Best Express Pay Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Whether you're new to express pay or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Express Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1expressPayexpressPayFree4.1★ (114)NoNoAug 2026
2Xpress Bill PayXpress Bill PayFree4.8★ (26K)NoNoAug 2026
3rapid! Payrapid! PayFree4.5★ (189K)NoNoAug 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
5DailyPay On-Demand PayDailyPay On-Demand PayFree4.8★ (478K)NoNoAug 2026
6ExpressPay WalletExpressPay WalletFree4.0★ (1)NoNoMay 2026
7AmexAmexFree4.9★ (4.4M)YesNoAug 2026
8Be Express PayBe Express PayFree1.0★ (1)NoNoMay 2026

Top Picks for Express Pay

expressPay#1

expressPay by expressPay Ghana Limited

Editor's Choice
💰 Finance
4.1(114 ratings)
Free
expressPay screenshot 1
expressPay screenshot 2
expressPay screenshot 3
expressPay screenshot 4
expressPay screenshot 5
expressPay screenshot 6

Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.

Xpress Bill Pay#2

Xpress Bill Pay by Xpress Solutions Inc.

The trusted way to pay
Strong Contender
💰 Finance
4.8😐(26K ratings)
Free
Xpress Bill Pay screenshot 1
Xpress Bill Pay screenshot 2
Xpress Bill Pay screenshot 3
Xpress Bill Pay screenshot 4
Xpress Bill Pay screenshot 5
Xpress Bill Pay screenshot 6

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient bill payment
  • 💡 Helpful features like paperless statements
  • 👍 User-friendly app

Room to Improve

  • 🐛 Update loop issues
  • 🐛 App not working after updates
  • 🐛 Routing number/payment issues
rapid! Pay#3

rapid! Pay by Green Dot Corporation

rapid! Access PayCard OnDemand
Worth Considering
💰 Finance
4.5😞(189K ratings)
Free
rapid! Pay screenshot 1
rapid! Pay screenshot 2
rapid! Pay screenshot 3
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rapid! Pay screenshot 5
rapid! Pay screenshot 6

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

What We Love

  • 🚀 Instant deposits
  • 💡 Savings account feature
  • 👍 Convenient for getting paid
  • 🔒 Secure with fingerprint login

Room to Improve

  • 🐛 App crashes and login issues
  • ⏱️ Inconsistent and delayed fund availability
  • 🤖 Poor customer service and language barriers

More Express Pay apps to explore

4
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
5
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(478K)
free with in-app purchases
6
ExpressPay Wallet
ExpressPay Wallet
ExpressPay Wallet
by Expressbank OJSC
Free

This digital wallet facilitates government payments, utility bills, mobile top-ups, and transfers between users. It allows for easy funding via bank card and withdrawal to a bank card, offering a convenient way to manage finances.

Government payments (fines, taxes)Utility and mobile bill paymentsMoney transfers between users
💰 Finance
(1)
free
7
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
💰 Finance
(4.4M)
free
8
Be Express Pay
Be Express Pay
Be Express Pay
by Bangkok Bank Public Company Limited
Free

Turn your smartphone or tablet into a secure payment device. Accept various debit and credit cards for merchandise and services. Become a merchant and enjoy the benefits of easy payment processing.

Accepts VISA, MasterCard, JCB, Unionpay, TPNSupports debit and credit cardsTransforms iOS devices into payment terminals
💰 Finance
(1)
free
9
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(853K)
free with in-app purchases
10
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
11
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Fast international payments
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.7M)
free with in-app purchases
12
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(56K)
free
13
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(41K)
free
14
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(411K)
free with in-app purchases
15
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free
16
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
17
Pay Up: Buy,Pay,Send & Receive
Pay Up: Buy,Pay,Send & Receive
Pay Up: Buy,Pay,Send & Receive
Buy, Pay, Send & receive money
Free

This app empowers users with seamless cross-border money transfers, currency conversions, and secure virtual card transactions. Access digital gift cards for various platforms and maximize your local currency's global potential for simpler, faster, and more convenient financial operations.

Cross-border remittancesCurrency conversionsSecure virtual card transactions
💰 Finance
(19)
free
18
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
💰 Finance
(78K)
free
19
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
20
Stripe Express
Stripe Express
Stripe Express
Track your earnings on the go
Free

Monitor your income from platforms that use Stripe for payouts. View your real-time balance, upcoming payments, and analyze your cash flow. Update your account details and access tax forms directly from your mobile device.

Track earnings on the goView available balance in real-timeSee upcoming payouts
💰 Finance
(30K)
free

FAQ about Express Pay

What are the best express pay apps for iPhone?
expressPay tops our express pay apps ranking as of August 2026, with a 4.1-star average from 114 App Store ratings, and it's free to download.
Yes — 20 of the top express pay apps we rank are free to download, including expressPay and Xpress Bill Pay.
expressPay has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ express pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
expressPay allows you to send money instantly to mobile money accounts (Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash) or bank accounts. You can also purchase airtime and internet data for any network in seconds, and make payments to various merchants and service providers.
Sending money is designed to be quick and easy. Simply tap through the app to initiate a transfer directly to a mobile money wallet or a bank account. The process is streamlined to avoid the need for visiting a bank branch.

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