Comparison

FTSB Mobile vs NICCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FTSB Mobile

Access your bank accounts securely and conveniently on your mobile device. This app allows you to check balances, transfer funds between accounts, and locate nearby ATMs and branches 24/7. It requires an existing online banking login to get started.

Highlights
  • View account activity
  • Check account balances
  • Transfer money between accounts
  • Locate nearby ATMs
  • Secure login
Features
Read full description

FARMERS TRUST & SAVINGS BANK MOBILE BANKING APP Mobile banking from Farmers Trust & Savings Bank gives you fast banking capabilities on the go. The free app provides you quick, secure, 24 hour access to your bank accounts. Check balances, transfer money, and locate ATMs and financial institutions at the tap of a finger. To get started, sign in using your existing FTSB online banking username and password. FEATURES - View account activity - Check account balances - Transfer money between accounts - Find nearby ATMs based on your GPS location SECURITY Farmers Trust & Savings Bank protects your financial information from unauthorized users using secure questions to verify your identity, secure login with username and password, and no transmission of complete account numbers. FTSB Mobile is free to our customers, however, data fees may apply from your cell phone provider. Must be an online banking customer to access FTSB Mobile. Contact us today or visit www.ftsbbank.com for information on enrolling. Member FDIC & Equal Housing Lender

About

NICCU

Manage your finances conveniently with this app. It offers secure sign-in options, quick balance checks, fund transfers, bill payments, and mobile check deposits. Special features cater to neurodiverse users, including options for epilepsy, dyslexia, and color blindness.

Highlights
  • Secure sign-in with Face ID/Touch ID
  • Quick Balance view
  • Fund transfers
  • Bill payment
  • Mobile check deposit
  • Neurodiverse features
Features
Read full description

Do more with our NICCU app. The NICCU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of North Iowa Community Credit Union, visit us at niccu.com

Screenshots

FTSB Mobile4 screens
NICCU4 screens

Verdict

The call

FTSB Mobile and NICCU both sit at 3.7 stars, but that hides the real split: 50% of NICCU's written reviews are positive against 0% of FTSB Mobile's. NICCU also leads on ratings volume (13 vs 3). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.7 for FTSB Mobile against 3.6 for NICCU. Both are backed by a comparable volume of ratings — 3 and 13 respectively. Written reviews are what separate them: 0% of FTSB Mobile's written reviews are positive against 50% of NICCU's.

UpkeepUpdate frequency

FTSB Mobile ships an update every 3 months, NICCU every 4 months. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
FTSB Mobile versus NICCU: the parameters behind the verdict, then further details
ParameterFTSB MobileNICCU
PriceFreeFree
Rating3.7 (3 ratings) — better3.6 (13 ratings)
Positive reviews0.0% of reviews50.0% of reviews — better
Number of ratings313 — better
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS14.1 — better15.6
Further details — not scored
Size120 MB67 MB
Age rating4+4+
DeveloperFarmers Trust and Savings BankNorth Iowa Community Credit Union

Customer experience

FTSB Mobile

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

NICCU

All ratings11 ratings
Positive54.5%
Neutral0.0%
Negative45.5%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

FTSB Mobile

No in-app purchases

None

NICCU

No in-app purchases

Questions

Is FTSB Mobile free?
FTSB Mobile is free to download, with no in-app purchases.
Is NICCU free?
NICCU is free to download, with no in-app purchases.
Which has better reviews, FTSB Mobile or NICCU?
FTSB Mobile is rated higher. FTSB Mobile averages 3.7 out of 5 from 3 ratings, while NICCU averages 3.6 from 13 ratings.
Do FTSB Mobile or NICCU have ads?
Neither FTSB Mobile nor NICCU shows ads.
Which is updated more often, FTSB Mobile or NICCU?
FTSB Mobile ships an update every 3 months, and NICCU every 4 months. Most recently, FTSB Mobile was updated on October 6, 2026 and NICCU on October 24, 2026.

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