易方达e钱包 vs 集思录
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
易方达e钱包
This app offers professional investment advisory services tailored to client needs, enhancing the investment experience. It provides over 130 investment strategies across four demand scenarios to meet diverse investment requirements. Enjoy zero-fee fund purchases.
- Professional investment advisory services
- 130+ investment strategies
- Four demand scenarios
- Zero-fee fund purchases
- Wealth management solutions
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易方达财富APP e钱包提供从机器投顾到专属顾问多层次投顾服务。机器投顾费率优惠，1000元起投。您在线填写简单问卷后，系统将自动为您匹配适合的策略，策略由专业投研团队管理、动态调仓，便捷、简单、省心。 随着您的资产规模增加，可解锁专属顾问服务。130+投顾策略覆盖多元需求场景，更有一对一专属顾问全程护航，持续提升您的投资体验。 关于易方达财富： 2025年7月成立，由易方达基金全资持股，注册资本1亿元人民币。 公司聚焦开展买方投资顾问服务，致力于探索投顾业务和财富管理的新模式、新业态。 公司组建了高水平的投资研究、顾问服务、系统开发、金融科技、风控管理、运营运作等全流程服务团队，为客户提供高质量的财富管理解决方案和服务。 公司逐步建立全市场基金产品的代销体系，为销售业务客户提供丰富的产品选择，为投资顾问业务构建全面坚实的业务保障。 联系我们： 官方网站：www.efundcf.com.cn 服务热线：400-160-8888 客服邮箱：wealth@efunds.com.cn
集思录
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集思录，一个以数据为本的投资社区，提供新股、可转债、债券、ETF、封闭式基金等数据服务。投资社区思维活跃，交流投资思路、探讨投资数据分析方式。 ※核心优势※ -集思录，市场上极其活跃的以数据为本的投资社区 -专注新股、可转债、债券、封闭基金、ETF、LOF等投资数据 ※功能亮点※ -投资社区-数据的分析、分享，投资理念的分享、沟通、交流 -数据-侧重债息相关的投资品种，新股、可转债、债券、封闭基金、QDII、ETF、LOF -模拟持仓-侧重对持仓组合进行数据分析，收益率、重仓行业、回撤等 -投资日历-掌握市场大小事，不错过派息、增发、套利的机会 -可转债-数据精准、分析理论价值及其偏差，极具参考价值溢价率和偏离度 -预警提醒-可转债、新股、QDII异动提醒
Screenshots
Verdict
The clearest difference is review sentiment: 易方达e钱包 at 94% against 集思录's 48%. 易方达e钱包 also leads on rating (4.9 vs 3.8) and in-app purchases (none vs 12). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 集思录 sells 12 one-off in-app purchases. 易方达e钱包 asks for nothing beyond the download.
易方达e钱包 holds the better App Store score, 4.9 against 3.8. That said, the two scores are not equally well evidenced: 易方达e钱包 has 119 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 94% of 易方达e钱包's written reviews are positive against 48% of 集思录's.
易方达e钱包 ships an update monthly, 集思录 every 5 weeks. Both last shipped on October 24, 2026.
| Parameter | 易方达e钱包 | 集思录 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (119 ratings) — better | 3.8 (12 ratings) |
| Positive reviews | 94.0% of reviews — better | 48.1% of reviews |
| Number of ratings | 119 — better | 12 |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 122 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | 易方达基金管理有限公司 | 北京集思汇智信息科技有限公司 |
Customer experience
易方达e钱包
集思录
In-app purchases
易方达e钱包
No in-app purchases
集思录
- 集思录金币6个$0.99
- 集思录会员一周$0.99
- 集思录金币12个$1.99
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- 集思录会员一个月$3.99
- 可转债评分系统$3.99
- 可转债评分系统$4.99
- 集思录金币50个$6.99
- 集思录会员一季度$9.99
- 集思录可转债一个月$14.99
- 集思录金币108个$14.99
- 集思录会员半年$19.99
- 6大宽基指数和52行业估值数据$29.99
