Best Loan App In Ghana

198+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated May 2026

Out of 198+ loan app in ghana apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Loan App In Ghana

4.6😞(1.9K ratings)
Free
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SENDNAFA is a trusted international money transfer service focused on fast, secure transfers to Africa. Easily send money from your debit or prepaid card to Mobile Wallet, Office Pick Up, or Bank Deposit in various African countries. Empower individuals and support economic development with competitive rates and customer satisfaction guaranteed.

What We Love

  • πŸš€ Fast and easy to use
  • πŸ”’ Secure money transfers
  • πŸ‘ Great customer service

Room to Improve

  • πŸ› Slow transaction speed
  • ❌ Poor responsiveness to customer inquiries
  • 🚫 Lack of customer support
CediPay#2

CediPay by NEW-CEDIPAY GHANA LIMITED

Strong Contender
πŸ’° Finance
2.7(23 ratings)
Free
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This mobile-based platform enables users to make everyday payments, send and receive money, and pay bills, promoting financial and social inclusion for all. Download now and enjoy easy transactions, from sending money to topping up airtime and paying for goods and services.

Fidelity FastLoan#3

Fidelity FastLoan by Fidelity Bank Plc

Worth Considering
πŸ’° Finance
2.4(29 ratings)
Free
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This application allows users to process micro loans instantly, with disbursement within 2 minutes and flexible repayment options. It provides a convenient way to access loans without requiring documentation, collateral, or a bank visit.

More Loan App In Ghana apps to explore

4
Loan Power
Loan Power
Loan Power
by David Burns
Free

This application helps users calculate various loan and payment details, such as loan amount, payoff term, interest rate, and monthly payments. It enables users to answer common financial questions and make informed decisions about their loans and investments, try it out to take control of your finances.

πŸ’° Finance
(1)
5
Affinity
Affinity
Affinity
by Affinity Africa Finance Limited
Free

This digital financial institution offers inclusive banking solutions with 24/7 access to services, affordable products like accounts and loans, easy account opening with KYC verification, fund transfers, bill payments, investment opportunities, and dedicated customer support. Key products include a Daily Account with no monthly fees and up to 3% interest, a Growth Account for savings growth, a Future Account for fixed deposit savings, and Affinity Loans for business or personal needs. Join hassle-free with a valid Ghana Card.

πŸ’° Finance
(1.3K)
6
Easy Loan.
Easy Loan.
Easy Loan.
Easy loan
Free
πŸ’° Finance
(0)
7
Sinapi Mobile
Sinapi Mobile
Sinapi Mobile
by Sinapi Aba Savings & Loans
Free

This mobile app allows clients of a savings and loans company to perform various banking actions, such as sending money, paying merchants and bills, and transfer funds between accounts. It also provides access to business and financial education through engaging videos, download it now to manage your finances on the go.

πŸ’° Finance
(1)
8
LoanTap
LoanTap
LoanTap
Bringing Dreams to Life
Free

Get fast and flexible personal loans with a minimum salary requirement of Rs. 30,000/month, and enjoy customized repayment plans with options like Step Up, EMI Free, Term, and Overdraft. Apply now for a contactless, digital personal loan with a simple registration process and flexible loan tenures ranging from 3 months to 60 months.

πŸ’° Finance
(2)
9
Fidelity Bank Ghana
Fidelity Bank Ghana
Fidelity Bank Ghana
by FIDELITY BANK GHANA LTD
Free

Access all your accounts, make secure transactions, and manage your finances conveniently with this mobile app from a leading Ghanaian bank. Get started with self-registration today for easy and safe banking on-the-go!

πŸ’° Finance
(4.9K)
10
Quick Loan Evaluator & Calc
Quick Loan Evaluator & Calc
Quick Loan Evaluator & Calc
by Kipyegon Meshack
Free
πŸ’Ό Business
(0)
11
Fido My Account
Fido My Account
Fido My Account
Track data usage & pay bills
Free

Track data usage, bills, make secure payments, manage travel options, edit contact info, change payment method, adjust add-ons, and check network status all in one app. Take control of your account with ease.

πŸ”§ Utilities
(1K)
12
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

Get instant personal loans of up to Rs. 2 Lakh with flexible repayment options and quick approvals through this app. Register now and receive the desired amount directly into your bank account with a 100% paperless process.

πŸ’° Finance
(27)
13
AES Student Loans
AES Student Loans
AES Student Loans
by Avereo
Free

Manage your student loans effortlessly with the AES Student Loans app! Access your account, view loan details, make payments, manage Direct Debit, and plan for successful loan repayment all in one place. Download now for seamless loan management.

πŸ’° Finance
(16K)
14
expressPay
expressPay
expressPay
by expressPay Ghana Limited
Free

Make instant money transfers, buy airtime, and purchase internet data with just a few taps using this mobile application. Easily pay merchants and service providers with various payment options, including mobile money and credit cards.

πŸ’° Finance
(111)
15
My MTN Ghana
My MTN Ghana
My MTN Ghana
Everything MTN in one app
Free

Explore a comprehensive mobile app offering a range of MTN services in one place. From buying airtime to managing accounts and checking balances, simplify your mobile experience with this user-friendly app. Take control of your services and access information easily with myMTN.

πŸ“Š Productivity
(14K)
16
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free
πŸ’° Finance
(0)
17
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

πŸ’° Finance
(63K)
18
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

πŸ’° Finance
(33K)
19
Max Loan
Max Loan
Max Loan
by Malay Patel
Free

This loan management app helps you track and manage all your loans, including home, car, and personal loans, in one place, allowing you to view loan details, check installments, and edit loans. Download the app to easily stay on top of your loan repayments and take control of your finances.

πŸ’° Finance
(1)
20
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money quickly and easily across Africa with this cross-border payments app, connecting over 3 million users. Transfer funds locally or internationally straight from your mobile device.

πŸ’° Finance
(14K)