Best Express Pay Apps

242+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated May 2026

Whether you're new to express pay or looking for an upgrade, our curated collection of 242+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Express Pay Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1expressPayexpressPayFree4.1★ (114)NoNoAug 2026
2Xpress Bill PayXpress Bill PayFree4.8★ (26K)NoNoAug 2026
3PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
4eziPay GhanaeziPay GhanaFree3.2★ (17)NoNoMay 2026
5ExpressPay WalletExpressPay WalletFree4.0★ (1)NoNoMay 2026
6Chipper CashChipper CashFree4.4★ (15K)NoNoAug 2026
7Rain Instant PayRain Instant PayFree4.8★ (40K)NoNoAug 2026
8rapid! Payrapid! PayFree4.5★ (188K)NoNoAug 2026

Top Picks for Express Pay

expressPay#1

expressPay by expressPay Ghana Limited

Editor's Choice
💰 Finance
4.1(114 ratings)
Free
expressPay screenshot 1
expressPay screenshot 2
expressPay screenshot 3
expressPay screenshot 4
expressPay screenshot 5
expressPay screenshot 6

Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.

Xpress Bill Pay#2

Xpress Bill Pay by Xpress Solutions Inc.

The trusted way to pay
Strong Contender
💰 Finance
4.8😐(26K ratings)
Free
Xpress Bill Pay screenshot 1
Xpress Bill Pay screenshot 2
Xpress Bill Pay screenshot 3
Xpress Bill Pay screenshot 4
Xpress Bill Pay screenshot 5
Xpress Bill Pay screenshot 6

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient bill payment
  • 💡 Helpful features like paperless statements
  • 👍 User-friendly app

Room to Improve

  • 🐛 Update loop issues
  • 🐛 App not working after updates
  • 🐛 Routing number/payment issues
PayPal - Pay, Send, Save#3

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, savings, pay later
Worth Considering
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts

More Express Pay apps to explore

4
eziPay Ghana
eziPay Ghana
eziPay Ghana
by Artificial Intelligence Technologies Limited
Free

Send money, pay bills, and recharge airtime to Ghana from anywhere in the world. Supports various payment methods including debit/credit cards and mobile money. Offers P2P QR code payments for merchants and individuals.

Send money to GhanaPay bills and servicesPurchase airtime
💼 Business
(17)
free
5
ExpressPay Wallet
ExpressPay Wallet
ExpressPay Wallet
by Expressbank OJSC
Free

This digital wallet facilitates government payments, utility bills, mobile top-ups, and transfers between users. It allows for easy funding via bank card and withdrawal to a bank card, offering a convenient way to manage finances.

Government payments (fines, taxes)Utility and mobile bill paymentsMoney transfers between users
💰 Finance
(1)
free
6
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free
7
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
8
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(188K)
free
9
myghpay
myghpay
myghpay
by GUARANTY TRUST BANK GHANA LTD
Free

This app facilitates secure and fast payments for a wide range of goods and services using your mobile money, cards, or bank account. It offers convenient features like remembering favorites and biometric authorization for seamless transactions.

Mobile money paymentsCard payments (Visa/Mastercard)Bank account payments
💰 Finance
(317)
free
10
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(846K)
free with in-app purchases
11
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(55K)
free
12
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(470K)
free with in-app purchases
13
Pay Up: Buy,Pay,Send & Receive
Pay Up: Buy,Pay,Send & Receive
Pay Up: Buy,Pay,Send & Receive
Buy, Pay, Send & receive money
Free

This app empowers users with seamless cross-border money transfers, currency conversions, and secure virtual card transactions. Access digital gift cards for various platforms and maximize your local currency's global potential for simpler, faster, and more convenient financial operations.

Cross-border remittancesCurrency conversionsSecure virtual card transactions
💰 Finance
(18)
free
14
Be Express Pay
Be Express Pay
Be Express Pay
by Bangkok Bank Public Company Limited
Free

Turn your smartphone or tablet into a secure payment device. Accept various debit and credit cards for merchandise and services. Become a merchant and enjoy the benefits of easy payment processing.

Accepts VISA, MasterCard, JCB, Unionpay, TPNSupports debit and credit cardsTransforms iOS devices into payment terminals
💰 Finance
(1)
free
15
Stripe Express
Stripe Express
Stripe Express
Track your earnings on the go
Free

Monitor your income from platforms that use Stripe for payouts. View your real-time balance, upcoming payments, and analyze your cash flow. Update your account details and access tax forms directly from your mobile device.

Track earnings on the goView available balance in real-timeSee upcoming payouts
💰 Finance
(29K)
free
16
Heartland Express - Driver App
Heartland Express - Driver App
Heartland Express - Driver App
by Heartland Express Inc
Free

Manage non-driving work and access important information on the go. View messages, load assignments, and more from your smartphone, saving time and increasing convenience.

Load acceptance and managementMessagingPaperwork scanning
💼 Business
(1.2K)
free
17
DHL Express Mobile App
DHL Express Mobile App
DHL Express Mobile App
by DHL Express
Free

Track shipments and manage deliveries efficiently. Locate nearby service points for drop-offs and collections, and get instant shipping rate estimates. Features include GPS location and camera barcode scanning.

Shipment trackingDelivery managementService point locator
💼 Business
(18K)
free
18
FacilePay for Stripe Payments
FacilePay for Stripe Payments
FacilePay for Stripe Payments
Accept Credit Card Payments
Free

Accept credit and debit card payments on the go using your smartphone. This app simplifies on-the-spot transactions for small businesses, eliminating late payments and offering a user-friendly interface for managing finances.

Accept major credit/debit cardsSupport for 135+ currenciesCapture card details via photo or manual entry
💼 Business
(216)
free with in-app purchases
19
Express
Express
Express
by Express, Inc.
Free

Discover fashion tailored to your lifestyle with a wide selection of clothing and the latest trends. Manage your rewards, access exclusive offers, and enjoy a streamlined checkout experience.

Access Express Insider rewardsExclusive offersBrowse all styles and trends
🛍️ Shopping
(23K)
free with in-app purchases
20
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Fast international payments
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.7M)
free with in-app purchases

FAQ about Express Pay

What are the best express pay apps for iPhone?
expressPay tops our express pay apps ranking as of May 2026, with a 4.1-star average from 114 App Store ratings, and it's free to download.
Yes — 20 of the top express pay apps we rank are free to download, including expressPay and Xpress Bill Pay.
expressPay has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 242+ express pay apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
expressPay allows you to send money instantly to mobile money accounts (Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash) or bank accounts. You can also purchase airtime and internet data for any network in seconds, and make payments to various merchants and service providers.
Sending money is designed to be quick and easy. Simply tap through the app to initiate a transfer directly to a mobile money wallet or a bank account. The process is streamlined to avoid the need for visiting a bank branch.

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