SCFCU Mobile vs Deerwood Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SCFCU Mobile
Manage your finances conveniently from your mobile device. Access account information, transfer funds, deposit checks, and locate branches or ATMs. This app offers secure login and identity verification for peace of mind.
- Check account balances
- View transaction history
- Transfer money between accounts
- Deposit checks
- Locate ATMs and branches
- Secure login with biometrics
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Bank on the go with your SCFCU Mobile Banking App. Manage your accounts from your mobile device when it is convenient for you. The SCFCU Mobile App combines the benefits of Online Banking with the power of your mobile device, providing quick access to account information and transactions. The SCFCU Mobile Banking App is fast, convenient and free, and allows users to: - Check account balances - View transaction history - Transfer money between accounts - Deposit checks - Locate and get directions to ATM and branch locations using GPS St. Cloud Financial Credit Union protects your financial information from unauthorized users using: - Security questions to verify your identity - Secure login with Touch ID and Facial Recognition - No transmission of complete accounts numbers
Deerwood Mobile
Manage your finances on the go with secure and convenient access to your accounts. Transfer funds, pay bills, deposit checks, and set up custom alerts to stay informed about your financial activity.
- Fund transfers
- Bill payment and scheduling
- Mobile check deposit
- Customizable alerts
- Transaction history
- Account balance viewing
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Safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: - Transfer funds to friends and external accounts - Pay and schedule bills with Bill Pay - Deposit checks using mobile deposit - Set up custom email or text alerts - Attach receipts and images to transaction items - View account balances and transaction history
Screenshots
Verdict
SCFCU Mobile and Deerwood Mobile both sit at 4.8 stars, but that hides the real split: 93% of SCFCU Mobile's written reviews are positive against 56% of Deerwood Mobile's. SCFCU Mobile also leads on update cadence (monthly vs every 7 months). Deerwood Mobile's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.7 vs 16.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for SCFCU Mobile against 4.8 for Deerwood Mobile. Both are backed by a comparable volume of ratings — 3.3K and 1.2K respectively. Written reviews are what separate them: 93% of SCFCU Mobile's written reviews are positive against 56% of Deerwood Mobile's.
SCFCU Mobile ships an update monthly, Deerwood Mobile every 7 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | SCFCU Mobile | Deerwood Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.3K ratings) — better | 4.8 (1.2K ratings) |
| Positive reviews | 92.9% of reviews — better | 56.0% of reviews |
| Number of ratings | 3.3K — better | 1.2K |
| Update frequency | Monthly — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 14.7 — better |
| Further details — not scored | ||
| Size | 128 MB | 102 MB |
| Age rating | 4+ | 4+ |
| Developer | St. Cloud Financial Credit Union | Deerwood Bank |
Customer experience
SCFCU Mobile
Deerwood Mobile
User reviews
SCFCU Mobile
From 3.3K App Store ratingsWhat we love
- 👍 Ease of use
- 👍 Reliable and fast
- 👍 Helpful staff
- 🚀 Convenient mobile features
- 🔒 Secure banking
Room to improve
- 🐛 Login issues
- 🐛 Slow app performance
Deerwood Mobile
From 1.2K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient check deposit
- 💡 Great new features
Room to improve
- 🐛 Frequent login issues
- 🐛 Slow app loading
- 🐛 Inconsistent app performance
Bugs and requests
SCFCU Mobile
Reported bugs
2 issues- Mobile check deposit not working consistently
- App crashes and shows black screen
Requested features
2 requests- Bring back 6-digit code login option
- Add check image viewing in app
Deerwood Mobile
Reported bugs
3 issues- Bad request errors
- Repeated need to reinstall app
- Frequent sign-outs
Requested features
3 requests- Ability to view deposited checks
- Default account selection for deposits
- Instant transaction visibility
In-app purchases
SCFCU Mobile
No in-app purchases
Deerwood Mobile
No in-app purchases
Questions
Is SCFCU Mobile free?
Is Deerwood Mobile free?
Which has better reviews, SCFCU Mobile or Deerwood Mobile?
Do SCFCU Mobile or Deerwood Mobile have ads?
Which is updated more often, SCFCU Mobile or Deerwood Mobile?
Other comparisons
