Best Loan App In Ghana

245+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

Out of 245+ loan app in ghana on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Loan App In Ghana (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Quick Loan - Credit Cash CalcQuick Loan - Credit Cash CalcFreeYesNoAug 2026
2SIKACASH+SIKACASH+Free4.6★ (1.9K)NoNoAug 2026
3Easy Loan.Easy Loan.FreeNoNoJul 2026
4CediPayCediPayFree2.7★ (23)NoNoJul 2026
5Fidelity FastLoanFidelity FastLoanFree2.4★ (29)NoNoJul 2026
6Borrow Money Fast: Loan CalcBorrow Money Fast: Loan CalcFree4.5★ (2)YesNoAug 2026
7expressPayexpressPayFree4.1★ (114)NoNoAug 2026
8Fido My AccountFido My AccountFree4.2★ (1K)NoNoAug 2026

Top Picks for Loan App In Ghana

SIKACASH+#2

SIKACASH+ by Nafa

Strong Contender
💰 Finance
4.6😞(1.9K ratings)
Free
SIKACASH+ screenshot 1
SIKACASH+ screenshot 2
SIKACASH+ screenshot 3
SIKACASH+ screenshot 4
SIKACASH+ screenshot 5
SIKACASH+ screenshot 6

Send money internationally to Africa with a trusted service. Facilitate fast, secure, and cost-effective transfers to support loved ones and economic development. Send funds via debit or prepaid card to mobile wallets, office pickup, or bank deposit.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure money transfers
  • 👍 Great customer service

Room to Improve

  • 🐛 Slow transaction speed
  • ❌ Poor responsiveness to customer inquiries
  • 🚫 Lack of customer support

More Loan App In Ghana apps to explore

4
CediPay
CediPay
CediPay
by NEW-CEDIPAY GHANA LIMITED
Free

A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

Send and receive moneyPay billsTop up airtime
💰 Finance
(23)
free
5
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

Instant micro loan disbursementLoan repayment optionsNo documentation required
💰 Finance
(29)
free
6
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
💰 Finance
(2)
ad-supported
7
expressPay
expressPay
expressPay
by expressPay Ghana Limited
Free

Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.

Instant money transfersMobile money and bank account transfersInstant airtime purchases
💰 Finance
(114)
free
8
Fido My Account
Fido My Account
Fido My Account
Track data usage & pay bills
Free

Manage your mobile account, track data usage, and pay bills with ease. This app allows you to customize your plan, manage SIM cards, and access support 24/7. It also offers exclusive banking offers and travel features.

Track data usage with Data Bytes™Set wireless alertsMake secure payments
🔧 Utilities
(1K)
free
9
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
10
Loan Power
Loan Power
Loan Power
by David Burns
Free

Calculate loan payments, principal, interest rate, or term. It helps answer questions about loan affordability, credit card payoff timelines, and investment income generation.

Calculate loan paymentsDetermine principalCalculate interest rate
💰 Finance
(1)
free
11
Fidelity Bank Ghana
Fidelity Bank Ghana
Fidelity Bank Ghana
by FIDELITY BANK GHANA LTD
Free

This mobile banking application provides secure and convenient access to your Fidelity Bank Ghana accounts. Easily manage your finances, make payments, and perform transactions on the go. Self-registration allows for quick setup without needing to visit a branch.

Account accessSecure transactionsPayments
💰 Finance
(4.9K)
free
12
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
13
Affinity
Affinity
Affinity
by Affinity Africa Finance Limited
Free

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

User-friendly interface24/7 banking accessLicensed and regulated
💰 Finance
(1.5K)
free with in-app purchases
14
My MTN Ghana
My MTN Ghana
My MTN Ghana
Everything MTN in one app
Free

Manage all your mobile services in one place. Easily buy airtime, purchase bundles, and control your MoMo and Broadband accounts. Access product information 24/7 for ultimate convenience.

Buy airtimePurchase bundlesManage MoMo accounts
📊 Productivity
(22K)
ad-supported
15
Sinapi Mobile
Sinapi Mobile
Sinapi Mobile
by Sinapi Aba Savings & Loans
Free

Manage your banking needs and access financial education on the go. Send money to bank accounts, mobile wallets, or other SASL accounts, pay bills, and make merchant payments. Learn through engaging video content.

Send money to bank accountsSend money to mobile walletsTransfer between SASL accounts
💰 Finance
(1)
free
16
LoanTap
LoanTap
LoanTap
Bringing Dreams to Life
Free

Access fast, flexible personal loans designed for salaried professionals. Choose from various repayment plans to suit your financial needs and get funds quickly with minimal documentation. Apply digitally from anywhere.

Fast loan disbursal (24 hours)Flexible repayment plansCustomized personal loans
💰 Finance
(3)
free
17
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
18
Telecel Play (Ghana)
Telecel Play (Ghana)
Telecel Play (Ghana)
by Ghana Telecommunications Company Limited
Free

Manage your Telecel services with ease. Send money, pay bills, buy airtime and data bundles, and locate retail stores. Monitor your usage and access promotions all within a modern, user-friendly interface.

Telecel Cash money transfersAirtime and data bundle purchasesBroadband bill payments
🔧 Utilities
(16K)
free
19
Solis Finance App
Solis Finance App
Solis Finance App
Solis
Free

A digital banking app designed for informal workers, drivers, traders, entrepreneurs, and students in Ghana. It offers quick account setup, seamless mobile banking for payments and transfers, and real-time financial tracking. Built with advanced security, it provides access to credit and financial services anytime, anywhere.

Quick account setup in under 5 minutesSend/receive money, pay bills, top up airtimeReal-time transaction tracking and statements
💰 Finance
(1)
free
20
Simple Loan
Simple Loan
Simple Loan
by Jim Corbo
Free

Easily calculate monthly loan payments by inputting loan amount, term, and interest rate. This tool helps determine costs for various loan types like car loans or mortgages.

Loan payment calculationInput loan amountInput loan term
💰 Finance
(1)
free

FAQ about Loan App In Ghana

Are there free loan app in ghana for iPhone?
Yes — 20 of the top loan app in ghana we rank are free to download, including Quick Loan - Credit Cash Calc and SIKACASH+.
Quick Loan - Credit Cash Calc shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 245+ loan app in ghana on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.