Best Loans In Ghana Apps

249+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated September 2026

CediPay is the household name in loans in ghana, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Loans In Ghana Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CediPayCediPayFree2.7★ (23)NoNoJul 2026
2Quick Loan - Credit Cash CalcQuick Loan - Credit Cash CalcFreeYesNoSep 2026
3SIKACASH+SIKACASH+Free4.6★ (1.9K)NoNoSep 2026
4Together LoansTogether LoansFree4.3★ (395)NoNoSep 2026
5Borrow Money Fast: Loan CalcBorrow Money Fast: Loan CalcFree4.5★ (382)YesNoSep 2026
6Fidelity FastLoanFidelity FastLoanFree2.4★ (29)NoNoJul 2026
7Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (460K)NoNoSep 2026
8Loan AccessLoan AccessFreeNoNoMay 2026

Top Picks for Loans In Ghana

Quick Loan - Credit Cash Calc#2

Quick Loan - Credit Cash Calc by JAYESHBHAI SAVANI

Instant loan EMI Planner
Strong Contender
💰 Finance
0.0(0 ratings)
FreeAds
Quick Loan - Credit Cash Calc screenshot 1
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Quick Loan - Credit Cash Calc screenshot 3
Quick Loan - Credit Cash Calc screenshot 4
Quick Loan - Credit Cash Calc screenshot 5

This personal finance education app helps users understand various loan types, estimate monthly payments, and make informed borrowing decisions. It offers educational content on loan categories, eligibility, and responsible borrowing, along with tools for EMI calculation and loan comparison.

SIKACASH+#3

SIKACASH+ by Nafa

Worth Considering
💰 Finance
4.6😞(1.9K ratings)
Free
SIKACASH+ screenshot 1
SIKACASH+ screenshot 2
SIKACASH+ screenshot 3
SIKACASH+ screenshot 4
SIKACASH+ screenshot 5
SIKACASH+ screenshot 6

Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure money transfers
  • 👍 Great customer service

Room to Improve

  • 🐛 Slow transaction speed
  • ❌ Poor responsiveness to customer inquiries
  • 🚫 Lack of customer support

More Loans In Ghana apps to explore

FAQ about Loans In Ghana

What are the best loans in ghana apps for iPhone?
CediPay tops our loans in ghana apps ranking as of September 2026, with a 2.7-star average from 23 App Store ratings, and it's free to download.
Yes — 20 of the top loans in ghana apps we rank are free to download, including CediPay and Quick Loan - Credit Cash Calc.
CediPay has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ loans in ghana apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
CediPay is a mobile-based platform designed for everyday payments of goods and important services. It allows users to send and receive money, pay bills, top up airtime, and pay for goods and services.
CediPay is supported on iPhone, iPad, and iPod devices. This ensures accessibility for users within the Apple ecosystem.