Absa Ghana vs Affinity
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Absa Ghana
Manage your finances conveniently on the go with this secure banking application. Access account overviews, transaction history, and perform transfers, bill payments, and mobile money transactions.
- Account overview
- Transaction history filtering
- Inter-account transfers
- Airtime purchase
- Bill payments
- Mobile wallet transfers
Read full descriptionHide full description
Absa Bank Ghana Limited: Bank on the go with the bank that brings your possibilities to life. With simple, fast and secure banking now at your fingertips, you can transact from anywhere, anytime. Here’s what you can expect: • A clear overview of all your accounts. • Filtered transaction history according to your needs. • Seamless transfers between your accounts. • Buy airtime and pay bills from where you are. • Send money to a mobile wallet account. • Control over your account activity. Download the Absa Banking App now and experience convenient banking.
Affinity
This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.
- User-friendly interface
- 24/7 banking access
- Licensed and regulated
- Affordable accounts and loans
- Seamless money transfers
- Effortless bill payments
- Investment opportunities
Read full descriptionHide full description
We are a fully digital financial institution committed to providing inclusive banking solutions for the majority. Key Features: • User-friendly interface: the Affinity app is designed for everyone in mind, ensuring a seamless and intuitive banking experience. • 24/7 banking: enjoy round-the-clock access to banking services at an affordable cost, right from your fingertips. • Licensed and regulated: rest assured, Affinity is licensed and regulated by the Bank of Ghana, prioritizing the security and trust of our users. • Affordable products: accessible to all and enjoyed by thousands, Affinity offers affordable current, savings, and investment accounts, along with loan options. • Account opening with KYC verification: join Affinity hassle-free with our streamlined KYC verification process. • Money transfers: seamlessly transfer funds between banks and mobile money accounts. • Bill payments: settle your bills effortlessly using our secure platform. • Investments: explore diverse investment opportunities to grow your wealth. • Support: our dedicated support team is ready to assist you whenever you need help. Key Products: • Daily Account: designed for your everyday banking needs, it is transactional and provides easy access to your funds. It works like a regular current account but has no monthly fees, and it gets you up to 3% in interest. All you need is your valid Ghana Card for account opening. • Growth Account: perfect if you’re looking to grow your savings, this account offers competitive interest rates and additional benefits. You can open a Growth Account once you have a Daily Account with us. • Future Account: fixed term deposit accounts that provide you with superior interest rates to enable you to build savings for future use. You can open a Future Account once you have a Daily Account with us. • Affinity Loans: a number of options for your business or personal needs. Our loans require proof of income and may require collateral depending on the amount. You will need to have a Daily Account to apply for a loan.
Screenshots
Verdict
The clearest difference is review sentiment: Affinity at 96% against Absa Ghana's 10%. Affinity also leads on rating (4.6 vs 2.9) and ratings volume (1.5K vs 83). Absa Ghana's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Affinity holds the better App Store score, 4.6 against 2.9. That said, the two scores are not equally well evidenced: Affinity has 1.5K ratings behind it against 83, so its average is the more settled of the two. Written reviews point the same way: 10% of Absa Ghana's written reviews are positive against 96% of Affinity's.
Absa Ghana ships an update every 2 months, Affinity every 3 weeks. The most recent releases landed on September 21, 2026 and September 24, 2026 respectively.
| Parameter | Absa Ghana | Affinity |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (83 ratings) | 4.6 (1.5K ratings) — better |
| Positive reviews | 9.8% of reviews | 96.0% of reviews — better |
| Number of ratings | 83 | 1.5K — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 114 MB | 108 MB |
| Age rating | 17+ | 17+ |
| Developer | Absa Bank Limited | Affinity Africa Finance Limited |
Customer experience
Absa Ghana
Affinity
Bugs and requests
Absa Ghana
Not enough reviews yet to summarise bugs or requests.
Affinity
Reported bugs
1 issue- Verification issues
Requested features
2 requests- Add Virtual Card
- Visa card or Virtual Card options
In-app purchases
Absa Ghana
No in-app purchases
Affinity
No in-app purchases






