Comparison

Affinity vs FirstBank Ghana Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Affinity

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

Highlights
  • User-friendly interface
  • 24/7 banking access
  • Licensed and regulated
  • Affordable accounts and loans
  • Seamless money transfers
  • Effortless bill payments
  • Investment opportunities
Read full description

We are a fully digital financial institution committed to providing inclusive banking solutions for the majority. Key Features: • User-friendly interface: the Affinity app is designed for everyone in mind, ensuring a seamless and intuitive banking experience. • 24/7 banking: enjoy round-the-clock access to banking services at an affordable cost, right from your fingertips. • Licensed and regulated: rest assured, Affinity is licensed and regulated by the Bank of Ghana, prioritizing the security and trust of our users. • Affordable products: accessible to all and enjoyed by thousands, Affinity offers affordable current, savings, and investment accounts, along with loan options. • Account opening with KYC verification: join Affinity hassle-free with our streamlined KYC verification process. • Money transfers: seamlessly transfer funds between banks and mobile money accounts. • Bill payments: settle your bills effortlessly using our secure platform. • Investments: explore diverse investment opportunities to grow your wealth. • Support: our dedicated support team is ready to assist you whenever you need help. Key Products: • Daily Account: designed for your everyday banking needs, it is transactional and provides easy access to your funds. It works like a regular current account but has no monthly fees, and it gets you up to 3% in interest. All you need is your valid Ghana Card for account opening. • Growth Account: perfect if you’re looking to grow your savings, this account offers competitive interest rates and additional benefits. You can open a Growth Account once you have a Daily Account with us. • Future Account: fixed term deposit accounts that provide you with superior interest rates to enable you to build savings for future use. You can open a Future Account once you have a Daily Account with us. • Affinity Loans: a number of options for your business or personal needs. Our loans require proof of income and may require collateral depending on the amount. You will need to have a Daily Account to apply for a loan.

About

FirstBank Ghana Mobile App

This mobile banking application allows users to manage their accounts, perform transactions, and pay bills securely. It offers a seamless DIY enrollment process for new customers and provides 24/7 access to financial services, including biometric authentication.

Highlights
  • Create account without visiting the bank
  • View account balances
  • Manage accounts and transaction history
  • Initiate transfers to own, FirstBank, and other accounts
  • Secure transaction verification with PIN
  • Fund mobile money wallets
  • Pay bills (water, ECG, cable TV)
  • Biometric login
Features
Read full description

The FirstBank Ghana Mobile app is finally here! FirstBank Ghana Mobile app is the official mobile banking application from FirstBank Ghana. It provides convenient access by putting your bank in your pocket. You do not have to be a customer of FirstBank Ghana to have access to the app as long as you have an internet ready device and a mobile number, you are good to go. A unique feature of the app is that it gives you access to your account. Creating an Account is very seamless and a DIY enrolment process that provides you a 24/7 access to financial services. The App allows you perform transactions and manage your bank account(s). It is secure and very simple to use. The FirstBank Ghana Mobile app allows you: • Create an account all by yourself without visiting the bank • Take a selfie and upload an identity card • View the balances on your bank account(s) • Manage your account and preview your transaction history. • Initiate transfers to own account(s), FirstBank Ghana accounts and, also to other bank accounts. • Verify your transaction securely by using a self-selected PIN • Fund your mobile money wallet for both individual and agents with ease • Bills payment ( water, ECG and cable tv ) • Beautiful interface with display of different Ghanian landmarks • Self personalization by uploading your picture • Biometric enabled To get started: Non- Account holders • Visit your App store , search for FirstBank Ghana Mobile app, click the install button. • Launch the App, select language of choice and click on open Account • Accept the terms and condition then input your title, gender, phone number, email, first name, last name and date of birth. • To validate your identity, you will be prompted to provide your nationality, means of ID and ID card number. • You will be required to take a selfie. Enter new password and confirm, set a 4 digit PIN and confirm, provide 2 security questions and answers and then a 5 digit to token is sent to verify your mobile number. • Enter this code in the app and your account number will be successfully created. Your Account is created, and you can fund and start transacting • You can now login with your account number and enable your fingerprint as a login authenticator. Get onboard the FirstBank Ghana Mobile app and experience convenience at your fingertips. Account holders • Visit your App store, search for FirstBank Ghana Mobile app, click the install button. • Launch the App, select preferred language and click on existing customer. • Register with Debit Card / account number • You will be required to create password and confirm, set a 4 digit PIN and confirm, provide 2 security questions and answers and then a 5 digit to token is sent to verify your mobile number. • Enter this code in the app to complete your setup . • You can now login with your password and enable your fingerprint as a login authenticator.

Screenshots

Affinity4 screens
FirstBank Ghana Mobile App4 screens

Verdict

The call

The clearest difference is review sentiment: Affinity at 96% against FirstBank Ghana Mobile App's 23%. Affinity also leads on rating (4.6 vs 2.7) and ratings volume (1.5K vs 46). FirstBank Ghana Mobile App's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Affinity holds the better App Store score, 4.6 against 2.7. That said, the two scores are not equally well evidenced: Affinity has 1.5K ratings behind it against 46, so its average is the more settled of the two. Written reviews point the same way: 96% of Affinity's written reviews are positive against 23% of FirstBank Ghana Mobile App's.

UpkeepUpdate frequency

Affinity ships an update monthly, FirstBank Ghana Mobile App every 3 months. The most recent releases landed on October 29, 2026 and October 23, 2026 respectively.

Scorecard6 real differences · 4 level
Affinity versus FirstBank Ghana Mobile App: the parameters behind the verdict, then further details
ParameterAffinityFirstBank Ghana Mobile App
PriceFreeFree
Rating4.6 (1.5K ratings) — better2.7 (46 ratings)
Positive reviews96.0% of reviews — better23.1% of reviews
Number of ratings1.5K — better46
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.612.0 — better
Further details — not scored
Size107 MB50 MB
Age rating17+4+
DeveloperAffinity Africa Finance LimitedFirst Bank of Nigeria Limited

Customer experience

Affinity

All ratings1,498 ratings
Positive89.1%
Neutral5.3%
Negative5.6%
Written reviews25 reviews
Positive96.0%
Neutral0.0%
Negative4.0%

FirstBank Ghana Mobile App

All ratings46 ratings
Positive39.1%
Neutral6.5%
Negative54.3%
Written reviews13 reviews
Positive23.1%
Neutral15.4%
Negative61.5%

Bugs and requests

Affinity

Reported bugs

1 issue
  • Verification issues

Requested features

2 requests
  • Add Virtual Card
  • Visa card or Virtual Card options

FirstBank Ghana Mobile App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Affinity

No in-app purchases

None

FirstBank Ghana Mobile App

No in-app purchases

Questions

Is Affinity free?
Affinity is free to download, with no in-app purchases.
Is FirstBank Ghana Mobile App free?
FirstBank Ghana Mobile App is free to download, with no in-app purchases.
Which has better reviews, Affinity or FirstBank Ghana Mobile App?
Affinity is rated higher. Affinity averages 4.6 out of 5 from 1.5K ratings, while FirstBank Ghana Mobile App averages 2.7 from 46 ratings.
Do Affinity or FirstBank Ghana Mobile App have ads?
Neither Affinity nor FirstBank Ghana Mobile App shows ads.
Which is updated more often, Affinity or FirstBank Ghana Mobile App?
Affinity ships an update monthly, and FirstBank Ghana Mobile App every 3 months. Most recently, Affinity was updated on October 29, 2026 and FirstBank Ghana Mobile App on October 23, 2026.

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