expressPay vs Absa Ghana
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
expressPay
Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.
- Instant money transfers
- Mobile money and bank account transfers
- Instant airtime purchases
- Instant internet data purchases
- Merchant and service provider payments
- Multiple payment methods accepted
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Instant money transfers Send money instantly in just a few taps. Send directly to Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash or to a bank account! Your days of visiting the bank branch to make a deposit are over. Tap, tap, tap and you’re done! Instant airtime purchases Buying topup is a breeze with expressPay. Topup any network in a matter of seconds. Airtel, Glo, MTN, Tigo Vodafone, you’re covered! Instant internet purchases Need data? Get connected in seconds by purchasing your internet data with expressPay. 4G and 3G services are all covered. Paying for your data should be as easy as 1,2,3. Pay with ease Make payments to your favorite merchants and service providers with ease. Merchants get notified instantly. You can pay any way you like. If it’s digital, expressPay has you covered. expressPay accepts Visa, MasterCard, MTN mobile money, AirtelTigo Money and Vodafone Cash.
Absa Ghana
Manage your finances conveniently on the go with this secure banking application. Access account overviews, transaction history, and perform transfers, bill payments, and mobile money transactions.
- Account overview
- Transaction history filtering
- Inter-account transfers
- Airtime purchase
- Bill payments
- Mobile wallet transfers
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Absa Bank Ghana Limited: Bank on the go with the bank that brings your possibilities to life. With simple, fast and secure banking now at your fingertips, you can transact from anywhere, anytime. Here’s what you can expect: • A clear overview of all your accounts. • Filtered transaction history according to your needs. • Seamless transfers between your accounts. • Buy airtime and pay bills from where you are. • Send money to a mobile wallet account. • Control over your account activity. Download the Absa Banking App now and experience convenient banking.
Screenshots
Verdict
The clearest difference is review sentiment: expressPay at 58% against Absa Ghana's 10%. expressPay also leads on rating (4.1 vs 2.9). Absa Ghana's advantage is update cadence (every 2 months vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
expressPay holds the better App Store score, 4.1 against 2.9. Both are backed by a comparable volume of ratings — 114 and 83 respectively. Written reviews point the same way: 58% of expressPay's written reviews are positive against 10% of Absa Ghana's.
expressPay ships an update every 5 months, Absa Ghana every 2 months. The most recent releases landed on September 20, 2026 and September 21, 2026 respectively.
| Parameter | expressPay | Absa Ghana |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (114 ratings) — better | 2.9 (83 ratings) |
| Positive reviews | 58.3% of reviews — better | 9.8% of reviews |
| Number of ratings | 114 — better | 83 |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 78 MB | 114 MB |
| Age rating | 4+ | 17+ |
| Developer | expressPay Ghana Limited | Absa Bank Limited |
Customer experience
expressPay
Absa Ghana
Bugs and requests
expressPay
Reported bugs
9 issues- History keeps reappearing after deleting
- App crashes when profile menu is selected
- Cannot change subscriptions without app crashing
- Cannot load money on the app
- SMS code not received for registration
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- Password incorrect error, but new password matches old
- Request timed out error after update
- Login challenges after updates, even with 'remember me' ticked
- Mobile money transfer not working for Vodafone broadband with MTN
Requested features
15 requests- Add foreign cards
- Add payment reference/notation for Mobile Money
- Add chat and request sections
- Create ExpressPay QR code for payments
- Add passcode or fingerprint security feature
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- Add iTunes gift card as payment method
- Add Glo network support
- Add PIN number option for app login
- Add Fidelity Bank Ghana to Bank Direct option
- Add ability to send money from USA to Ghana
- Add support for Amex cards
- Add scheduled payment page functionality
- Add profile menu functionality
- Add a back button on certain areas
- Add option to use PIN as password for app
Absa Ghana
Not enough reviews yet to summarise bugs or requests.
In-app purchases
expressPay
No in-app purchases
Absa Ghana
No in-app purchases
