SCFCU Mobile vs NetGiver
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SCFCU Mobile
Manage your finances conveniently from your mobile device. Access account information, transfer funds, deposit checks, and locate branches or ATMs. This app offers secure login and identity verification for peace of mind.
- Check account balances
- View transaction history
- Transfer money between accounts
- Deposit checks
- Locate ATMs and branches
- Secure login with biometrics
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Bank on the go with your SCFCU Mobile Banking App. Manage your accounts from your mobile device when it is convenient for you. The SCFCU Mobile App combines the benefits of Online Banking with the power of your mobile device, providing quick access to account information and transactions. The SCFCU Mobile Banking App is fast, convenient and free, and allows users to: - Check account balances - View transaction history - Transfer money between accounts - Deposit checks - Locate and get directions to ATM and branch locations using GPS St. Cloud Financial Credit Union protects your financial information from unauthorized users using: - Security questions to verify your identity - Secure login with Touch ID and Facial Recognition - No transmission of complete accounts numbers
NetGiver
Easily support 501(c)(3) nonprofits nationwide with secure, fee-free donations. Every dollar goes directly to your chosen charity, thanks to sponsoring organizations. Make a greater impact with every gift.
- Support 501(c)(3) nonprofits
- Fee-free donations
- Secure ACH transactions
- 100% of gift to charity
- Philanthropic engagement platform
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NetGiver empowers you to support 501(c)(3) nonprofits nationwide with ease. With NetGiver, you can seamlessly send donations directly to your favorite charities—fast, secure, and entirely free of fees. GiveFreely, knowing that every dollar you give goes to the cause you care about. Thanks to the generosity of sponsoring organizations, NetGiver ensures that nonprofits receive 100% of every gift. (Standard mobile carrier fees may apply.) NetGiver is a technology services platform with an emphasis on philanthropic engagement. Recognized as the premier solution for no-fee charitable giving, NetGiver fosters stronger connections between donors and nonprofits by removing barriers to generosity. Through NetGiver, donations are processed using secure ACH transactions, adhering to all applicable electronic transaction and Federal Reserve protocols. Join the movement to GiveFreely and make a greater impact with every donation!
Screenshots
Verdict
The clearest difference is monetization model: NetGiver at free against SCFCU Mobile's free with in-app purchases. NetGiver also leads on iOS requirement (13.0 vs 16.0). SCFCU Mobile's advantage is ratings volume (3.3K vs 13). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for SCFCU Mobile against 4.7 for NetGiver. That said, the two scores are not equally well evidenced: SCFCU Mobile has 3.3K ratings behind it against 13, so its average is the more settled of the two. Written reviews are what separate them: 93% of SCFCU Mobile's written reviews are positive against 88% of NetGiver's.
SCFCU Mobile ships an update monthly, NetGiver every 6 weeks. The most recent releases landed on September 27, 2026 and September 8, 2026 respectively.
| Parameter | SCFCU Mobile | NetGiver |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.3K ratings) — better | 4.7 (13 ratings) |
| Positive reviews | 92.9% of reviews — better | 87.5% of reviews |
| Number of ratings | 3.3K — better | 13 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 128 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | St. Cloud Financial Credit Union | NetGiver, LLC |
Customer experience
SCFCU Mobile
NetGiver
Bugs and requests
SCFCU Mobile
Reported bugs
2 issues- Mobile check deposit not working consistently
- App crashes and shows black screen
Requested features
2 requests- Bring back 6-digit code login option
- Add check image viewing in app
NetGiver
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SCFCU Mobile
No in-app purchases
NetGiver
No in-app purchases
Questions
Is SCFCU Mobile free?
Is NetGiver free?
Which has better reviews, SCFCU Mobile or NetGiver?
Do SCFCU Mobile or NetGiver have ads?
Which is updated more often, SCFCU Mobile or NetGiver?
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