Best Loans In Ghana Apps

2.7(23 ratings)

Free

A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

SIKACASH+ by Nafa

Strong Contender

4.6😞(1.9K ratings)

Free

Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.

What We Love

🚀 Fast and easy to use
🔒 Secure money transfers
👍 Great customer service

Room to Improve

🐛 Slow transaction speed
❌ Poor responsiveness to customer inquiries
🚫 Lack of customer support

Borrow Money Fast: Loan Calc by JAYSUKHBHAI BARVALIYA

Instant Loan & EMI Calculator

Worth Considering

4.5(382 ratings)

FreeAds

Borrow Money Fast: Loan Calc screenshot 1

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Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

More Loans In Ghana apps to explore

Together Loans

by Transform Credit

View loan detailsAccess statementsSecure payments

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

(406)

Compare and Discover Loans

EasyLoans: Compare Loans

Compare Home LoansCompare Vehicle LoansCompare Personal Loans

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

(398)

FairMoney: Save, Spend, Credit

Instant Loan App For Fast Cash

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

(14K)

PayMe - Personal loan app

Instant personal loan app

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

free with in-app purchases

(33)

Fidelity FastLoan

by Fidelity Bank Plc

Instant micro loan disbursementLoan repayment optionsNo documentation required

This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

(29)

Bright: Loans & Credit Builder

AI Loan Asst > Credit & Loans

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Students Loan Trust Fund

Loan application for tertiary studentsRequires Ghana CardRequires personal email

This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.

(28)

iMobile: Loan, Cards & Banking

Loans, Cards, Payment & FASTag

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

by Affinity Africa Finance Limited

User-friendly interface24/7 banking accessLicensed and regulated

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

free with in-app purchases

(1.5K)

Kako Loan

A comprehensive financial tool

Upstart: Personal Loans + More

🌟 Lifestyle

(0)

Money for moments that matter

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

by FIDELITY BANK GHANA LTD

Account accessSecure transactionsPayments

This mobile banking application provides secure and convenient access to your Fidelity Bank Ghana accounts. Easily manage your finances, make payments, and perform transactions on the go. Self-registration allows for quick setup without needing to visit a branch.

Easily calculate monthly loan payments by inputting loan amount, term, and interest rate. This tool helps determine costs for various loan types like car loans or mortgages.

Loan payment calculationInput loan amountInput loan term

(1)

Brigit: Cash Advance & Credit

Get $25-$500* in Minutes

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

free with in-app purchases

(575K)

SendLibra

by Fortune Portfolio Ltd

Manage your finances on the go. View balances, transfer funds, pay bills, and track transactions. Securely access your accounts, manage debit cards, and handle loan repayments with ease. Download transaction history and communicate directly with support.

View account balancesTransfer moneyPay bills

(2)

Tilt: Cash Advance & Credit

Cash Advance, Credit Cards

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.