Clip vs BracaBudget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Clip
Accept payments from all major credit and debit cards, including contactless and mobile wallets. Grow your business with fast daily deposits, no monthly fees, and the ability to send payment links for remote transactions. Manage your inventory with an interactive catalog.
- Accept all credit/debit cards
- Contactless and mobile wallet payments
- Daily deposits
- Payment links for remote transactions
- Interactive inventory catalog
- 12 months interest-free options
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Grow your business with Clip! Download the app and accept payments with all credit and debit cards, contactless technology and Samsung Pay. Without complicated paperwork, monthly fees, or minimal sales. Receive your money every day. Why Clip? -Accepts all credit and debit cards: American Express, Visa, Mastercard; Sí Vale, Edenred, Sodexo and Carnet; contactless technology, Apple Pay, and Samsung Pay. -Receive your money every day. With Clip Clásico and Pagos a Distancia Clip the deposit is made in 48 hours; with Clip Plus, Plus 2, Pro, and Total in 24 hours; it doesn't matter if it's the end of the week or a holiday. -Accept payments without your client being present. Just send a link through your favorite social network and that's it. The easiest, fastest, and safest way to make transactions anywhere. -It offers up to 12 months without interest with more than 19 banks. -Keep your inventory up to date with our interactive Catalog. Download the app -Install the app on your iPhone or iPad and sign up in less than 5 minutes. -Buy your reader at clip.mx with free shipping. -Done! You can now charge by card and grow your business. Fee The transparent fee is 3.6% + IVA (payments in 1 single exhibition). Do you have any doubts? Clip is the only one that offers you attention 24/7, 365 days a year. Send us a message via WhatsApp or call us at 55 6393-2323.Grow your business with Clip! Download the app and accept payments with all credit and debit cards, contactless technology and Samsung Pay. Without complicated paperwork, monthly fees, or minimal sales. Receive your money every day. Why Clip? -Accepts all credit and debit cards: American Express, Visa, Mastercard; Sí Vale, Edenred, Sodexo and Carnet; contactless technology, Apple Pay, and Samsung Pay. -Receive your money every day. With Clip Clásico and Pagos a Distancia Clip the deposit is made in 48 hours; with Clip Plus, Plus 2, Pro, and Total in 24 hours; it doesn't matter if it's the end of the week or a holiday. -Accept payments without your client being present. Just send a link through your favorite social network and that's it. The easiest, fastest, and safest way to make transactions anywhere. -It offers up to 12 months without interest with more than 19 banks. -Keep your inventory up to date with our interactive Catalog. Download the app -Install the app on your iPhone or iPad and sign up in less than 5 minutes. -Buy your reader at clip.mx with free shipping. -Done! You can now charge by card and grow your business. Fee The transparent fee is 3.6% + IVA (payments in 1 single exhibition). Do you have any doubts? Clip is the only one that offers you attention 24/7, 365 days a year. Send us a message via WhatsApp or call us at 55 6393-2323.
BracaBudget
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BracaBudget is a personal finance app built around the envelope budgeting method — the proven strategy of giving every dollar a job before you spend it. The core question BracaBudget answers every day: How much can I spend this week? HOW IT WORKS Set your monthly envelope — the total amount you plan to spend. Then assign fixed allocations to predictable expenses like rent, groceries, or transport. What's left becomes your discretionary pool, divided week by week into a simple, clear spending allowance. FEATURES WEEKLY SPENDING DASHBOARD One clear number every week. A visual progress bar shows how much of your allowance remains — green when you're doing well, orange as you approach the limit, red when you've gone over. TRANSACTION TRACKING Log expenses and income in seconds. Assign categories, add notes, and review your full history anytime. All data stays on your device. ALLOCATIONS Set weekly or monthly spending caps per category. Visual progress indicators alert you when you're getting close, so you never blow a budget line without knowing it. DUAL-CURRENCY SUPPORT Budget in one currency, spend in another. BracaBudget fetches live exchange rates and converts your envelope automatically — perfect for expats, cross-border workers, or anyone managing finances in two currencies. HOME SCREEN WIDGETS Add small, medium, or large widgets to see your remaining weekly allowance without opening the app. Your budget, always a glance away. SIRI & SHORTCUTS Log expenses hands-free using the "Add Expense" Siri Shortcut. Automate your financial routines with the Shortcuts app. SAVINGS HISTORY Review every past month at a glance. BracaBudget snapshots your monthly performance — including the exchange rate at the time — so historical data always reflects what actually happened. FLEXIBLE CALENDAR Start your week on Sunday or Monday. Set a custom month start date (1st–28th) to match your pay cycle instead of the calendar month. CATEGORY MANAGEMENT Use built-in categories or create your own with custom icons and colors. Separate expense and income categories keep your data clean. CSV IMPORT & EXPORT Back up your data or migrate it anytime. Full import and export support for transactions and allocations gives you complete control. PRIVACY FIRST BracaBudget is 100% local. Your financial data never leaves your device. No accounts required. No ads. No subscriptions. No tracking. Ever. BracaBudget is for anyone who wants clarity over their money without the complexity of a full financial suite — just a simple, honest answer to "what can I spend this week?"
Screenshots
Verdict
The clearest difference is iOS requirement: Clip at 17 against BracaBudget's 26.2. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Clip | BracaBudget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3K ratings) — better | — |
| Positive reviews | 58.8% of reviews | — |
| Number of ratings | 3K — better | — |
| Update frequency | Weekly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17 — better | 26.2 |
| Further details — not scored | ||
| Size | 364 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | PayClip, Inc | Luis Bracamontes |
Bugs and requests
Clip
Reported bugs
3 issues- Unable to log in
- Inconsistent payment amounts
- Incompatible with mobile data
Requested features
2 requests- Desktop app for Mac
- Support for USD and MXN payments
BracaBudget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Clip
No in-app purchases
BracaBudget
No in-app purchases









