Comparison

易方达e钱包 vs 现金宝

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

易方达e钱包

This app offers professional investment advisory services tailored to client needs, enhancing the investment experience. It provides over 130 investment strategies across four demand scenarios to meet diverse investment requirements. Enjoy zero-fee fund purchases.

Highlights
  • Professional investment advisory services
  • 130+ investment strategies
  • Four demand scenarios
  • Zero-fee fund purchases
  • Wealth management solutions
Read full description

易方达财富APP e钱包提供从机器投顾到专属顾问多层次投顾服务。机器投顾费率优惠,1000元起投。您在线填写简单问卷后,系统将自动为您匹配适合的策略,策略由专业投研团队管理、动态调仓,便捷、简单、省心。 随着您的资产规模增加,可解锁专属顾问服务。130+投顾策略覆盖多元需求场景,更有一对一专属顾问全程护航,持续提升您的投资体验。 关于易方达财富: 2025年7月成立,由易方达基金全资持股,注册资本1亿元人民币。 公司聚焦开展买方投资顾问服务,致力于探索投顾业务和财富管理的新模式、新业态。 公司组建了高水平的投资研究、顾问服务、系统开发、金融科技、风控管理、运营运作等全流程服务团队,为客户提供高质量的财富管理解决方案和服务。 公司逐步建立全市场基金产品的代销体系,为销售业务客户提供丰富的产品选择,为投资顾问业务构建全面坚实的业务保障。 联系我们: 官方网站:www.efundcf.com.cn 服务热线:400-160-8888 客服邮箱:wealth@efunds.com.cn

About

现金宝

This platform offers a wide range of investment funds, including money market, bond, index, and equity funds. It provides competitive fees and market insights to help users make informed investment decisions. The service is backed by a reputable asset management company with numerous industry awards.

Highlights
  • Diverse fund selection
  • Competitive purchase fees
  • Market news and analysis
  • Investment companionship services
  • Backed by award-winning company
Features
Read full description

现金宝,更懂你的财富管家! 汇添富财富打造的互联网理财账户! 【公司介绍】 汇添富基金销售(上海)有限公司是汇添富基金100%全资持股的专业持牌子公司,2026年正式展业。承袭母公司近二十年财富管理深厚积淀,具备线上线下一体化全覆盖的投资服务体系,以深度品牌信任为纽带,打造懂资产、更懂你的财富管理生态。 公司核心业务聚焦公募证券投资基金销售,依托母公司行业积淀与专业体系,搭建全市场优质基金销售服务平台,采用线上线下一体化的业务开展模式,构建了覆盖财富管理全链条的专业化服务体系。 【产品优势】 * 产品线丰富:精选全市场基金,涵盖货币、债券、权益、QDII等全品类,满足您不同理财需求; * 资金周转灵活:现金宝单日快取额度提升至10万元,更好地提升流动性。 * 温暖陪伴常在:全新AI阵地,重构“播报式”内容体系,支持用户自定义克隆专属语音。用最爱的声音,听最AI的财富事,另有专业理财师与客户经理团队随时响应,伴您一路前行。 【联系我们】 官方网站:https://www.htfwm.com 官方微信:微信公众号关注“汇添富基金” 客服热线:400-888-9918 (基金有风险,投资需谨慎) 风险提示: 升级后您原有的汇添富基金直销资产将转托管至汇添富基金销售(上海)有限公司,销售机构会发生变更,但所持有基金的基金管理人不变更,个人养老金基金份额、基金美元份额等业务仍保留在汇添富基金。升级申请一经受理,不支持撤销。快速取现为增值服务,T+0到账、当天无收益,升级后现金宝账户快取实质为货币优选投顾策略快速赎回交易,单客户单自然日单只货币基金快取限额1万元,日累计快取最高10万元,依约可暂停,请提前做好资金安排并阅读相关服务协议。基金有风险,投资需谨慎。投顾服务/策略皆由汇添富基金提供,汇添富销售仅作为代销机构提供基金销售及交易支持。

Screenshots

易方达e钱包4 screens
现金宝4 screens

Verdict

The call

The clearest difference is review sentiment: 易方达e钱包 at 94% against 现金宝's 0%. 易方达e钱包 also leads on rating (4.9 vs 1.7) and ratings volume (119 vs 7). 现金宝's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

易方达e钱包 holds the better App Store score, 4.9 against 1.7. That said, the two scores are not equally well evidenced: 易方达e钱包 has 119 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 94% of 易方达e钱包's written reviews are positive against 0% of 现金宝's.

UpkeepUpdate frequency

易方达e钱包 ships an update monthly, 现金宝 every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
易方达e钱包 versus 现金宝: the parameters behind the verdict, then further details
Parameter易方达e钱包现金宝
PriceFreeFree
Rating4.9 (119 ratings) — better1.7 (7 ratings)
Positive reviews94.0% of reviews — better0.0% of reviews
Number of ratings119 — better7
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size122 MB162 MB
Age rating4+4+
Developer易方达基金管理有限公司汇添富基金销售(上海)有限公司

Customer experience

易方达e钱包

All ratings119 ratings
Positive97.5%
Neutral0.0%
Negative2.5%
Written reviews50 reviews
Positive94.0%
Neutral2.0%
Negative4.0%

现金宝

All ratings7 ratings
Positive14.3%
Neutral0.0%
Negative85.7%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

易方达e钱包

No in-app purchases

None

现金宝

No in-app purchases

Questions

Is 易方达e钱包 free?
易方达e钱包 is free to download, with no in-app purchases.
Is 现金宝 free?
现金宝 is free to download, with no in-app purchases.
Which has better reviews, 易方达e钱包 or 现金宝?
易方达e钱包 is rated higher. 易方达e钱包 averages 4.9 out of 5 from 119 ratings, while 现金宝 averages 1.7 from 7 ratings.
Do 易方达e钱包 or 现金宝 have ads?
Neither 易方达e钱包 nor 现金宝 shows ads.
Which is updated more often, 易方达e钱包 or 现金宝?
易方达e钱包 ships an update monthly, and 现金宝 every 3 weeks. Most recently, 易方达e钱包 was updated on October 26, 2026 and 现金宝 on October 24, 2026.

Other comparisons