SCFCU Mobile vs GoTab
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SCFCU Mobile
Manage your finances conveniently from your mobile device. Access account information, transfer funds, deposit checks, and locate branches or ATMs. This app offers secure login and identity verification for peace of mind.
- Check account balances
- View transaction history
- Transfer money between accounts
- Deposit checks
- Locate ATMs and branches
- Secure login with biometrics
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Bank on the go with your SCFCU Mobile Banking App. Manage your accounts from your mobile device when it is convenient for you. The SCFCU Mobile App combines the benefits of Online Banking with the power of your mobile device, providing quick access to account information and transactions. The SCFCU Mobile Banking App is fast, convenient and free, and allows users to: - Check account balances - View transaction history - Transfer money between accounts - Deposit checks - Locate and get directions to ATM and branch locations using GPS St. Cloud Financial Credit Union protects your financial information from unauthorized users using: - Security questions to verify your identity - Secure login with Touch ID and Facial Recognition - No transmission of complete accounts numbers
GoTab
This app enhances the GoTab experience with features like push notifications and streamlined navigation for ordering, payment, and receipt management. It's ideal for frequent users, consolidating all essential functions into a single, organized location.
- Push notifications
- Simplified navigation
- Order placement
- Payment processing
- Receipt organization
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The GoTab app enables additional features such as push notifications and simplified navigation for placing orders, paying, and organizing receipts. The app is highly recommended for regular users of GoTab since everything is organized in one place.
Screenshots
Verdict
The clearest difference is rating: SCFCU Mobile at 4.8 against GoTab's 4.2. SCFCU Mobile also leads on review sentiment (93% vs 60%) and update cadence (monthly vs every 14 months). GoTab's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SCFCU Mobile holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: SCFCU Mobile has 3.3K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 93% of SCFCU Mobile's written reviews are positive against 60% of GoTab's.
SCFCU Mobile ships an update monthly, GoTab every 14 months. The most recent releases landed on September 27, 2026 and September 20, 2026 respectively.
| Parameter | SCFCU Mobile | GoTab |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.3K ratings) — better | 4.2 (14 ratings) |
| Positive reviews | 92.9% of reviews — better | 60.0% of reviews |
| Number of ratings | 3.3K — better | 14 |
| Update frequency | Monthly — better | Every 14 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 128 MB | 15 MB |
| Age rating | 4+ | 12+ |
| Developer | St. Cloud Financial Credit Union | GoTab, Inc. |
Customer experience
SCFCU Mobile
GoTab
Bugs and requests
SCFCU Mobile
Reported bugs
2 issues- Mobile check deposit not working consistently
- App crashes and shows black screen
Requested features
2 requests- Bring back 6-digit code login option
- Add check image viewing in app
GoTab
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SCFCU Mobile
No in-app purchases
GoTab
No in-app purchases
Questions
Is SCFCU Mobile free?
Is GoTab free?
Which has better reviews, SCFCU Mobile or GoTab?
Do SCFCU Mobile or GoTab have ads?
Which is updated more often, SCFCU Mobile or GoTab?
Other comparisons
