Comparison

SCFCU Mobile vs NetGiver

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SCFCU Mobile

Manage your finances conveniently from your mobile device. Access account information, transfer funds, deposit checks, and locate branches or ATMs. This app offers secure login and identity verification for peace of mind.

Highlights
  • Check account balances
  • View transaction history
  • Transfer money between accounts
  • Deposit checks
  • Locate ATMs and branches
  • Secure login with biometrics
Features
Read full description

Bank on the go with your SCFCU Mobile Banking App. Manage your accounts from your mobile device when it is convenient for you. The SCFCU Mobile App combines the benefits of Online Banking with the power of your mobile device, providing quick access to account information and transactions. The SCFCU Mobile Banking App is fast, convenient and free, and allows users to: - Check account balances - View transaction history - Transfer money between accounts - Deposit checks - Locate and get directions to ATM and branch locations using GPS St. Cloud Financial Credit Union protects your financial information from unauthorized users using: - Security questions to verify your identity - Secure login with Touch ID and Facial Recognition - No transmission of complete accounts numbers

About

NetGiver

Easily support 501(c)(3) nonprofits nationwide with secure, fee-free donations. Every dollar goes directly to your chosen charity, thanks to sponsoring organizations. Make a greater impact with every gift.

Highlights
  • Support 501(c)(3) nonprofits
  • Fee-free donations
  • Secure ACH transactions
  • 100% of gift to charity
  • Philanthropic engagement platform
Read full description

NetGiver empowers you to support 501(c)(3) nonprofits nationwide with ease. With NetGiver, you can seamlessly send donations directly to your favorite charities—fast, secure, and entirely free of fees. GiveFreely, knowing that every dollar you give goes to the cause you care about. Thanks to the generosity of sponsoring organizations, NetGiver ensures that nonprofits receive 100% of every gift. (Standard mobile carrier fees may apply.) NetGiver is a technology services platform with an emphasis on philanthropic engagement. Recognized as the premier solution for no-fee charitable giving, NetGiver fosters stronger connections between donors and nonprofits by removing barriers to generosity. Through NetGiver, donations are processed using secure ACH transactions, adhering to all applicable electronic transaction and Federal Reserve protocols. Join the movement to GiveFreely and make a greater impact with every donation!

Screenshots

SCFCU Mobile4 screens
NetGiver4 screens

Verdict

The call

The clearest difference is monetization model: NetGiver at free against SCFCU Mobile's free with in-app purchases. NetGiver also leads on iOS requirement (13.0 vs 16.0). SCFCU Mobile's advantage is ratings volume (3.3K vs 13). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for SCFCU Mobile against 4.7 for NetGiver. That said, the two scores are not equally well evidenced: SCFCU Mobile has 3.3K ratings behind it against 13, so its average is the more settled of the two. Written reviews are what separate them: 93% of SCFCU Mobile's written reviews are positive against 88% of NetGiver's.

UpkeepUpdate frequency

SCFCU Mobile ships an update monthly, NetGiver every 6 weeks. The most recent releases landed on September 27, 2026 and September 8, 2026 respectively.

Scorecard3 real differences · 7 level
SCFCU Mobile versus NetGiver: the parameters behind the verdict, then further details
ParameterSCFCU MobileNetGiver
PriceFreeFree
Rating4.8 (3.3K ratings) — better4.7 (13 ratings)
Positive reviews92.9% of reviews — better87.5% of reviews
Number of ratings3.3K — better13
Update frequencyMonthly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size128 MB36 MB
Age rating4+4+
DeveloperSt. Cloud Financial Credit UnionNetGiver, LLC

Customer experience

SCFCU Mobile

All ratings3,253 ratings
Positive97.8%
Neutral1.8%
Negative0.5%
Written reviews28 reviews
Positive92.9%
Neutral0.0%
Negative7.1%

NetGiver

All ratings13 ratings
Positive92.3%
Neutral0.0%
Negative7.7%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

Bugs and requests

SCFCU Mobile

Reported bugs

2 issues
  • Mobile check deposit not working consistently
  • App crashes and shows black screen

Requested features

2 requests
  • Bring back 6-digit code login option
  • Add check image viewing in app

NetGiver

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SCFCU Mobile

No in-app purchases

None

NetGiver

No in-app purchases

Questions

Is SCFCU Mobile free?
SCFCU Mobile is free to download, with no in-app purchases.
Is NetGiver free?
NetGiver is free to download, with no in-app purchases.
Which has better reviews, SCFCU Mobile or NetGiver?
SCFCU Mobile is rated higher. SCFCU Mobile averages 4.8 out of 5 from 3.3K ratings, while NetGiver averages 4.7 from 13 ratings.
Do SCFCU Mobile or NetGiver have ads?
Neither SCFCU Mobile nor NetGiver shows ads.
Which is updated more often, SCFCU Mobile or NetGiver?
SCFCU Mobile ships an update monthly, and NetGiver every 6 weeks. Most recently, SCFCU Mobile was updated on September 27, 2026 and NetGiver on September 8, 2026.

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