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Affinity

Affinity

by Affinity Africa Finance Limited

1.5K ratings
25 reviews
💰 Finance
Free

Details

Released
November 27, 2023
Updated
October 5, 2026

Developer

Affinity Africa Finance Limited
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About

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

✓User-friendly interface
✓24/7 banking access
✓Licensed and regulated
✓Affordable accounts and loans
✓Seamless money transfers
✓Effortless bill payments
✓Investment opportunities
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What users say about Affinity

Reviews of Affinity are mostly positive: the Finance app is rated 4.6/5 from 1.5K App Store ratings. What users like most: easy to operate, very convenient and reliable. Top complaints: verification issues. Summarized from real user reviews.

Positive things

  • 🚀Easy to operate
  • 👍Very convenient and reliable
  • 🔒Very safe
  • 👍Fast and reliable
  • 👍Smooth

Negative things

  • 🐛Verification issues
See all reviews

What's New in Affinity

2.9.8

October 5, 2026

- Auto deposits: Make and schedule automatic deposits from your MTN or Telecel wallets into your savings anytime - QR codes & Payment links: Share your personalised QR code or payment link to easily receive payments from your contacts via wallet, bank transfer, or app - "For you": Get personalised updates, loan offers, account nudges, and smart recommendations tailored to your profile on your Home page

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User reviews

Most RecentHighest RatedLowest Rated

BEST CUSTOMER SERVICE

They value their Customers and they will do anything possible to make you feel better and your Funds are Secured forever.
C7Carprio 747

Best mobile banking in this country

Great banking services with simple and user friendly interface. 5 stars so far
11cheon

The best

This is hands down the best experience I’ve had with mobile banking. App is so simple to navigate and use and transactions are instant. Keep up the good job Affinity 🙌
ENElle Nas

Saving

Best for savings and investments
YSYoung sterling

security

its very safe and fast
MDMr.kwame Dankwah
See 20 more reviews

User experience

🐞

Reported Bugs

1 issue

Verification issues

Bug
✨

Requested Features

2 requests

Add Virtual Card

Feature

Visa card or Virtual Card options

Feature

FAQ

What does the Affinity app do?

The Affinity app provides a fully digital banking experience with inclusive financial solutions. You can open various types of accounts, apply for loans, transfer money, pay bills, and explore investment opportunities. It is designed to be user-friendly and accessible 24/7.

What are the key features of Affinity?

Key features include a user-friendly interface, 24/7 banking access, licensed and regulated operations by the Bank of Ghana, affordable current, savings, and investment accounts, loan options, seamless money transfers, bill payments, and investment opportunities. A dedicated support team is also available.

How much does Affinity cost?

The app itself is free to download and use, offering 24/7 banking services at an affordable cost. Specific product details, such as interest rates on accounts and loan terms, are available within the app. The description mentions no monthly fees for the Daily Account.

What types of accounts can I open with Affinity?

You can open a Daily Account for everyday banking needs with no monthly fees and up to 3% interest, a Growth Account for savings with competitive interest rates, and a Future Account for fixed-term deposits with superior interest rates. All these require a Daily Account to be opened first. Loans are also available.

Is Affinity safe and regulated?

Yes, Affinity is licensed and regulated by the Bank of Ghana. This ensures the security and trust of its users. The app also emphasizes a streamlined KYC verification process for account opening.