SCFCU Mobile vs Granite Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SCFCU Mobile
Manage your finances conveniently from your mobile device. Access account information, transfer funds, deposit checks, and locate branches or ATMs. This app offers secure login and identity verification for peace of mind.
- Check account balances
- View transaction history
- Transfer money between accounts
- Deposit checks
- Locate ATMs and branches
- Secure login with biometrics
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Bank on the go with your SCFCU Mobile Banking App. Manage your accounts from your mobile device when it is convenient for you. The SCFCU Mobile App combines the benefits of Online Banking with the power of your mobile device, providing quick access to account information and transactions. The SCFCU Mobile Banking App is fast, convenient and free, and allows users to: - Check account balances - View transaction history - Transfer money between accounts - Deposit checks - Locate and get directions to ATM and branch locations using GPS St. Cloud Financial Credit Union protects your financial information from unauthorized users using: - Security questions to verify your identity - Secure login with Touch ID and Facial Recognition - No transmission of complete accounts numbers
Granite Bank
Manage your finances on the go with this banking app. Deposit checks, view balances, transfer funds between accounts, and find ATMs. Experience secure, fast, and easy-to-navigate banking technology.
- Mobile check deposit
- View account balances
- Transfer funds
- ATM locator
- Secure and fast transactions
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Carry your bank with you at all times with Granite Bank’s mobile application! Users can deposit checks from their mobile device, view account balances, transfer money between Granite Bank accounts, and locate the nearest available ATM. Secure, fast, and easy to navigate, the Granite Bank app enables market-leading bank technology with access to the personal touch of a community bank.
Screenshots
Verdict
The clearest difference is rating: SCFCU Mobile at 4.8 against Granite Bank's 3.7. SCFCU Mobile also leads on ratings volume (3.3K vs 6) and update cadence (monthly vs every 4 months). Granite Bank's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.1 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SCFCU Mobile holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: SCFCU Mobile has 3.3K ratings behind it against 6, so its average is the more settled of the two.
SCFCU Mobile ships an update monthly, Granite Bank every 4 months. Both last shipped on November 1, 2026.
| Parameter | SCFCU Mobile | Granite Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.3K ratings) — better | 3.7 (6 ratings) |
| Positive reviews | 92.9% of reviews | — |
| Number of ratings | 3.3K — better | 6 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 14.1 — better |
| Further details — not scored | ||
| Size | 128 MB | 144 MB |
| Age rating | 4+ | 4+ |
| Developer | St. Cloud Financial Credit Union | Granite Community Bank |
Customer experience
SCFCU Mobile
Granite Bank
Bugs and requests
SCFCU Mobile
Reported bugs
2 issues- Mobile check deposit not working consistently
- App crashes and shows black screen
Requested features
2 requests- Bring back 6-digit code login option
- Add check image viewing in app
Granite Bank
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SCFCU Mobile
No in-app purchases
Granite Bank
No in-app purchases
Questions
Is SCFCU Mobile free?
Is Granite Bank free?
Which has better reviews, SCFCU Mobile or Granite Bank?
Do SCFCU Mobile or Granite Bank have ads?
Which is updated more often, SCFCU Mobile or Granite Bank?
Other comparisons
