Comparison

Clip vs Plata

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Clip

Accept payments from all major credit and debit cards, including contactless and mobile wallets. Grow your business with fast daily deposits, no monthly fees, and the ability to send payment links for remote transactions. Manage your inventory with an interactive catalog.

Highlights
  • Accept all credit/debit cards
  • Contactless and mobile wallet payments
  • Daily deposits
  • Payment links for remote transactions
  • Interactive inventory catalog
  • 12 months interest-free options
Features
Read full description

Grow your business with Clip! Download the app and accept payments with all credit and debit cards, contactless technology and Samsung Pay. Without complicated paperwork, monthly fees, or minimal sales. Receive your money every day. Why Clip? -Accepts all credit and debit cards: American Express, Visa, Mastercard; Sí Vale, Edenred, Sodexo and Carnet; contactless technology, Apple Pay, and Samsung Pay. -Receive your money every day. With Clip Clásico and Pagos a Distancia Clip the deposit is made in 48 hours; with Clip Plus, Plus 2, Pro, and Total in 24 hours; it doesn't matter if it's the end of the week or a holiday. -Accept payments without your client being present. Just send a link through your favorite social network and that's it. The easiest, fastest, and safest way to make transactions anywhere. -It offers up to 12 months without interest with more than 19 banks. -Keep your inventory up to date with our interactive Catalog. Download the app -Install the app on your iPhone or iPad and sign up in less than 5 minutes. -Buy your reader at clip.mx with free shipping. -Done! You can now charge by card and grow your business. Fee The transparent fee is 3.6% + IVA (payments in 1 single exhibition). Do you have any doubts? Clip is the only one that offers you attention 24/7, 365 days a year. Send us a message via WhatsApp or call us at 55 6393-2323.Grow your business with Clip! Download the app and accept payments with all credit and debit cards, contactless technology and Samsung Pay. Without complicated paperwork, monthly fees, or minimal sales. Receive your money every day. Why Clip? -Accepts all credit and debit cards: American Express, Visa, Mastercard; Sí Vale, Edenred, Sodexo and Carnet; contactless technology, Apple Pay, and Samsung Pay. -Receive your money every day. With Clip Clásico and Pagos a Distancia Clip the deposit is made in 48 hours; with Clip Plus, Plus 2, Pro, and Total in 24 hours; it doesn't matter if it's the end of the week or a holiday. -Accept payments without your client being present. Just send a link through your favorite social network and that's it. The easiest, fastest, and safest way to make transactions anywhere. -It offers up to 12 months without interest with more than 19 banks. -Keep your inventory up to date with our interactive Catalog. Download the app -Install the app on your iPhone or iPad and sign up in less than 5 minutes. -Buy your reader at clip.mx with free shipping. -Done! You can now charge by card and grow your business. Fee The transparent fee is 3.6% + IVA (payments in 1 single exhibition). Do you have any doubts? Clip is the only one that offers you attention 24/7, 365 days a year. Send us a message via WhatsApp or call us at 55 6393-2323.

About

Plata

This financial app offers a credit card with real cashback rewards that can be used for payments or cash withdrawals. It provides extended payment deadlines, a user-friendly interface for managing your account, and fast, personalized card delivery. Additionally, it features an investment service to help grow your money.

Highlights
  • Real cashback rewards
  • Extended payment deadlines
  • Digital card for secure online shopping
  • Fast and personalized card delivery
  • Easy-to-use app interface
  • Investment services with AI guidance
Features
Read full description

Plata helps you manage your finances simply, securely, and all in one place. From the app, you can access the products and services available in your country, review your transactions, and stay in control of your money. Plata is a digital finance, designed around people. We offer real benefits and value your time, so we eliminate waiting and branch visits. Plata is always with you, with 24/7 support available wherever you are. Apply for your cards and choose where, when, and at what time you want to receive them. Mexico In Mexico, enjoy Banco Plata products and manage your finances directly from the app. Plata Crédito Shop with your physical or digital card and manage your credit directly from the Plata app. Review your transactions, payments, and all your card information in one place. You have up to 60 days to make your payment without late payment fees or penalties, subject to the applicable terms of your card. Plus, earn up to 15% cashback in the categories you choose. Use it to make payments, shop, or access your funds, subject to the applicable terms. Plata Cuenta The only debit card with up to 15% returns on your savings and up to 15% cashback in the categories you choose. Grow your money with Inversiones Access investment options from your phone. Invest in available stocks, ETFs, and investment funds, and use tools and information to help you make decisions about your money. Investment services are offered by Asesor en Inversiones Plata, S.A.P.I. de C.V., an entity regulated by Mexico’s National Banking and Securities Commission (CNBV), registration number 30165. See applicable interest rates, CAT, fees, and Terms and Conditions at bancoplata.mx. Support: help@bancoplata.mx | +52 55 9777 9000 Banco Plata, S.A., Institución de Banca Múltiple, Mariano Escobedo 476, Piso 1, Col. Anzures, Alc. Miguel Hidalgo, CDMX, C.P. 11590 Colombia In Colombia, Plata Pay lets you access and manage your financial products directly from your phone. Plata Cuenta Review your transactions and account activity through a simple, easy-to-use experience. Earn returns and cashback in the categories you choose. Manage your money with ease With Plata Bolsillos and Plata CDT, organize your money by separating it for different goals or needs and earn returns. Financial products and services in Colombia are offered by Plata. S.A. Compañía de Financiamiento, an entity supervised by the Superintendencia Financiera de Colombia. See applicable rates, fees, Terms and Conditions, and other information at plata.co. Support: ayuda@plata.co | 01 8000 160 555 Plata. S.A. Compañía de Financiamiento, NIT 901.983.739-1, Carrera 11B No. 99-25, Piso 4, Bogotá D.C., Colombia Join Plata!

Screenshots

Clip4 screens
Plata4 screens

Verdict

The call

Clip and Plata both sit at 4.8 stars, but that hides the real split: 94% of Plata's written reviews are positive against 59% of Clip's. Plata also leads on monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Clip against 4.9 for Plata. Both are backed by a comparable volume of ratings — 3K and 7K respectively. Written reviews are what separate them: 59% of Clip's written reviews are positive against 94% of Plata's.

UpkeepUpdate frequency

Clip ships an update weekly, Plata every 2 weeks. The most recent releases landed on October 4, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 8 level
Clip versus Plata: the parameters behind the verdict, then further details
ParameterClipPlata
PriceFreeFree
Rating4.8 (3K ratings)4.9 (7K ratings) — better
Positive reviews59.5% of reviews93.9% of reviews — better
Number of ratings3K7K — better
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS1717.0
Further details — not scored
Size360 MB446 MB
Age rating4+4+
DeveloperPayClip, IncBanco Plata, S.A., Institucion de Banca Multiple

Customer experience

Clip

All ratings3,031 ratings
Positive96.5%
Neutral1.4%
Negative2.1%
Written reviews79 reviews
Positive59.5%
Neutral5.1%
Negative35.4%

Plata

All ratings7,025 ratings
Positive96.9%
Neutral1.8%
Negative1.3%
Written reviews1,021 reviews
Positive93.9%
Neutral2.2%
Negative3.9%

User reviews

Clip

From 3K App Store ratings

What we love

  • 👍 Simple platform
  • 🚀 Quick deposits
  • 👍 Fast customer support

Room to improve

  • 💰 High commission fees
  • 🐛 Inaccurate transaction dates
  • 🐛 Billing issues
  • 🐛 Buggy and slow performance
  • 🌐 Lack of English support

Plata

From 7K App Store ratings

What we love

  • 👍 Smooth, easy to use
  • 🚀 Efficient and fast
  • 💳 Excellent credit card features
  • 💳 Innovative credit card
  • 💳 Great cash back and rewards

Room to improve

  • 💳 Insufficient credit limit
  • 💳 Confusing fees and charges
  • 🐛 Occasional technical issues
  • 🔒 Security concerns

Bugs and requests

Clip

Reported bugs

3 issues
  • Unable to log in
  • Inconsistent payment amounts
  • Incompatible with mobile data

Requested features

2 requests
  • Desktop app for Mac
  • Support for USD and MXN payments

Plata

Reported bugs

2 issues
  • Login screen freezes
  • Compatibility issues with older devices

Requested features

3 requests
  • Increase credit limit options
  • Provide more transparency on fees
  • Improve mobile app stability

In-app purchases

None

Clip

No in-app purchases

None

Plata

No in-app purchases

Questions

Is Clip free?
Clip is free to download, with no in-app purchases.
Is Plata free?
Plata is free to download, with no in-app purchases.
Which has better reviews, Clip or Plata?
Plata is rated higher. Clip averages 4.8 out of 5 from 3K ratings, while Plata averages 4.9 from 7K ratings.
Do Clip or Plata have ads?
Neither Clip nor Plata shows ads.
Which is updated more often, Clip or Plata?
Clip ships an update weekly, and Plata every 2 weeks. Most recently, Clip was updated on October 4, 2026 and Plata on October 3, 2026.

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