Comparison

Absa Ghana vs Affinity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Absa Ghana

Manage your finances conveniently on the go with this secure banking application. Access account overviews, transaction history, and perform transfers, bill payments, and mobile money transactions.

Highlights
  • Account overview
  • Transaction history filtering
  • Inter-account transfers
  • Airtime purchase
  • Bill payments
  • Mobile wallet transfers
Read full description

Absa Bank Ghana Limited: Bank on the go with the bank that brings your possibilities to life. With simple, fast and secure banking now at your fingertips, you can transact from anywhere, anytime. Here’s what you can expect: • A clear overview of all your accounts. • Filtered transaction history according to your needs. • Seamless transfers between your accounts. • Buy airtime and pay bills from where you are. • Send money to a mobile wallet account. • Control over your account activity. Download the Absa Banking App now and experience convenient banking.

About

Affinity

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

Highlights
  • User-friendly interface
  • 24/7 banking access
  • Licensed and regulated
  • Affordable accounts and loans
  • Seamless money transfers
  • Effortless bill payments
  • Investment opportunities
Read full description

We are a fully digital financial institution committed to providing inclusive banking solutions for the majority. Key Features: • User-friendly interface: the Affinity app is designed for everyone in mind, ensuring a seamless and intuitive banking experience. • 24/7 banking: enjoy round-the-clock access to banking services at an affordable cost, right from your fingertips. • Licensed and regulated: rest assured, Affinity is licensed and regulated by the Bank of Ghana, prioritizing the security and trust of our users. • Affordable products: accessible to all and enjoyed by thousands, Affinity offers affordable current, savings, and investment accounts, along with loan options. • Account opening with KYC verification: join Affinity hassle-free with our streamlined KYC verification process. • Money transfers: seamlessly transfer funds between banks and mobile money accounts. • Bill payments: settle your bills effortlessly using our secure platform. • Investments: explore diverse investment opportunities to grow your wealth. • Support: our dedicated support team is ready to assist you whenever you need help. Key Products: • Daily Account: designed for your everyday banking needs, it is transactional and provides easy access to your funds. It works like a regular current account but has no monthly fees, and it gets you up to 3% in interest. All you need is your valid Ghana Card for account opening. • Growth Account: perfect if you’re looking to grow your savings, this account offers competitive interest rates and additional benefits. You can open a Growth Account once you have a Daily Account with us. • Future Account: fixed term deposit accounts that provide you with superior interest rates to enable you to build savings for future use. You can open a Future Account once you have a Daily Account with us. • Affinity Loans: a number of options for your business or personal needs. Our loans require proof of income and may require collateral depending on the amount. You will need to have a Daily Account to apply for a loan.

Screenshots

Absa Ghana4 screens
Affinity4 screens

Verdict

The call

The clearest difference is review sentiment: Affinity at 96% against Absa Ghana's 10%. Affinity also leads on rating (4.6 vs 2.9) and ratings volume (1.5K vs 83). Absa Ghana's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Affinity holds the better App Store score, 4.6 against 2.9. That said, the two scores are not equally well evidenced: Affinity has 1.5K ratings behind it against 83, so its average is the more settled of the two. Written reviews point the same way: 10% of Absa Ghana's written reviews are positive against 96% of Affinity's.

UpkeepUpdate frequency

Absa Ghana ships an update every 2 months, Affinity every 3 weeks. The most recent releases landed on September 21, 2026 and September 24, 2026 respectively.

Scorecard5 real differences · 5 level
Absa Ghana versus Affinity: the parameters behind the verdict, then further details
ParameterAbsa GhanaAffinity
PriceFreeFree
Rating2.9 (83 ratings)4.6 (1.5K ratings) — better
Positive reviews9.8% of reviews96.0% of reviews — better
Number of ratings831.5K — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size114 MB108 MB
Age rating17+17+
DeveloperAbsa Bank LimitedAffinity Africa Finance Limited

Customer experience

Absa Ghana

All ratings83 ratings
Positive43.4%
Neutral9.6%
Negative47.0%
Written reviews41 reviews
Positive9.8%
Neutral17.1%
Negative73.2%

Affinity

All ratings1,466 ratings
Positive89.3%
Neutral5.2%
Negative5.5%
Written reviews25 reviews
Positive96.0%
Neutral0.0%
Negative4.0%

Bugs and requests

Absa Ghana

Not enough reviews yet to summarise bugs or requests.

Affinity

Reported bugs

1 issue
  • Verification issues

Requested features

2 requests
  • Add Virtual Card
  • Visa card or Virtual Card options

In-app purchases

None

Absa Ghana

No in-app purchases

None

Affinity

No in-app purchases

Questions

Is Absa Ghana free?
Absa Ghana is free to download, with no in-app purchases.
Is Affinity free?
Affinity is free to download, with no in-app purchases.
Which has better reviews, Absa Ghana or Affinity?
Affinity is rated higher. Absa Ghana averages 2.9 out of 5 from 83 ratings, while Affinity averages 4.6 from 1.5K ratings.
Do Absa Ghana or Affinity have ads?
Neither Absa Ghana nor Affinity shows ads.
Which is updated more often, Absa Ghana or Affinity?
Absa Ghana ships an update every 2 months, and Affinity every 3 weeks. Most recently, Absa Ghana was updated on September 21, 2026 and Affinity on September 24, 2026.

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