This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.
Summarized from real user reviews of Affinity. Based on 1.5K reviews and a 4.6/5 average, it highlights the 5 positives and 1 negative reviewers mention most about this Finance app.
2.7.8
August 8, 2026
What’s new in this version We’re making it easier to manage your money, stay on track with your goals, and keep your details up to date—all without leaving the app Lock in your savings goals: Stay committed! Use the new Boost account termination toggle to keep your account locked for the full duration of your savings goal Easy account updates: You can now update your residential address, change your email address, or request to remove a secondary mobile wallet number directly in the app 100% digital profile review: Hit your 2-year milestone with us? You can now submit your profile details seamlessly in the app—no customer center calls or branch visits required Quick view transactions: Check your latest activity right from the home screen, with search filters so you can find your recent transactions in seconds
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The Affinity app provides a fully digital banking experience with inclusive financial solutions. You can open various types of accounts, apply for loans, transfer money, pay bills, and explore investment opportunities. It is designed to be user-friendly and accessible 24/7.
Key features include a user-friendly interface, 24/7 banking access, licensed and regulated operations by the Bank of Ghana, affordable current, savings, and investment accounts, loan options, seamless money transfers, bill payments, and investment opportunities. A dedicated support team is also available.
The app itself is free to download and use, offering 24/7 banking services at an affordable cost. Specific product details, such as interest rates on accounts and loan terms, are available within the app. The description mentions no monthly fees for the Daily Account.
You can open a Daily Account for everyday banking needs with no monthly fees and up to 3% interest, a Growth Account for savings with competitive interest rates, and a Future Account for fixed-term deposits with superior interest rates. All these require a Daily Account to be opened first. Loans are also available.
Yes, Affinity is licensed and regulated by the Bank of Ghana. This ensures the security and trust of its users. The app also emphasizes a streamlined KYC verification process for account opening.
