card
Visa card or Virtual Card options
The Affinity app provides a fully digital banking experience with inclusive financial solutions. You can open various types of accounts, apply for loans, transfer money, pay bills, and explore investment opportunities. It is designed to be user-friendly and accessible 24/7.
Key features include a user-friendly interface, 24/7 banking access, licensed and regulated operations by the Bank of Ghana, affordable current, savings, and investment accounts, loan options, seamless money transfers, bill payments, and investment opportunities. A dedicated support team is also available.
The app itself is free to download and use, offering 24/7 banking services at an affordable cost. Specific product details, such as interest rates on accounts and loan terms, are available within the app. The description mentions no monthly fees for the Daily Account.
You can open a Daily Account for everyday banking needs with no monthly fees and up to 3% interest, a Growth Account for savings with competitive interest rates, and a Future Account for fixed-term deposits with superior interest rates. All these require a Daily Account to be opened first. Loans are also available.
Yes, Affinity is licensed and regulated by the Bank of Ghana. This ensures the security and trust of its users. The app also emphasizes a streamlined KYC verification process for account opening.