Best Loans In Ghana Apps

248+ iOS apps curated and reviewed

3.7 avg rating
20 free apps
Updated November 2026

CediPay is the household name in loans in ghana, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Loans In Ghana Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CediPayCediPayFree2.6★ (24)NoNoOct 2026
2SIKACASH+SIKACASH+Free4.6★ (1.9K)NoNoOct 2026
3Borrow Money Fast - Loan CalcBorrow Money Fast - Loan CalcFree4.4★ (624)YesNoOct 2026
4LendFlowLendFlowFree1.0★ (2)NoYesOct 2026
5AffinityAffinityFree4.6★ (1.5K)NoNoOct 2026
6Together LoansTogether LoansFree4.2★ (411)NoNoOct 2026
7Kako LoanKako LoanFree—NoNoAug 2026
8SLTF MobileSLTF MobileFree2.9★ (36)NoNoOct 2026

Top Picks for Loans In Ghana

2.6(24 ratings)
Free
CediPay screenshot 1
CediPay screenshot 2
CediPay screenshot 3
CediPay screenshot 4
CediPay screenshot 5

A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

SIKACASH+#2

SIKACASH+ by Nafa

Strong Contender
💰 Finance
4.6😞(1.9K ratings)
Free
SIKACASH+ screenshot 1
SIKACASH+ screenshot 2
SIKACASH+ screenshot 3
SIKACASH+ screenshot 4
SIKACASH+ screenshot 5
SIKACASH+ screenshot 6

Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure money transfers
  • 👍 Great customer service

Room to Improve

  • 🐛 Slow transaction speed
  • ❌ Poor responsiveness to customer inquiries
  • 🚫 Lack of customer support

More Loans In Ghana apps to explore

FAQ about Loans In Ghana

What are the best loans in ghana apps for iPhone?
CediPay tops our loans in ghana apps ranking as of November 2026, with a 2.6-star average from 24 App Store ratings, and it's free to download.
Yes — 20 of the top loans in ghana apps we rank are free to download, including CediPay and SIKACASH+.
CediPay has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 248+ loans in ghana apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.